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Proudly serving clients across Maryland, DC, Pennsylvania and Virginia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass The communication and welcoming :) Chessa-Lee MichelleMechanicsville, MD Aug 14
The communication and welcoming :)
Rating: 5.0 out of 5.0 from Encompass They were extremely helpful and friendly . Answered every question and was always looking out for our best interests! Alex KaneMechanicsville, MD Aug 12
They were extremely helpful and friendly . Answered every question and was always looking out for our best interests!
Rating: 5.0 out of 5.0 from Encompass Casey is phenomenal! Closes on time, communication is top notch. Best in the business. MichaelFredericksburg, VA Jul 09
Casey is phenomenal! Closes on time, communication is top notch. Best in the business.
Rating: 5.0 out of 5.0 from Encompass Casey and her team were amazing from the initial pre approval process to our clear to close. We were always kept up to date as to what was required to continue to move the loan forward. Keith AWarsaw, VA Jun 09
Casey and her team were amazing from the initial pre approval process to our clear to close. We were always kept up to date as to what was required to continue to move the loan forward.
Rating: 4.0 out of 5.0 from Encompass Casey was quick to respond to questions GinaSpotsylvania, VA May 15
Casey was quick to respond to questions
Rating: 5.0 out of 5.0 from Encompass Casey made the entire process stress free! She's amazing, knowledgeable and calm and reassuring. Cheryl LynnMontross, VA May 04
Casey made the entire process stress free! She's amazing, knowledgeable and calm and reassuring.
Rating: 5.0 out of 5.0 from Encompass My experience was great due to the excellent support and communication through Casey Gray. I was updated all throughout the process and felt good knowing I had someone looking out for me making sure wveything went to plan and I was aware of what was going on at all times. DamienNewburg, MD Mar 10
My experience was great due to the excellent support and communication through Casey Gray. I was updated all throughout the process and felt good knowing I had someone looking out for me making sure wveything went to plan and I was aware of what was going on at all times.
Rating: 5.0 out of 5.0 from Encompass Working with Casey and her team was incredibly easy! She is so knowledgeable about the process and was excellent in communicating all the steps to us. The whole process was so much easier than I ever thought it could be, and I would recommend Casey to anyone buying or selling a home! MelissaReston, VA Feb 20
Working with Casey and her team was incredibly easy! She is so knowledgeable about the process and was excellent in communicating all the steps to us. The whole process was so much easier than I ever thought it could be, and I would recommend Casey to anyone buying or selling a home!
Rating: 5.0 out of 5.0 from Encompass Everyone wa s kind and informative AmyReston, VA Feb 10
Everyone wa s kind and informative
Rating: 5.0 out of 5.0 from Encompass Casey is always wonderful to work with. Tina ElaineHollywood, MD Dec 01
Casey is always wonderful to work with.
Rating: 5.0 out of 5.0 from Encompass closed the deal im 21 days DouglasHughesville, MD Nov 03
closed the deal im 21 days
Rating: 5.0 out of 5.0 from Encompass Casey is the absolute best. Always closes on time. She goes above and beyond for her clients and does a great job communicating throughout. MichaelColonial Beach, VA Sep 22
Casey is the absolute best. Always closes on time. She goes above and beyond for her clients and does a great job communicating throughout.
Rating: 5.0 out of 5.0 from Encompass Casey was wondering to work with. Pretty much responded right away when needed.She made everything feel so easy when it was stressful to us.(paperwork) We felt like we were number one!! Thank you!! Christa SDunnsville, VA Sep 20
Casey was wondering to work with. Pretty much responded right away when needed.She made everything feel so easy when it was stressful to us.(paperwork) We felt like we were number one!! Thank you!!
Rating: 5.0 out of 5.0 from Encompass Casey was amazing. She was always reaching out with updates and keeping us informed within the process. Her team was on point as well. Lisa held our hand and answered all questions that we had, which were alot. :) Overall a wonderful process. I will be referring Casey and her team as much as I can. David LDunnsville, VA Sep 17
Casey was amazing. She was always reaching out with updates and keeping us informed within the process. Her team was on point as well. Lisa held our hand and answered all questions that we had, which were alot. :) Overall a wonderful process. I will be referring Casey and her team as much as I can.
Rating: 4.5 out of 5.0 from Encompass Casey went above and beyond for me. When I couldn't get ahold of anyone in processing to answer a question, Casey was there, with an answer. She is a HUGE asset to this company DianaWarsaw, VA Aug 30
Casey went above and beyond for me. When I couldn't get ahold of anyone in processing to answer a question, Casey was there, with an answer. She is a HUGE asset to this company
Rating: 5.0 out of 5.0 from Encompass Mr. Gray was incredibly knowledgeable about the engineering and structural aspects of the homes we toured. He gave me valuable insight into why certain properties weren’t the right fit for my family, and his expertise quickly earned my trust. I knew I was in good hands as he guided me toward the perfect home, and I’m so grateful for his honesty... KhadishaFredericksburg, VA Aug 21
Mr. Gray was incredibly knowledgeable about the engineering and structural aspects of the homes we toured. He gave me valuable insight into why certain properties weren’t the right fit for my family, and his expertise quickly earned my trust. I knew I was in good hands as he guided me toward the perfect home, and I’m so grateful for his honesty...
Rating: 4.5 out of 5.0 from Encompass Casey was kind and explained all of our options. She made sure we understood everything. She was pleasant and easy to work with. She made what could have been a stressful experience, easy. Michael RayWestminster, MD Apr 11
Casey was kind and explained all of our options. She made sure we understood everything. She was pleasant and easy to work with. She made what could have been a stressful experience, easy.
Rating: 5.0 out of 5.0 from Encompass Casey made it great!! : ) She answers any questions and makes the entire process run smoothly. Great experience as first time home buyers. thank you Casey!!!! Kristin NColonial Beach, VA Feb 04
Casey made it great!! : ) She answers any questions and makes the entire process run smoothly. Great experience as first time home buyers. thank you Casey!!!!
Rating: 5.0 out of 5.0 from Encompass Casey is great - very knowledgeable and keeps the customers needs priority. Tina EMechanicsville, MD Feb 01
Casey is great - very knowledgeable and keeps the customers needs priority.
Rating: 5.0 out of 5.0 from Encompass Casey was very responsive and always a help to push the settlement forward! CourtneyIndian Head, MD Dec 11
Casey was very responsive and always a help to push the settlement forward!
Rating: 5.0 out of 5.0 from Encompass I couldn't have done it without Casey. I am very thankful to have her as my loan officer. BryceChaptico, MD Oct 12
I couldn't have done it without Casey. I am very thankful to have her as my loan officer.
Rating: 5.0 out of 5.0 from Encompass Everything was great. I feel like I was listened to and given the best option that met my needs. I am very happy with what could've been a stressful experience. MelissaOrange, VA Aug 30
Everything was great. I feel like I was listened to and given the best option that met my needs. I am very happy with what could've been a stressful experience.
Rating: 5.0 out of 5.0 from Encompass Casey was referred to me by a friend. From the first day we spoke, she was very enthusiastic, encouraging and provided a lot of detailed information. She made this entire home buying process seamless and exciting. So glad to have worked with her and her colleague Lisa Harrison. StaceyLexington Park, MD Jun 08
Casey was referred to me by a friend. From the first day we spoke, she was very enthusiastic, encouraging and provided a lot of detailed information. She made this entire home buying process seamless and exciting. So glad to have worked with her and her colleague Lisa Harrison.