Todd Avakian

Todd Avakian

RVP of Retail Sales

NMLS#: 253453

About Todd

Proudly serving clients across AL, AR, AZ, CA, CO, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NM, NV, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Borrower Testimonials

Total Experience Score4.98
Rating: 5.0 out of 5.0 from Encompass
Excellent service, professionalism & knowledge. Highly impressed.
Lance MichaelSanger, CA
Rating: 5.0 out of 5.0 from Encompass
Todd kept me well informed with the status of the loan along the way and got us to the finish line! Great job Todd!
BruceSanger, CA
Rating: 5.0 out of 5.0 from Encompass
Team were knowledgeable, carried me along and helped me through the process seemlessly. They were a great team
OlasunkanmiPinedale, CA
Rating: 5.0 out of 5.0 from Encompass
Timely communication and attention to details.
John CNew Bern, NC
Rating: 5.0 out of 5.0 from Encompass
Todd was easy to cmmun with
KarenEnnis, TX
Rating: 5.0 out of 5.0 from Encompass
In a word; trust. This is my second load with Todd and he has my trust to arrange the financing for any loan that I need.
DouglasLakewood, WA

Realtors! Announcing Our: Real Estate Realities Masterminds

On 10/22/2026 at 2:00 pm

In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 22 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!