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Jeanine knows that buying or refinancing a home is the biggest financial decision of her clients’ lives. That’s why she makes a point of consulting with his clients throughout the entire loan process, so they are well educated and active participants in the transaction.
She has an extensive background in all facets of mortgage lending and assisting her clients with many different needs, whether they are homebuyers looking to purchase a new home or are current homeowners looking to benefit from refinancing. Her expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Jeanine also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so she can serve as an informed advocate for her clients.
Her focus is on not merely getting a clients a loan, but finding the best loan for them.
Jeanine went above and beyond. She made sure we understood everything every step of the way she was helpful, knowledgeable and kind not to mention she has a great personality!.. you can tell she is a true asset to your company and yes I would highly recommend her in the future! Maria T Seaside Park, NJ May 06 Rating: 5.0 out of 5.0 from Encompass
Jeanine went above and beyond. She made sure we understood everything every step of the way she was helpful, knowledgeable and kind not to mention she has a great personality!.. you can tell she is a true asset to your company and yes I would highly recommend her in the future!
Jeanine is the absolute best! No one else comes close! DEREK Toms River, NJ April 21 Rating: 5.0 out of 5.0 from Encompass
Jeanine is the absolute best! No one else comes close!
They helped me get first time home owner and a first time home owner grant which made it possible to own my house Andrew J Toms River, NJ April 20 Rating: 4.5 out of 5.0 from Encompass
They helped me get first time home owner and a first time home owner grant which made it possible to own my house
Jeanine was a great communicator. She was very informative and very helpful. I thoroughly enjoyed working with Jeanine and the entire team. Nancy Waretown, NJ March 16 Rating: 5.0 out of 5.0 from Encompass
Jeanine was a great communicator. She was very informative and very helpful. I thoroughly enjoyed working with Jeanine and the entire team.
Jeanine Cicardo is a true professional and an outstanding mortgage broker. As a Realtor, having a lending partner who is reliable, communicative, and client focused is everything, and Jeanine consistently delivers. She is extremely responsive and keeps both my clients and me informed every step of the way. Her communication is clear, proactive, and... Susan Toms River, NJ March 13 Rating: 5.0 out of 5.0 from Encompass
Jeanine Cicardo is a true professional and an outstanding mortgage broker. As a Realtor, having a lending partner who is reliable, communicative, and client focused is everything, and Jeanine consistently delivers. She is extremely responsive and keeps both my clients and me informed every step of the way. Her communication is clear, proactive, and...
very good experience Mirsada Toms River, NJ February 27 Rating: 4.7 out of 5.0 from Encompass
very good experience
Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob... Crystle WHITING, NJ December 18 Rating: 5.0 out of 5.0 from Encompass
Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob...
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience. Dorothy West Creek, NJ September 28 Rating: 5.0 out of 5.0 from Encompass
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience.
The experience was great with Jeanine. She was very professional, organized, and kind. I plan to recommend her in the future. Tyler Bayville, NJ September 23 Rating: 4.8 out of 5.0 from Encompass
The experience was great with Jeanine. She was very professional, organized, and kind. I plan to recommend her in the future.
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know! Kayla Forked River, NJ September 17 Rating: 5.0 out of 5.0 from Encompass
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know!
Excellent communication. Very professional with a kind personality. Edward Forked River, NJ September 05 Rating: 5.0 out of 5.0 from Encompass
Excellent communication. Very professional with a kind personality.