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Proudly serving clients across TX, AL, AR, AZ, CA, FL, GA, IN, KS, KY, MI, NM, NV, OR, PA, TN, VA, WA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Sam always making you aware of what is going on and there to help you with whatever obstacles com s along the Jason Walton, KY March 02 Rating: 5.0 out of 5.0 from Encompass
Sam always making you aware of what is going on and there to help you with whatever obstacles com s along the
Sam was beyond communicative with me which made me feel comfortable that I knew where things stood throughout the process. I did not feel pressured and he listened to me. Diane BOCA RATON, FL March 01 Rating: 5.0 out of 5.0 from Encompass
Sam was beyond communicative with me which made me feel comfortable that I knew where things stood throughout the process. I did not feel pressured and he listened to me.
Communication was great. Sam and Jacqueline kept me informed throughout the entire process. Everyone who was involved with the whole process was friendly and I knew I was in good hands. Marlene Springfield, OR December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Communication was great. Sam and Jacqueline kept me informed throughout the entire process. Everyone who was involved with the whole process was friendly and I knew I was in good hands.
Customer service Ivan Memphis, TN December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Customer service
This process was long and sometimes very stressful but Sam was very responsive and helpful. Stephanie Panama City, FL December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
This process was long and sometimes very stressful but Sam was very responsive and helpful.
Sam Kay was an absolute pleasure to work with. He was very knowledgeable and thoroughly answered all my questions. Others on the NAF team were very helpful as well. Every single one of my numerous emails were answered right away. They walked me through every step of my refinance process. Jimmie Wellford, SC December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Sam Kay was an absolute pleasure to work with. He was very knowledgeable and thoroughly answered all my questions. Others on the NAF team were very helpful as well. Every single one of my numerous emails were answered right away. They walked me through every step of my refinance process.
Sam answered all my questions clearly and timely. He was able to explain the process in terms I understand without making me feel lost. My emails and texts were answered very quickly and he always has a positive disposition. Margaret ATLANTIC BEACH, FL December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Sam answered all my questions clearly and timely. He was able to explain the process in terms I understand without making me feel lost. My emails and texts were answered very quickly and he always has a positive disposition.
Easy and quick refinance process and very responsive when questions arose. Jessica Clarksville, TN December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Easy and quick refinance process and very responsive when questions arose.
Sam is always extremely pleasant and easy to work with. He makes the entire process easy and comfortable. In the future I will always call Sam first when I am looking to refinance my home or take out a loan. Debra Murfreesboro, TN December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Sam is always extremely pleasant and easy to work with. He makes the entire process easy and comfortable. In the future I will always call Sam first when I am looking to refinance my home or take out a loan.
Sam is very personable. I canceled the refinance because it did not make economic sense, not a fault of Sam. Sam is very good at his job, the timing was just not right for this refinance. Gary Golden, MO December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Sam is very personable. I canceled the refinance because it did not make economic sense, not a fault of Sam. Sam is very good at his job, the timing was just not right for this refinance.
Sam worked diligently to provide my family with the best rate and refinancing options. Jennifer Huntington Beach, CA December 01 Rating: 5.0 out of 5.0 from Persona migrate verified
Sam worked diligently to provide my family with the best rate and refinancing options.