Frank Virga
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Frank Virga

Area Manager NMLS#: 71396
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Contact Frank
fvirga@annie-mac.com
(631) 546-5553
(516) 807-4914
888 Veterans Memorial Highway Suite 505
Hauppauge, NY 11788
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About Frank

Proudly serving clients across AZ, CA, CT, FL, GA, MA, MD, NJ, NY, PA, RI, SC, TN, TX, VA, WI

I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.

Borrower Testimonials

Total Experience Score4.96
Frank, you did an outstanding job guiding us through the mortgage process. Initially, you thoroughly explained all aspects of our loan options and recommened Non QM loans tailored to our situation. I initially thought obtaining another house was impossible, your expertise proved otherwise, and I now have the keys. I am greatfull to have had you ass...
Gilbert Island Park, NY
Rating: 5.0 out of 5.0 from Encompass
It went smoothly
Brenda M Coram, NY
Rating: 5.0 out of 5.0 from Encompass
I felt like Frank and his team were so genuine to the extent that they made me feel they were purchasing a home with me they always checked in . Him and Erin were always available to talk . they explained things to me that I wasn't aware before this process . Top notch .
Benjamin Merrick, NY
Rating: 5.0 out of 5.0 from Encompass
The personal attention and devotion on the part of the entire team!
Thomas Louis Johns Island, SC
Rating: 5.0 out of 5.0 from Encompass
Frank and team were very fast and very communicative with a well-timed email check in as interest rates appeared to be moving. We had been looking for an ARM but we are satisfied with how we ended up and the team was extremely professional - many thanks fir making it a painless process!
Lucy Southold, NY
Rating: 4.8 out of 5.0 from Encompass
Frank was so informativ, understandin, kind and very knowledgeabl. He walked me through every ste p of the way and made it so mucyceasier and less stressful for me. He always communicated and got back to me right away.
Danielle Holtsville, NY
Rating: 5.0 out of 5.0 from Encompass