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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Bryan was an exceptional mortgage broker and truly went above and beyond for us throughout the home-buying process. As first-time home buyers, we had a lot of questions, but Bryan always took the time to answer every one of them and made sure we felt comfortable throughout the entire experience. He reviewed every document with us carefully to ensur... AlexisStony Brook, NY May 13
Bryan was an exceptional mortgage broker and truly went above and beyond for us throughout the home-buying process. As first-time home buyers, we had a lot of questions, but Bryan always took the time to answer every one of them and made sure we felt comfortable throughout the entire experience. He reviewed every document with us carefully to ensur...
Rating: 5.0 out of 5.0 from Encompass Bryan was extremely helpful and informative, keeping us updated and walking us through things. NicoleStony Brook, NY May 13
Bryan was extremely helpful and informative, keeping us updated and walking us through things.
Rating: 4.8 out of 5.0 from SFTP Patience, Honesty, and Ability to get us the best possible deal/situation. VincentEast Northport, NY Feb 21
Patience, Honesty, and Ability to get us the best possible deal/situation.
Rating: 4.2 out of 5.0 from SFTP Closing, savings, assortment of mortgages ThomasCentral Islip, NY Feb 21
Closing, savings, assortment of mortgages
Rating: 4.5 out of 5.0 from SFTP Embrace has a team full of professionals and ready to assist with knowledgeable insights into the industry. NicholasSmithtown, NY Feb 21
Embrace has a team full of professionals and ready to assist with knowledgeable insights into the industry.
Rating: 5.0 out of 5.0 from SFTP The experience was a smooth and fast process. If there were any updates, we would be notified, and if we had questions, they always had answers. They are great people and easy to talk to and I am very pleased with their help. Thank you for making our experience in purchasing our first home a great one! Sean-AlexeiRonkonkoma, NY Feb 21
The experience was a smooth and fast process. If there were any updates, we would be notified, and if we had questions, they always had answers. They are great people and easy to talk to and I am very pleased with their help. Thank you for making our experience in purchasing our first home a great one!
Rating: 5.0 out of 5.0 from SFTP While I haven't had the pleasure of meeting Bryan Smith personally, I've been working closely with his colleagues Frank, Sophia, and Juliana throughout this loan process. Their service has been truly exceptional, going above and beyond to ensure a smooth and positive experience. They patiently addressed all of my questions and concerns, making me f... Ann DaminiqueRonkonkoma, NY Feb 21
While I haven't had the pleasure of meeting Bryan Smith personally, I've been working closely with his colleagues Frank, Sophia, and Juliana throughout this loan process. Their service has been truly exceptional, going above and beyond to ensure a smooth and positive experience. They patiently addressed all of my questions and concerns, making me f...
Rating: 5.0 out of 5.0 from SFTP Timely and thorough responses made the process as smooth as could be PhilipFreehold, NJ Feb 21
Timely and thorough responses made the process as smooth as could be
Rating: 5.0 out of 5.0 from SFTP As a first time home buyer, Bryan made the experience seemless! DeannaMassapequa Park, NY Feb 21
As a first time home buyer, Bryan made the experience seemless!
Rating: 5.0 out of 5.0 from SFTP Made the entire process a smooth transaction and was beyond knowledgable throughout the process as a first time home buyer. ThomasMassapequa Park, NY Feb 21
Made the entire process a smooth transaction and was beyond knowledgable throughout the process as a first time home buyer.
Rating: 5.0 out of 5.0 from SFTP Biran was attentative, easy to communicate with and knowledgeable. We really appreciated his guidance during this process. MelissaRamsey, NJ Feb 21
Biran was attentative, easy to communicate with and knowledgeable. We really appreciated his guidance during this process.
Rating: 5.0 out of 5.0 from SFTP Bryan's guidance throughout the entire process from pre approval to closing JosephRamsey, NJ Feb 21
Bryan's guidance throughout the entire process from pre approval to closing
Rating: 5.0 out of 5.0 from SFTP As a first time home buyer Bryan made the lending process as easy as it can be. He was clear and very easy to communicate with from start to finish. Will definitely recommend to anyone looking to buy a home! RonaldIslip, NY Feb 21
As a first time home buyer Bryan made the lending process as easy as it can be. He was clear and very easy to communicate with from start to finish. Will definitely recommend to anyone looking to buy a home!
Rating: 5.0 out of 5.0 from SFTP Used other financial institutions previously and have had horrible experiences prior , coming in and using Bryan Smith with Embrace was pain free quick. The app worked flawlessly and was able to handle all most all documents Everything worked and moved as quick or quicker then expected. Looking to forward and future business towards Embrace / Bryan... BrenndanFort Mill, SC Feb 21
Used other financial institutions previously and have had horrible experiences prior , coming in and using Bryan Smith with Embrace was pain free quick. The app worked flawlessly and was able to handle all most all documents Everything worked and moved as quick or quicker then expected. Looking to forward and future business towards Embrace / Bryan...
Rating: 5.0 out of 5.0 from SFTP Really appreciate all of Bryan and the team’s help to get our loan completed! Thank you so much Bryan! TaylorFort Mill, SC Feb 21
Really appreciate all of Bryan and the team’s help to get our loan completed! Thank you so much Bryan!
Rating: 5.0 out of 5.0 from SFTP Bryan is very knowledgeable and easy to work with. This is our second mortgage we do with Bryan. Thank you, for taking your time to explain the process and making the closing a breeze. WilberEast Northport, NY Feb 21
Bryan is very knowledgeable and easy to work with. This is our second mortgage we do with Bryan. Thank you, for taking your time to explain the process and making the closing a breeze.
Rating: 5.0 out of 5.0 from SFTP Bryan was an absolute pleasure to work with. He is very professional, readily available, and timely with all tasks. He always kept us up-to-date with the whole process and checked in to see if we had any questions. He was there from start to finish without any fail. Bryan answered all of our questions with ease and always made us feel comforted. No... MadisonCommack, NY Feb 21
Bryan was an absolute pleasure to work with. He is very professional, readily available, and timely with all tasks. He always kept us up-to-date with the whole process and checked in to see if we had any questions. He was there from start to finish without any fail. Bryan answered all of our questions with ease and always made us feel comforted. No...
Rating: 5.0 out of 5.0 from SFTP the whole experience. bryan made it simple and easy. told us everything we needed to do.thank you again for all your help MichaelHuntington, NY Feb 21
the whole experience. bryan made it simple and easy. told us everything we needed to do.thank you again for all your help
Rating: 5.0 out of 5.0 from SFTP Bryan was wonderful to work with! He made the process so easy and explained everything perfectly to us as first time home buyers. I highly recommend him and the Embrace team! CarolineHuntington, NY Feb 21
Bryan was wonderful to work with! He made the process so easy and explained everything perfectly to us as first time home buyers. I highly recommend him and the Embrace team!
Rating: 5.0 out of 5.0 from SFTP Bryan was great! He was totally on top of this loan process & had every answer right at his fingertips when requested AnnMerrick, NY Feb 21
Bryan was great! He was totally on top of this loan process & had every answer right at his fingertips when requested
Rating: 5.0 out of 5.0 from SFTP Bryan far exceeded our expectations. As first time home buyers, my fiancé and I had many questions. Bryan always answered our questions and made sure we were always in the loop with what was happening. I would without a doubt recommend Bryan and Embrace home loans to anyone! ChristopherMerrick, NY Feb 21
Bryan far exceeded our expectations. As first time home buyers, my fiancé and I had many questions. Bryan always answered our questions and made sure we were always in the loop with what was happening. I would without a doubt recommend Bryan and Embrace home loans to anyone!
Rating: 5.0 out of 5.0 from SFTP This was our first time purchasing a home, and Bryan went above and beyond for us! He was patient with explaining everything, and broke each step of the process down so that we could understand it better. He was always available to answer our questions and happy to help us! We highly recommend Bryan if anyone is applying for a mortgage with Embrace... HannahMerrick, NY Feb 21
This was our first time purchasing a home, and Bryan went above and beyond for us! He was patient with explaining everything, and broke each step of the process down so that we could understand it better. He was always available to answer our questions and happy to help us! We highly recommend Bryan if anyone is applying for a mortgage with Embrace...
Rating: 5.0 out of 5.0 from SFTP Consistent communication and accessibility. AlanSarasota, FL Feb 21
Consistent communication and accessibility.
Rating: 5.0 out of 5.0 from SFTP Bryan was responsive and helpful throughout the whole process! He took the time to explain every step, check in, and ensure we were dotting all out i’s and crossing all our t’s! AmandaRobbinsville, NJ Feb 21
Bryan was responsive and helpful throughout the whole process! He took the time to explain every step, check in, and ensure we were dotting all out i’s and crossing all our t’s!