About Bryan
Proudly serving clients across NY, CT, FL, NC, NJ, PA, SC
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Bryan is the best. He went above and beyond with customer support and will highly reccomend him to all of my friends and family. Thank you Bryan!
Bryan is the best of the best. Always quick to respond and breaks everything down to make sure you understand things clearly. As a new homeowner, he made the process extremely easy and comfortable. Will be referring him to friends and family because he is a fantastic resource!!!
Bryan was an exceptional mortgage broker and truly went above and beyond for us throughout the home-buying process. As first-time home buyers, we had a lot of questions, but Bryan always took the time to answer every one of them and made sure we felt comfortable throughout the entire experience. He reviewed every document with us carefully to ensur...
Bryan was extremely helpful and informative, keeping us updated and walking us through things.
Patience, Honesty, and Ability to get us the best possible deal/situation.
Closing, savings, assortment of mortgages
Embrace has a team full of professionals and ready to assist with knowledgeable insights into the industry.
The experience was a smooth and fast process. If there were any updates, we would be notified, and if we had questions, they always had answers. They are great people and easy to talk to and I am very pleased with their help. Thank you for making our experience in purchasing our first home a great one!
While I haven't had the pleasure of meeting Bryan Smith personally, I've been working closely with his colleagues Frank, Sophia, and Juliana throughout this loan process. Their service has been truly exceptional, going above and beyond to ensure a smooth and positive experience. They patiently addressed all of my questions and concerns, making me f...
Timely and thorough responses made the process as smooth as could be
As a first time home buyer, Bryan made the experience seemless!
Made the entire process a smooth transaction and was beyond knowledgable throughout the process as a first time home buyer.
Biran was attentative, easy to communicate with and knowledgeable. We really appreciated his guidance during this process.
Bryan's guidance throughout the entire process from pre approval to closing
As a first time home buyer Bryan made the lending process as easy as it can be. He was clear and very easy to communicate with from start to finish. Will definitely recommend to anyone looking to buy a home!
Used other financial institutions previously and have had horrible experiences prior , coming in and using Bryan Smith with Embrace was pain free quick. The app worked flawlessly and was able to handle all most all documents Everything worked and moved as quick or quicker then expected. Looking to forward and future business towards Embrace / Bryan...
Really appreciate all of Bryan and the team’s help to get our loan completed! Thank you so much Bryan!
Bryan is very knowledgeable and easy to work with. This is our second mortgage we do with Bryan. Thank you, for taking your time to explain the process and making the closing a breeze.
Bryan was an absolute pleasure to work with. He is very professional, readily available, and timely with all tasks. He always kept us up-to-date with the whole process and checked in to see if we had any questions. He was there from start to finish without any fail. Bryan answered all of our questions with ease and always made us feel comforted. No...
the whole experience. bryan made it simple and easy. told us everything we needed to do.thank you again for all your help
Bryan was wonderful to work with! He made the process so easy and explained everything perfectly to us as first time home buyers. I highly recommend him and the Embrace team!
Bryan was great! He was totally on top of this loan process & had every answer right at his fingertips when requested
Bryan far exceeded our expectations. As first time home buyers, my fiancé and I had many questions. Bryan always answered our questions and made sure we were always in the loop with what was happening. I would without a doubt recommend Bryan and Embrace home loans to anyone!
This was our first time purchasing a home, and Bryan went above and beyond for us! He was patient with explaining everything, and broke each step of the process down so that we could understand it better. He was always available to answer our questions and happy to help us! We highly recommend Bryan if anyone is applying for a mortgage with Embrace...
- View more testimonials on Experience.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!