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Proudly serving clients across AL, AZ, CA, FL, GA, IL, IN, KY, LA, MD, NC, NJ, OH, PA, SC, TN, VA
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Paul was very knowledgable and pleasant to work with. I will be working with Paul in the future . Gail SDELTONA, FL Aug 10
Paul was very knowledgable and pleasant to work with. I will be working with Paul in the future .
Rating: 5.0 out of 5.0 from Encompass The honesty, communication, & the willingness go get the job done. The endless pursuit to make sure that I was pleased with the end results.. Danny CSOUTH BEND, IN Aug 04
The honesty, communication, & the willingness go get the job done. The endless pursuit to make sure that I was pleased with the end results..
Rating: 4.8 out of 5.0 from Encompass communication was very good! Jaden JPierceton, IN Jul 24
communication was very good!
Rating: 5.0 out of 5.0 from Encompass Thank you so very much for helping us when everyone declined us. When you said its no problem that you like challenges and look us now no bills all paid off. The process went very smoothly. Paul always call,email,text me about the progress of our loan. Lisa the processor thank you very much. She also well informed us with the process and closing d... Carolina CPEORIA, AZ Jul 13
Thank you so very much for helping us when everyone declined us. When you said its no problem that you like challenges and look us now no bills all paid off. The process went very smoothly. Paul always call,email,text me about the progress of our loan. Lisa the processor thank you very much. She also well informed us with the process and closing d...
Rating: 5.0 out of 5.0 from Encompass Paul and his team were helpful and made eveythuhh everything so easy big tanks to Lisa and Eva too! Marc J.MONTCLAIR, NJ Jun 11
Paul and his team were helpful and made eveythuhh everything so easy big tanks to Lisa and Eva too!
Rating: 5.0 out of 5.0 from Encompass Everything was smooth from beginning to end. All of my questions were answered thoroughly and everyone I interacted woth was very courteous and professional! StephenWarsaw, IN May 25
Everything was smooth from beginning to end. All of my questions were answered thoroughly and everyone I interacted woth was very courteous and professional!
Rating: 5.0 out of 5.0 from Encompass My mortgag refinance was very complex involving several lien holders, and multiple title issues. Paul was patient and understanding throughout the whole process and ultimately got it done. I can't thank him enough. DanielLake Worth, FL May 25
My mortgag refinance was very complex involving several lien holders, and multiple title issues. Paul was patient and understanding throughout the whole process and ultimately got it done. I can't thank him enough.
Rating: 5.0 out of 5.0 from Encompass Everything was going well in the beginning communication was great but the ending lack of communication with Paul not returning calls or texts was quite disappointing JenniferDeltona, FL May 08
Everything was going well in the beginning communication was great but the ending lack of communication with Paul not returning calls or texts was quite disappointing
Rating: 5.0 out of 5.0 from Encompass Paul and his crew worked very hard to get this done for me .I appreciate all they did to help me through this. Thanks so very much everyone. Daisy MSumter, SC May 01
Paul and his crew worked very hard to get this done for me .I appreciate all they did to help me through this. Thanks so very much everyone.
Rating: 5.0 out of 5.0 from Encompass I admit, I had some worries and concerns as we went through the process but every time I said something and admitted my nervousness, someone was there to respond quickly and put my mind at ease. I appreciate that most of all. Guy JNorfolk, VA Apr 06
I admit, I had some worries and concerns as we went through the process but every time I said something and admitted my nervousness, someone was there to respond quickly and put my mind at ease. I appreciate that most of all.
Rating: 5.0 out of 5.0 from Encompass Everyone was knowledgeable and well informed of the process LuciaBraselton, GA Mar 30
Everyone was knowledgeable and well informed of the process
Rating: 4.7 out of 5.0 from Encompass Thank you For help us in the process Pablo JavierNewberry, FL Mar 24
Thank you For help us in the process
Rating: 5.0 out of 5.0 from Encompass Paul Patel help me to understand a lot, and I appreciate it very much. He was very patient and very understanding with me. Mary A.Union, SC Mar 16
Paul Patel help me to understand a lot, and I appreciate it very much. He was very patient and very understanding with me.
Rating: 5.0 out of 5.0 from Encompass They kept me informed every step of the way! It was easy and we close in about a week after getting all the paperwork done! Emma RCOLUMBUS, OH Mar 16
They kept me informed every step of the way! It was easy and we close in about a week after getting all the paperwork done!
Rating: 4.7 out of 5.0 from Encompass The people we had tobhelp us was so friendly Troy AllenMUNCIE, IN Feb 13
The people we had tobhelp us was so friendly
Rating: 5.0 out of 5.0 from Encompass Paul Patel was professional in every aspect of this journey. Everything was a smooth process. He communicated to us and gave us updates during the entire process. Thank you Paul! Janet LLAKE CITY, FL Feb 02
Paul Patel was professional in every aspect of this journey. Everything was a smooth process. He communicated to us and gave us updates during the entire process. Thank you Paul!
Rating: 5.0 out of 5.0 from Encompass Communicate and availability to answer wiestions was excellent Rawle TrevorOCALA, FL Jan 26
Communicate and availability to answer wiestions was excellent
Rating: 5.0 out of 5.0 from Encompass The camunication with all the staff that was needed fir these transactions where quick to answer any questions. Randal E.Bloomington, IN Jan 19
The camunication with all the staff that was needed fir these transactions where quick to answer any questions.
Rating: 5.0 out of 5.0 from Encompass Working with Paul is an amazing experience. His communication skills are above reproach. He makes me feel like I'm important and he strive hard to help in all areas. Thank you Paul Mae FRipley, TN Jan 12
Working with Paul is an amazing experience. His communication skills are above reproach. He makes me feel like I'm important and he strive hard to help in all areas. Thank you Paul
Rating: 5.0 out of 5.0 from Encompass They were very helpful in explaining the process and walked me straight through the process and i am very thankful for everything!!! Kim LLAURENS, SC Oct 22
They were very helpful in explaining the process and walked me straight through the process and i am very thankful for everything!!!
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Rating: 5.0 out of 5.0 from Encompass Paul made it great! I believe he sincerely cared about helping me. JosephSCOTTSBORO, AL Aug 15
Paul made it great! I believe he sincerely cared about helping me.