Joshua Grafer
Joshua Grafer Headshot

Joshua Grafer

Mortgage Loan Originator NMLS#: 108128
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Contact Joshua
jgrafer@annie-mac.com
(631) 546-5092
(631) 827-0978
888 Veterans Memorial Highway Suite 505
Hauppauge, NY 11788
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About Joshua

Proudly serving clients across New York, Florida and New Jersey.

I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.

Borrower Testimonials

Total Experience Score4.99
I couldn't have asked for a better service. Everyone did all they could to make thing work for me. they put me first. they were great! Best referral I ever had! Thanks
Ronald WHEATLEY HEIGHTS, NY
Rating: 5.0 out of 5.0 from Encompass
My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh provided.
Amber WHEATLEY HEIGHTS, NY
Rating: 5.0 out of 5.0 from Encompass
Josh and his team were so helpful throughout the entire process. Everyone was so responsive and knowleedgable!
Kelsey SMITHTOWN, NY
Rating: 5.0 out of 5.0 from Encompass
Josh made everything very simple
Kenneth SEAFORD, NY
Rating: 5.0 out of 5.0 from Encompass
All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy .
Kristin SEAFORD, NY
Rating: 4.8 out of 5.0 from Encompass
Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home buyer - I couldn't recommend him enough!
Ralph Peter CALVERTON, NY
Rating: 5.0 out of 5.0 from Encompass