About Patrick
Proudly serving clients across New York, Connecticut, Florida and New Jersey.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
I'm not sure where to begin! Patrick and Christine made it possible for my wife and I to get our dream home. I wish I could say it was a breeze, but truthfully that's what makes Patrick and Christine so amazing. They worked hard and relentlessly through late hours and the weekends to ensure that we ...
always available to talk
Very professional amd inform through the entirety of the process
The process went very well. Patrick let me know what info was required from me in detail so there was very little stress for me during the process.
So easy to work with. Also the promptness of his response to calls and or txt messages
Patrick was always available and always got back to me when I had questions. He was always understanding and made the process easy.
Pat led the way right from the start. He was knowledgeable, respectful, and very personable. There wasn't a single moment that I felt that I was taken advantage of or misled in any way. Pat took my calls, texts and emails at all hours and responded immediately to any of my questions. Everything went smoothly and was transparent because of Pat.
Patrick was very personable and available for any questions we had throughout the process.
Seamless process and open communication. Patrick explained the details of my mortgage in a way that made sense to me. He was extremely helpful throughout the entire process.
It was a great experience.
I was generally satisfied with the whole process.
Patrick did a great job throughout the whole process.
Personality, Personality and Personality above all Highly professional and real gentleman!
Patrick and his team were very attentive and the process moved very quickly and smoothly.
Patrick was extremely helpful throughout the mortgage process.
Patrick is a huge help in the entire process of obtaining financing.
Patrick took calls from me anytime I had a thought. He spoke to me even when he had personal obligations. His personal service is platinum level. Mark McAteer
Patrick was always available for questions by phone, email, or text all days and hours of the week and took the time to explain everything in detail enough but also make it easy to understand. I would highly recommend him to anyone I know purchasing a home.
Patrick made himself extremely available and communicated with us throughout everything. He really made our first house purchase an easy and less stressful experience. I couldn’t asked for anyone better
Patrick and the staff at Embrace were beyond helpful. Quick to respond and walk us through each step.
Patrick was excellent in guiding us through our first home owning buying experience! He was very helpful making the process easy for us. Highly recommend!
Everything was made very easy!
Patrick was always available, answered all my questions, helped me lock in a great rate, and followed through on every detail. Thank you, Patrick.
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