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Proudly serving clients across New Jersey.
Jeanine knows that buying or refinancing a home is the biggest financial decision of her clients’ lives. That’s why she makes a point of consulting with his clients throughout the entire loan process, so they are well educated and active participants in the transaction.
She has an extensive background in all facets of mortgage lending and assisting her clients with many different needs, whether they are homebuyers looking to purchase a new home or are current homeowners looking to benefit from refinancing. Her expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Jeanine also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so she can serve as an informed advocate for her clients.
Her focus is on not merely getting a clients a loan, but finding the best loan for them.
Jeanine Cicardo is a true professional and an outstanding mortgage broker. As a Realtor, having a lending partner who is reliable, communicative, and client focused is everything, and Jeanine consistently delivers. She is extremely responsive and keeps both my clients and me informed every step of the way. Her communication is clear, proactive, and... Susan Toms River, NJ March 03 Rating: 5.0 out of 5.0 from Encompass
Jeanine Cicardo is a true professional and an outstanding mortgage broker. As a Realtor, having a lending partner who is reliable, communicative, and client focused is everything, and Jeanine consistently delivers. She is extremely responsive and keeps both my clients and me informed every step of the way. Her communication is clear, proactive, and...
very good experience Mirsada Toms River, NJ February 27 Rating: 4.7 out of 5.0 from Encompass
very good experience
Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob... Crystle WHITING, NJ December 18 Rating: 5.0 out of 5.0 from Encompass
Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob...
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience. Dorothy West Creek, NJ September 28 Rating: 5.0 out of 5.0 from Encompass
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience.
The experience was great with Jeanine. She was very professional, organized, and kind. I plan to recommend her in the future. Tyler Bayville, NJ September 23 Rating: 4.8 out of 5.0 from Encompass
The experience was great with Jeanine. She was very professional, organized, and kind. I plan to recommend her in the future.
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know! Kayla Forked River, NJ September 17 Rating: 5.0 out of 5.0 from Encompass
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know!
Excellent communication. Very professional with a kind personality. Edward Forked River, NJ September 05 Rating: 5.0 out of 5.0 from Encompass
Excellent communication. Very professional with a kind personality.
Made my life very easy. Took a lot of stuff off of my plate. Joseph Freehold, NJ August 25 Rating: 5.0 out of 5.0 from Encompass
Made my life very easy. Took a lot of stuff off of my plate.
Jeanine Cicardo is very professional and was so helpful with our needs. So greatful! Allison FORKED RIVER, NJ August 08 Rating: 5.0 out of 5.0 from Encompass
Jeanine Cicardo is very professional and was so helpful with our needs. So greatful!
Jeanine is always so sweet and professional. She kept us informed through the entire process. Sean FORKED RIVER, NJ August 05 Rating: 5.0 out of 5.0 from Encompass
Jeanine is always so sweet and professional. She kept us informed through the entire process.
Jeanine's communication and guidance was outstanding during our whole process. She made our purchase happen and we couldn't be more grateful. Rebecca A Forked River, NJ July 04 Rating: 5.0 out of 5.0 from Encompass
Jeanine's communication and guidance was outstanding during our whole process. She made our purchase happen and we couldn't be more grateful.