Our Originating Team
Choose an originator below to connect with them.
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- Ramsey Davies
- NMLS: 174664
Borrower Testimonials
Ramsey was communicative, honest, patient and offered guidance. He made our process a lot smoother. Ramsey offered recommendations that best fit our needs as buyers. He did it with great attitude, knowledge and confidence.
I highly appreciated Ramsey's involvement in helping us during when we put in our offer and were competing with several other offers. He called the selling realtor and i think potentially contributed to our success. The team was very responsive and communicative during the process.
Refinancing was expensive, but maybe that's just me. And we had to close (sign documents) on 2 different days because a document was missed. But other than that, great.
Ramsey stayed in contact throughout the transaction
Ramsey was always supportive, honest and attentive to our needs.
Ramsey Davies was 100% helpful. Always service minded, he was patently determined to make sure we understood each part of the convoluted loan process. My wife had Ramsey's help 10 years previous, and if we need another loan 10 years from now, we will certainly seek him out again. Thank you, Ramsey!
20 years of closing deals with Ramsey! Honest, straight shooter, problem solver, detail oriented and responsive..... The GOAT of lending!
Ramsey is the best mortgate guy in the business, hands down. Would NEVER work with anyone else.
I HIGHLY recommend using Ramsey. He's always quick to respond and always has a solution. As a first time homebuyer he has been a huge help and calming presence!! It can be really confusing and stressful but Ramsey is really easy to communicate with even for years after closing.
Being a resource for my father
Ramsey provided excellent communication throughout the entire process. He worked very quickly, kept me informed every step of the way, and made the loan process smooth and stress-free. I truly appreciated his responsiveness, professionalism, and dedication to getting everything done on time. Highly recommend!
Working with my Ramsey was truly an amazing experience from start to finish. He made what could have been a stressful and overwhelming process feel smooth, easy, and manageable every step of the way. What I appreciated most was how relatable and approachable he was. He took the time to explain everything clearly, answered all of my questions, and ...
Excellent advice and friendly help...also super quick replies.
Ramsey was outstanding to work with, and was on the ball with getting us a great rate. He was pleasure to work with through the entire process, and proactive in every step. I will absolutely recommend him to all of my friends and family!
He is wonderful! He is easy to get a hold of, and he explained everything to us so well. I would gladly recommend him to my friends and family. He is very knowledgeable and looked at a variety of options to help save us money.
Ramsey Davies was recommended to us by another couple of first time homebuyers who are our close friends. As our close friends recommended, we went with their advice and did not regret this decision once throughout the home buying process. Even though, our relator wanted us to use his own personal loan officer, Ramsey and his company fought for our...
Ramsey and his team were very responsive and extremely helpful in navigating the loan process from start to finish.
Ramsey is the best of the BEST. This is the 4th mortgage loan we have done with him and there is no one, and I mean NO ONE, I would trust with a mortgage other than Ramsey. He is knowledgeable, attentive, and a market expert. He saved us hundreds of dollars a month with our recent refinance, and got the deal done quickly (as usual). We are customer...
Ramsey is veyhelpful and extremely knowledgeable
No hidden agendas, just awesome customer service, communication, and planning to get the best possible outcome for our needs! 10/10
Ramsey, Christine and Elizabeth were fantastic to work with. They made what is an overwhelming amount of paperwork and documentation feel straightforward and easy. I appreciate how detail oriented and responsive they are, and it was clear they really care and take pride in their work. When we had some challenges locating docume...
Ramsey was fantastic to work with throughout our mortgage process. He was responsive, knowledgeable, and consistently went above and beyond to make sure everything moved smoothly. He took the time to explain details clearly, answered every question we had, and made what can be a stressful process feel straightforward and manageable. We truly apprec...
Excellent service and care!
My family has worked with Ramsey on several occasions in 3 different homes. He and the Embrace team have been incredibly helpful and communicate very well. I would recommend them to anyone needing a new mortgage or refi product!
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!