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Proudly serving clients across Maryland and Virginia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Loretta's eagerness to help and quick response time were awesome. She was also very helpful in guiding us through the process. We are very thankful to have had her as our loan officer. BrendanCalifornia, MD May 14
Loretta's eagerness to help and quick response time were awesome. She was also very helpful in guiding us through the process. We are very thankful to have had her as our loan officer.
Rating: 5.0 out of 5.0 from SFTP Great to work with easy to get along with. Quick to fix any issues that come along and explore any route possible to make the deal work. JamesLeonardtown, MD Nov 24
Great to work with easy to get along with. Quick to fix any issues that come along and explore any route possible to make the deal work.
Rating: 5.0 out of 5.0 from SFTP Loretta is the best. SheilaWaldorf, MD Nov 24
Loretta is the best.
Rating: 5.0 out of 5.0 from SFTP Very open to answering any questions asked and gave us necessary information to resolve them! We loved how quickly we received responses! We know we had an advocate on our side in Loretta and who was making every avenue possible for us to get into our new home. AgustinWaldorf, MD Nov 24
Very open to answering any questions asked and gave us necessary information to resolve them! We loved how quickly we received responses! We know we had an advocate on our side in Loretta and who was making every avenue possible for us to get into our new home.
Rating: 5.0 out of 5.0 from SFTP Loretta is amazing! Great communication and great service. Will definitely reach out to her again if we ever buy again! ArthurLa Plata, MD Nov 24
Loretta is amazing! Great communication and great service. Will definitely reach out to her again if we ever buy again!
Rating: 5.0 out of 5.0 from SFTP Helpful,accommodating and never stop sending updates about the situation on our status JoselitoLexington Park, MD Nov 24
Helpful,accommodating and never stop sending updates about the situation on our status
Rating: 5.0 out of 5.0 from SFTP Loretta was great to work with and also kept me informed and comforted in the home buying process. KeithNanjemoy, MD Nov 24
Loretta was great to work with and also kept me informed and comforted in the home buying process.
Rating: 5.0 out of 5.0 from SFTP Loretta was AMAZING! However, what made this experience just ok was the under writer who was not easy to work with at all. MeganIndian Head, MD Nov 24
Loretta was AMAZING! However, what made this experience just ok was the under writer who was not easy to work with at all.
Rating: 5.0 out of 5.0 from Zillow Loretta worked with us for over a year until we found the perfect house at the perfect price point. She was honest, and helped us navigate the process as new buyers in a new state… Thank you so much Loretta! Melissa M Nov 24
Loretta worked with us for over a year until we found the perfect house at the perfect price point. She was honest, and helped us navigate the process as new buyers in a new state… Thank you so much Loretta!
Rating: 5.0 out of 5.0 from Zillow Loretta was always on top of the work and quick to respond whenever I contacted her. When she requested something from me, she would have it processed and on to the next step within hours. Would definately reccomend! Seth Nov 24
Loretta was always on top of the work and quick to respond whenever I contacted her. When she requested something from me, she would have it processed and on to the next step within hours. Would definately reccomend!
Rating: 5.0 out of 5.0 from Zillow Loretta was such a joy to work with during our home buying process. She made everything easy, was thorough, explained all of our options in details we could understand and answered my every email, call and texts within a timely manner. I would never buy another house without Loretta by my side! Kayla Zurenko Nov 24
Loretta was such a joy to work with during our home buying process. She made everything easy, was thorough, explained all of our options in details we could understand and answered my every email, call and texts within a timely manner. I would never buy another house without Loretta by my side!
Rating: 5.0 out of 5.0 from Zillow Loretta DeSantis was very professional and demonstrated exceptional customer service. While going through the process, I was very stressed out. Loretta was always there to answer all my questions and concerns. She made the process painless. I would recommend Loretta to all my family and friends. You don't see the quality and level of commitment to ... carol zadeh Nov 24
Loretta DeSantis was very professional and demonstrated exceptional customer service. While going through the process, I was very stressed out. Loretta was always there to answer all my questions and concerns. She made the process painless. I would recommend Loretta to all my family and friends. You don't see the quality and level of commitment to ...
Rating: 5.0 out of 5.0 from Zillow If you’re looking for an expert lending agent in processing your home loan application and documents Loretta DeSantis is the professional you seek. I have worked with Loretta with two home loans and each time I was confident from the beginning that my application and required documents would be handled accurately and expediently. Loretta made the... ginaliveh2o Nov 24
If you’re looking for an expert lending agent in processing your home loan application and documents Loretta DeSantis is the professional you seek. I have worked with Loretta with two home loans and each time I was confident from the beginning that my application and required documents would be handled accurately and expediently. Loretta made the...
Rating: 5.0 out of 5.0 from Zillow Loretta is an excellent loan officer, she has a lot of experience and very good at her job. She is a great asset for Movement mortgage. I would definitely recommend Loretta at Movement Mortgage to my friends and family. zuser201902281725176 Nov 24
Loretta is an excellent loan officer, she has a lot of experience and very good at her job. She is a great asset for Movement mortgage. I would definitely recommend Loretta at Movement Mortgage to my friends and family.
Rating: 5.0 out of 5.0 from SFTP Every part of the process Loretta was very professional, quick response to my questions with the correct answers. AdekunleUpper Marlboro, MD Nov 24
Every part of the process Loretta was very professional, quick response to my questions with the correct answers.