Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across New York, Connecticut, Florida and New Jersey.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from FTP Patrick is great at explaining the process and answering any and all questions that come along the way. He was always reachable and detailed in his responses. He made the process smooth and it was greatly appreciated. Highly recommended! SchilliviaNorthport, NY Jul 16
Patrick is great at explaining the process and answering any and all questions that come along the way. He was always reachable and detailed in his responses. He made the process smooth and it was greatly appreciated. Highly recommended!
Rating: 5.0 out of 5.0 from FTP The process of searching and getting an accepted offer was a journey of its own and when we got an accepted offer we had to navigate the mortgage process. Patrick made the process very easy and was available to answer any of our questions and concerns. JonathanGlen Head, NY Jul 16
The process of searching and getting an accepted offer was a journey of its own and when we got an accepted offer we had to navigate the mortgage process. Patrick made the process very easy and was available to answer any of our questions and concerns.
Rating: 5.0 out of 5.0 from SFTP Always responded to my questions in a timely manner, always available was so easy to work with him. LisaBayville, NY Jul 16
Always responded to my questions in a timely manner, always available was so easy to work with him.
Rating: 5.0 out of 5.0 from SFTP The process went very well. Patrick let me know what info was required from me in detail so there was very little stress for me during the process. RichardE. Setauket, NY Jul 16
The process went very well. Patrick let me know what info was required from me in detail so there was very little stress for me during the process.
Rating: 5.0 out of 5.0 from SFTP So easy to work with. Also the promptness of his response to calls and or txt messages Meghan Bellerose Village, NY Jul 16
So easy to work with. Also the promptness of his response to calls and or txt messages
Rating: 5.0 out of 5.0 from SFTP Patrick was always available and always got back to me when I had questions. He was always understanding and made the process easy. MichaelValhalla, NY Jul 16
Patrick was always available and always got back to me when I had questions. He was always understanding and made the process easy.
Rating: 5.0 out of 5.0 from SFTP Pat led the way right from the start. He was knowledgeable, respectful, and very personable. There wasn't a single moment that I felt that I was taken advantage of or misled in any way. Pat took my calls, texts and emails at all hours and responded immediately to any of my questions. Everything went smoothly and was transparent because of Pat. AlbertNew Hyde Park, NY Jul 16
Pat led the way right from the start. He was knowledgeable, respectful, and very personable. There wasn't a single moment that I felt that I was taken advantage of or misled in any way. Pat took my calls, texts and emails at all hours and responded immediately to any of my questions. Everything went smoothly and was transparent because of Pat.
Rating: 5.0 out of 5.0 from SFTP Patrick was very personable and available for any questions we had throughout the process. LeonardFranklin Square, NY Jul 16
Patrick was very personable and available for any questions we had throughout the process.
Rating: 5.0 out of 5.0 from SFTP Seamless process and open communication. Patrick explained the details of my mortgage in a way that made sense to me. He was extremely helpful throughout the entire process. KaylaHuntington, NY Jul 16
Seamless process and open communication. Patrick explained the details of my mortgage in a way that made sense to me. He was extremely helpful throughout the entire process.
Rating: 5.0 out of 5.0 from SFTP It was a great experience. BeecherHuntington, NY Jul 16
It was a great experience.
Rating: 5.0 out of 5.0 from SFTP I was generally satisfied with the whole process. SeanGlen Head, NY Jul 16
I was generally satisfied with the whole process.
Rating: 5.0 out of 5.0 from SFTP Patrick did a great job throughout the whole process. ShirleyNew Hyde Park, NY Jul 16
Patrick did a great job throughout the whole process.
Rating: 5.0 out of 5.0 from SFTP Personality, Personality and Personality above all Highly professional and real gentleman! DavidBayville, NY Jul 16
Personality, Personality and Personality above all Highly professional and real gentleman!
Rating: 5.0 out of 5.0 from SFTP Patrick and his team were very attentive and the process moved very quickly and smoothly. KathleenBayville, NY Jul 16
Patrick and his team were very attentive and the process moved very quickly and smoothly.
Rating: 5.0 out of 5.0 from SFTP Patrick was extremely helpful throughout the mortgage process. TimothyBayville, NY Jul 16
Patrick was extremely helpful throughout the mortgage process.
Rating: 5.0 out of 5.0 from SFTP Patrick is a huge help in the entire process of obtaining financing. SuzanneGlen Cove, NY Jul 16
Patrick is a huge help in the entire process of obtaining financing.
Rating: 5.0 out of 5.0 from SFTP Patrick took calls from me anytime I had a thought. He spoke to me even when he had personal obligations. His personal service is platinum level. Mark McAteer MarkSag Harbor, NY Jul 16
Patrick took calls from me anytime I had a thought. He spoke to me even when he had personal obligations. His personal service is platinum level. Mark McAteer
Rating: 5.0 out of 5.0 from SFTP Patrick was always available for questions by phone, email, or text all days and hours of the week and took the time to explain everything in detail enough but also make it easy to understand. I would highly recommend him to anyone I know purchasing a home. JesseFloral Park, NY Jul 16
Patrick was always available for questions by phone, email, or text all days and hours of the week and took the time to explain everything in detail enough but also make it easy to understand. I would highly recommend him to anyone I know purchasing a home.
Rating: 5.0 out of 5.0 from SFTP Patrick made himself extremely available and communicated with us throughout everything. He really made our first house purchase an easy and less stressful experience. I couldn’t asked for anyone better AndrewAmityville, NY Jul 16
Patrick made himself extremely available and communicated with us throughout everything. He really made our first house purchase an easy and less stressful experience. I couldn’t asked for anyone better
Rating: 5.0 out of 5.0 from SFTP Patrick and the staff at Embrace were beyond helpful. Quick to respond and walk us through each step. RobertBayville, NY Jul 16
Patrick and the staff at Embrace were beyond helpful. Quick to respond and walk us through each step.
Rating: 5.0 out of 5.0 from SFTP Patrick was excellent in guiding us through our first home owning buying experience! He was very helpful making the process easy for us. Highly recommend! FranciscaBayville, NY Jul 16
Patrick was excellent in guiding us through our first home owning buying experience! He was very helpful making the process easy for us. Highly recommend!
Rating: 5.0 out of 5.0 from SFTP Everything was made very easy! JoanGlen Cove, NY Jul 16
Everything was made very easy!
Rating: 5.0 out of 5.0 from SFTP Patrick was always available, answered all my questions, helped me lock in a great rate, and followed through on every detail. Thank you, Patrick. EdwardNorthport, NY Jul 16
Patrick was always available, answered all my questions, helped me lock in a great rate, and followed through on every detail. Thank you, Patrick.