A modern living room with a view of a wooded backyard through large windows.

Find Your Solution

Andrew Del Rey / Todd Avakian Team

Our passion is to find the mortgage solution that's right for you!

Start Here

Endorsed by Trusted Voices

We are proudly endorsed by influential leaders like the folks at the Charlie Kirk Show, Hugh Hewitt, Dennis Prager, and Unashamed with the Duck Dynasty Robertson Family — individuals known for their integrity, faith, and commitment to helping people make sound life decisions.

  • Charlie Kirk

    Charlie Kirk with Andrew and Todd

  • Hugh Hewitt

    Hugh Hewitt with Andrew and Todd

  • Dennis Prager

    Dennis Prager with Andrew and Todd

  • Duck Dynasty

    Duck Dynasty with Andrew and Todd

The Advantage

Why Choose Us

  • Full Product Suite

    Whether you’re purchasing or refinancing, we offer competitive rates and a wide range of loan options including conventional, FHA, VA, USDA, bank statement and DSCR programs, jumbo loans and seconds.

  • Proven Performance

    We’ve earned the trust of thousands of homeowners and key public figures because of our commitment to delivering what we promise—with speed, accuracy, and care.

  • Personalized Service

    You’ll work with a dedicated loan expert who tailors solutions to your goals—because your home is more than a transaction; it’s your life investment.

  • Aligned with Your Values

    These endorsements reflect our shared values of trust, transparency, and serving families with honesty and care.

Get Started

Get Your Custom Quote Today

Fill out the form below to start your custom quote from the Andrew & Todd Team.

Please provide your basic information.
Rating: 5.0 out of 5.0 from Encompass
Directions given, mistakes fixed, explanations given when asked for. We made decisions together.
Daniel E. Georgetown, KY
Rating: 4.7 out of 5.0 from Encompass
Andrew was responsive, patient, and readily available whenever we needed an approval letter, clarifications, or advice for the transactions.
Kelli Alexandria, VA
Rating: 5.0 out of 5.0 from Encompass
Excellent service, professionalism & knowledge. Highly impressed.
Lance M. Sanger, CA
Rating: 5.0 out of 5.0 from Encompass
Andrew is very knowledgeable and very prompt.
Altina Alexandria, VA
Rating: 5.0 out of 5.0 from Encompass
Andrew and Alene are amazing. Everyone within this group is so personable and so helpful with the process of getting all your finances together to get ready for a refinance. They are truly an extension of our family.
Erin Georgetown, KY
Rating: 5.0 out of 5.0 from Encompass
Todd kept me well informed with the status of the loan along the way and got us to the finish line! Great job Todd!
Bruce Sanger, CA
Rating: 5.0 out of 5.0 from Encompass
Very responsive, super knowledgeable, and easy to work with
Lawrence J. Conroe, TX
Rating: 5.0 out of 5.0 from Encompass
Team were knowledgeable, carried me along and helped me through the process seemlessly. They were a great team
Olasunkanmi Pinedale, CA
Rating: 5.0 out of 5.0 from Encompass
Timely communication and attention to details.
John C. New Bern, NC
Rating: 5.0 out of 5.0 from Encompass
Todd was easy to cmmun with
Karen Ennis, TX
Rating: 5.0 out of 5.0 from Encompass
In a word; trust. This is my second load with Todd and he has my trust to arrange the financing for any loan that I need.
Douglas Lakewood, WA