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Proudly serving clients across New York, Connecticut, Florida and New Jersey.
I am a passionate Mortgage Loan Originator dedicated to helping you navigate the home loan process with ease and confidence. I was raised in Puerto Rico, which gave me a unique perspective on how diverse needs and backgrounds can shape the mortgage journey. After earning my Bachelor’s degree in Computer Science from New York University, I honed my analytical skills, which now serve me well in evaluating financial options and helping clients understand the intricacies of their mortgage approvals. In addition to my academic and professional background, I had the privilege of playing professional basketball for five years. That experience taught me the value of teamwork, perseverance, and dedication—traits I bring to every client relationship. What truly drives me is my passion for educating my customers throughout the mortgage process. Whether you’re a first-time homebuyer or a seasoned investor, I take the time to walk you through each step, ensuring you feel confident and empowered in your decisions. Let’s work together to turn your homeownership goals into a reality!
From start to finish the service was exceptional and smooth i would definitely recommen. Thank you Patrick James Glen Cove, NY March 02 Rating: 5.0 out of 5.0 from Encompass
From start to finish the service was exceptional and smooth i would definitely recommen. Thank you
Carlos was an excellent mortgage loan originator. He was available to answer our questions and concerns. He was ver supportive and Provided excellent advice on choosing the best options on my home loan. Wilson Fernando Laurel, NY February 27 Rating: 5.0 out of 5.0 from Encompass
Carlos was an excellent mortgage loan originator. He was available to answer our questions and concerns. He was ver supportive and Provided excellent advice on choosing the best options on my home loan.
Carlos is professional, thiughtful and knows his stuff . Helped me every step of the way Jerry Elmont, NY February 24 Rating: 5.0 out of 5.0 from Encompass
Carlos is professional, thiughtful and knows his stuff . Helped me every step of the way
Carlos is so communicative of every detail which really helped put the client (and me) at ease. He is an exceptional professional and he is an ulimate pro of his profession. I will always reccomend Carlos. Molly Sea Cliff, NY January 20 Rating: 5.0 out of 5.0 from Encompass
Carlos is so communicative of every detail which really helped put the client (and me) at ease. He is an exceptional professional and he is an ulimate pro of his profession. I will always reccomend Carlos.
The communication through out the entire process was phenomenal and how dedication and commitment made m feel like we were family Luis Carlos Centereach, NY December 15 Rating: 5.0 out of 5.0 from Encompass
The communication through out the entire process was phenomenal and how dedication and commitment made m feel like we were family
Communicated clearly and worked Leo Centereach, NY December 08 Rating: 5.0 out of 5.0 from Encompass
Communicated clearly and worked
Carlos went above and beyond to get us to closing. He answered every good and silly question and truly did his job well. We are very grateful For working with him Victoria Glen Cove, NY November 24 Rating: 5.0 out of 5.0 from Encompass
Carlos went above and beyond to get us to closing. He answered every good and silly question and truly did his job well. We are very grateful For working with him
Carlos and his team were outstanding! Communication was clear and consistent, the process was smooth and speedy, and they took excellent care of my client. From start to finish, everything was seamless. A true 10/10 experience Jessica Melanie Long Beach, NY October 19 Rating: 5.0 out of 5.0 from Encompass
Carlos and his team were outstanding! Communication was clear and consistent, the process was smooth and speedy, and they took excellent care of my client. From start to finish, everything was seamless. A true 10/10 experience
Carlos was very professionl. Made the process easy and was always available when i called him. Milos Smithtown, NY October 05 Rating: 4.8 out of 5.0 from Encompass
Carlos was very professionl. Made the process easy and was always available when i called him.
Knowledgeable team with quick service. Lauren Smithtown, NY September 19 Rating: 5.0 out of 5.0 from Encompass
Knowledgeable team with quick service.
Carlos and his team always informed, and helped me through the seemingly never ending underwriting process. Eric Port Jervis, NY August 15 Rating: 5.0 out of 5.0 from Encompass
Carlos and his team always informed, and helped me through the seemingly never ending underwriting process.