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Proudly serving clients across AR, AZ, CA, DE, GA, IN, KY, MD, NH, NJ, NM, OH, PA, TN, VA, WA
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Great experience and made process very easy. Explained and answered all questions. RobertEgg Harbor Township, NJ Aug 31
Great experience and made process very easy. Explained and answered all questions.
Rating: 4.8 out of 5.0 from Encompass The communication was very timely and helpful. Debie LMidland, AR Aug 31
The communication was very timely and helpful.
Rating: 5.0 out of 5.0 from Encompass Great experience, I appreciate everyone involved specially you Ms.Hill. Raul EWOODBRIDGE, VA Aug 31
Great experience, I appreciate everyone involved specially you Ms.Hill.
Rating: 5.0 out of 5.0 from Encompass The whole process from beginning to end was made so much less stressful because Honey constantly reassured us that she was going to make sure everything we needed was going to work out with this new mortgage. She got it done! The team walked us through every step until it was finished! We are very grateful that ... MandiEgg Harbor Township, NJ Aug 31
The whole process from beginning to end was made so much less stressful because Honey constantly reassured us that she was going to make sure everything we needed was going to work out with this new mortgage. She got it done! The team walked us through every step until it was finished! We are very grateful that ...
Rating: 4.8 out of 5.0 from Encompass Ms Hill was very nice. Kerri JeanPembroke, GA Aug 18
Ms Hill was very nice.
Rating: 5.0 out of 5.0 from Encompass Honey and team are fantastic! simple from day one and very fast . Wonderful people! CourtneyPhoenix, AZ Jul 21
Honey and team are fantastic! simple from day one and very fast . Wonderful people!
Rating: 5.0 out of 5.0 from Encompass You myou wereade me feel as a valued client from day one. You were available to answer any questions I may have had and responded quickly. Sheila JLaurel, DE Jul 13
You myou wereade me feel as a valued client from day one. You were available to answer any questions I may have had and responded quickly.
Rating: 5.0 out of 5.0 from Encompass Honey and Kathryn were very hard to get me through the process. And appreciate them so much working with me . Mary J.Smyrna, DE Jul 10
Honey and Kathryn were very hard to get me through the process. And appreciate them so much working with me .
Rating: 5.0 out of 5.0 from Encompass My loan closed Targee W.HANOVER, MD Jul 06
My loan closed
Rating: 5.0 out of 5.0 from Encompass Great to work with. Helped us and explained everything that was going on Patrick JonPHOENIX, AZ May 22
Great to work with. Helped us and explained everything that was going on
Rating: 5.0 out of 5.0 from Encompass Honey was always willing to help and walk me through the entire process . Highly recommend! George BSonora, KY May 13
Honey was always willing to help and walk me through the entire process . Highly recommend!
Rating: 5.0 out of 5.0 from Encompass Quickly processed Charles ERICHMOND, VA May 12
Quickly processed
Rating: 4.7 out of 5.0 from Encompass They answered any questions I had along the way and explained everything good LaurelNorfolk, VA May 12
They answered any questions I had along the way and explained everything good
Rating: 5.0 out of 5.0 from Encompass Honey made the process so easy and was great to work with. Everyone invloved was prompt and answered all my questions quickly and without hesitation! BrandiSonora, KY May 11
Honey made the process so easy and was great to work with. Everyone invloved was prompt and answered all my questions quickly and without hesitation!
Rating: 5.0 out of 5.0 from Encompass Honey helped me every step of the way and so did every other team member. They all went above and beyond. Helping me understand every part of the process and answered all my questions day and night. I couldn't ask for a better team. Brittany NCHESAPEAKE, VA Apr 13
Honey helped me every step of the way and so did every other team member. They all went above and beyond. Helping me understand every part of the process and answered all my questions day and night. I couldn't ask for a better team.
Rating: 5.0 out of 5.0 from Encompass We were well informed throughout the whole process. Honey Hill is very professional. She walked us through everything. Thank you so much. DonaldWILLIAMSBURG, VA Apr 10
We were well informed throughout the whole process. Honey Hill is very professional. She walked us through everything. Thank you so much.
Rating: 5.0 out of 5.0 from Encompass Easy to complete. RobertCHILLICOTHE, OH Apr 03
Easy to complete.
Rating: 5.0 out of 5.0 from Encompass Overall our experience with Anniemac was easy going, working with Honey Hill and her colleagues made the process pretty simple. Honey answered any questions we had quickly and professionally as well as the others we worked with on her team. I would highly recommend Anniemac Thank you so much StephenMascot, TN Mar 30
Overall our experience with Anniemac was easy going, working with Honey Hill and her colleagues made the process pretty simple. Honey answered any questions we had quickly and professionally as well as the others we worked with on her team. I would highly recommend Anniemac Thank you so much
Rating: 4.8 out of 5.0 from Encompass The professional engagement and knowledge of my representatives (Ms. Hill) & (Ms. Padorke) GregoryNEW ALBANY, IN Mar 27
The professional engagement and knowledge of my representatives (Ms. Hill) & (Ms. Padorke)
Rating: 4.5 out of 5.0 from Encompass Just a pretty smooth experience. Douglas DSPOKANE, WA Mar 09
Just a pretty smooth experience.
Rating: 4.3 out of 5.0 from Encompass Honney Hill, called me on the phone when I was confused about the loan, I thought that was a nice way to reach out Vickie EllenColumbia City, IN Feb 20
Honney Hill, called me on the phone when I was confused about the loan, I thought that was a nice way to reach out
Rating: 5.0 out of 5.0 from Encompass Vickie and I were very impressed with Ms. Hill and team handled all aspects the refinancing process. Honey Hill walked us through the whole experience. Thanks so much H.H. Daniel MaxColumbia City, IN Feb 17
Vickie and I were very impressed with Ms. Hill and team handled all aspects the refinancing process. Honey Hill walked us through the whole experience. Thanks so much H.H.
Rating: 5.0 out of 5.0 from Encompass My loan officer found the right solution by combining my expenses and making life more manageable. Thank you very much Honey Well. Darhyl EJONESBORO, GA Jan 27
My loan officer found the right solution by combining my expenses and making life more manageable. Thank you very much Honey Well.
Rating: 5.0 out of 5.0 from Encompass Honey had the knowledge and most of all the patience in dealing with all my questions. Her guidance was very helpful. DianeTURLOCK, CA Jan 26
Honey had the knowledge and most of all the patience in dealing with all my questions. Her guidance was very helpful.