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Proudly serving clients across AL, AZ, CA, FL, GA, IL, IN, KY, LA, MD, NC, NJ, OH, PA, SC, TN, VA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Paul and his team were helpful and made eveythuhh everything so easy big tanks to Lisa and Eva too! Marc J.MONTCLAIR, NJ Jun 11
Paul and his team were helpful and made eveythuhh everything so easy big tanks to Lisa and Eva too!
Rating: 5.0 out of 5.0 from Encompass Everything was smooth from beginning to end. All of my questions were answered thoroughly and everyone I interacted woth was very courteous and professional! StephenWarsaw, IN May 25
Everything was smooth from beginning to end. All of my questions were answered thoroughly and everyone I interacted woth was very courteous and professional!
Rating: 5.0 out of 5.0 from Encompass My mortgag refinance was very complex involving several lien holders, and multiple title issues. Paul was patient and understanding throughout the whole process and ultimately got it done. I can't thank him enough. DanielLake Worth, FL May 25
My mortgag refinance was very complex involving several lien holders, and multiple title issues. Paul was patient and understanding throughout the whole process and ultimately got it done. I can't thank him enough.
Rating: 5.0 out of 5.0 from Encompass Everything was going well in the beginning communication was great but the ending lack of communication with Paul not returning calls or texts was quite disappointing JenniferDeltona, FL May 08
Everything was going well in the beginning communication was great but the ending lack of communication with Paul not returning calls or texts was quite disappointing
Rating: 5.0 out of 5.0 from Encompass Paul and his crew worked very hard to get this done for me .I appreciate all they did to help me through this. Thanks so very much everyone. Daisy MSumter, SC May 01
Paul and his crew worked very hard to get this done for me .I appreciate all they did to help me through this. Thanks so very much everyone.
Rating: 5.0 out of 5.0 from Encompass I admit, I had some worries and concerns as we went through the process but every time I said something and admitted my nervousness, someone was there to respond quickly and put my mind at ease. I appreciate that most of all. Guy JNorfolk, VA Apr 06
I admit, I had some worries and concerns as we went through the process but every time I said something and admitted my nervousness, someone was there to respond quickly and put my mind at ease. I appreciate that most of all.
Rating: 5.0 out of 5.0 from Encompass Everyone was knowledgeable and well informed of the process LuciaBraselton, GA Mar 30
Everyone was knowledgeable and well informed of the process
Rating: 4.7 out of 5.0 from Encompass Thank you For help us in the process Pablo JavierNewberry, FL Mar 24
Thank you For help us in the process
Rating: 5.0 out of 5.0 from Encompass Paul Patel help me to understand a lot, and I appreciate it very much. He was very patient and very understanding with me. Mary A.Union, SC Mar 16
Paul Patel help me to understand a lot, and I appreciate it very much. He was very patient and very understanding with me.
Rating: 5.0 out of 5.0 from Encompass They kept me informed every step of the way! It was easy and we close in about a week after getting all the paperwork done! Emma RCOLUMBUS, OH Mar 16
They kept me informed every step of the way! It was easy and we close in about a week after getting all the paperwork done!
Rating: 4.7 out of 5.0 from Encompass The people we had tobhelp us was so friendly Troy AllenMUNCIE, IN Feb 13
The people we had tobhelp us was so friendly
Rating: 5.0 out of 5.0 from Encompass Paul Patel was professional in every aspect of this journey. Everything was a smooth process. He communicated to us and gave us updates during the entire process. Thank you Paul! Janet LLAKE CITY, FL Feb 02
Paul Patel was professional in every aspect of this journey. Everything was a smooth process. He communicated to us and gave us updates during the entire process. Thank you Paul!
Rating: 5.0 out of 5.0 from Encompass Communicate and availability to answer wiestions was excellent Rawle TrevorOCALA, FL Jan 26
Communicate and availability to answer wiestions was excellent
Rating: 5.0 out of 5.0 from Encompass The camunication with all the staff that was needed fir these transactions where quick to answer any questions. Randal E.Bloomington, IN Jan 19
The camunication with all the staff that was needed fir these transactions where quick to answer any questions.
Rating: 5.0 out of 5.0 from Encompass Working with Paul is an amazing experience. His communication skills are above reproach. He makes me feel like I'm important and he strive hard to help in all areas. Thank you Paul Mae FRipley, TN Jan 12
Working with Paul is an amazing experience. His communication skills are above reproach. He makes me feel like I'm important and he strive hard to help in all areas. Thank you Paul
Rating: 5.0 out of 5.0 from Encompass They were very helpful in explaining the process and walked me straight through the process and i am very thankful for everything!!! Kim LLAURENS, SC Oct 22
They were very helpful in explaining the process and walked me straight through the process and i am very thankful for everything!!!
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Rating: 5.0 out of 5.0 from Encompass Paul made it great! I believe he sincerely cared about helping me. JosephSCOTTSBORO, AL Aug 15
Paul made it great! I believe he sincerely cared about helping me.
Rating: 5.0 out of 5.0 from Encompass I'm sorry but ok has to be enough. It's not because of Mr. Patel or Veronica, but I have been dealing with this Refi since July. It all started with my current mortgage provider, and it continued with Sovereign Lending. So ok has to be enough. Thank you for your service. Gregorio M.Jacksonville, FL Oct 19
I'm sorry but ok has to be enough. It's not because of Mr. Patel or Veronica, but I have been dealing with this Refi since July. It all started with my current mortgage provider, and it continued with Sovereign Lending. So ok has to be enough. Thank you for your service.
Rating: 5.0 out of 5.0 from Encompass Easy to work with. Persistent in helping me get the best results and stayed in touch throughout the whole process. Very professional yet caring. Great experience overall. Celine Y.La Mesa, CA Oct 19
Easy to work with. Persistent in helping me get the best results and stayed in touch throughout the whole process. Very professional yet caring. Great experience overall.
Rating: 5.0 out of 5.0 from Encompass It was an amazing experience, and we were able to get what we wanted from Mr. Patel and Chelsea. Thank you very much again. LorenaWESLEY CHAPEL, FL Jun 09
It was an amazing experience, and we were able to get what we wanted from Mr. Patel and Chelsea. Thank you very much again.
Rating: 5.0 out of 5.0 from Encompass Mr. Patel was on of the easiest person I’ve worked with as far loans and refinancing. Thanks so much. MICHAELOKLAHOMA CITY, OK May 27
Mr. Patel was on of the easiest person I’ve worked with as far loans and refinancing. Thanks so much.
Rating: 5.0 out of 5.0 from Encompass Great customer service! Very quick and smooth refinance process. Mandy L.WALDORF, MD Apr 20
Great customer service! Very quick and smooth refinance process.
Rating: 5.0 out of 5.0 from Encompass Prompt response and great customer service! ANGELASPRING, TX Mar 04
Prompt response and great customer service!