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Proudly serving clients across New York, Florida, North Carolina and South Carolina.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
The quick response to my questions. Adriano Bronx, NY April 15 Rating: 4.8 out of 5.0 from Encompass
The quick response to my questions.
Lina made the experience great with her professionalism, responsiveness, and attention to detail. She was very helpful throughout the process and ensured everything was handled smoothly from start to finish. Carlos A Ridge, NY April 13 Rating: 5.0 out of 5.0 from Encompass
Lina made the experience great with her professionalism, responsiveness, and attention to detail. She was very helpful throughout the process and ensured everything was handled smoothly from start to finish.
hola mi nonbre es ernesto y estoy muy ah gradesido primera mende con Dios porque eh cumplido el sue ha me ricano des pues de casi 25 añon en us Dios me permito con prar casa y estoy muy ah gradesido con lina pena porque ah sido una persona muy ah mable no tengo como ah gradeser todo lo que ... Ernesto Adalberto Rocky Point, NY April 06 Rating: 5.0 out of 5.0 from Encompass
hola mi nonbre es ernesto y estoy muy ah gradesido primera mende con Dios porque eh cumplido el sue ha me ricano des pues de casi 25 añon en us Dios me permito con prar casa y estoy muy ah gradesido con lina pena porque ah sido una persona muy ah mable no tengo como ah gradeser todo lo que ...
Muy buen servicio y la atención excelente Alvaro N. Hempstead, NY March 17 Rating: 5.0 out of 5.0 from Encompass
Muy buen servicio y la atención excelente
everything this day is digital , maybe make the process of paperwok easier by accepting screen shots of documents. Angel Miramar, FL September 22 Rating: 4.7 out of 5.0 from Encompass
everything this day is digital , maybe make the process of paperwok easier by accepting screen shots of documents.
I had an amazing experience working with Lina Pena. I was comparing rates with several other lenders, and she was able to secure the absolute best rate for me. She was professional, knowledgeable, and always quick to answer my questions. The process was smooth from start to finish, and I truly felt she had my best interest in mind. Highly recommend... Cristian C Clover, SC August 17 Rating: 5.0 out of 5.0 from Encompass
I had an amazing experience working with Lina Pena. I was comparing rates with several other lenders, and she was able to secure the absolute best rate for me. She was professional, knowledgeable, and always quick to answer my questions. The process was smooth from start to finish, and I truly felt she had my best interest in mind. Highly recommend...
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.