Our Originating Team
Choose an originator below to connect with them.
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- Jeanine Cicardo
- NMLS: 445120
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- Jeff Coon
- NMLS: 19375
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- Rick Coon
- NMLS: 2316756
Borrower Testimonials
Thank you! Your service has always been friendly, felt safe and reliable!
As a Realtor, I've worked with Jeanine before and the transactions are always seamless. And if I send her a first time homebuyer who maybe can't be approved for anything now, she takes the time to go through the steps they need to do in order to qualify for a mortgage.
Jeannine is the best at her job. she always kept me in the loop ,always went out of her way to help me through my refinance . With no hesitation i I would highly recommend her to anyone that asks ..
went very smoothly. Jeff was very patient and explained everything very user-friendly. The only thing that I would change is that the bridge loan papers were signed 6 to 8 days out opposed to four so you don't run the risk of not closing on the schedule day.
was extremely patient and willing to explain in detail what was necessary. I was fortunate to have a lot of help from younger family members but staff was very understanding and encouraging.
most importantly she does her job to perfection! She has the best communication skills and everyone I send to her always says she is the best. I have clients that now send their children to her. The absolute best!
Made this as seamless as I
Great communication, knowledge as well as Jeff's Team !!
Pleasant, courteous, and kept us well informed throughout the entire process
From the initial moment we spoke, up until the day of our closing, Jeanine has been a guiding light every step of of the way. Her knowledge, professionalism, and utmost kindness throughout this daunting process has made our home buying experience expeditious and seamless. We would absolutely recommend Jeanine fo...
Jeff was super knowledgeable and great to work with
You and your staff are easy to talk to if any questions which i I did have some you and your team were a pleaure thank u
Jeanine was the absolute best. Very kind, very informative and just overall very helpful. She was there every step of the way to guide and explain everything very clearly. I would highly recommend her to anyone needing a mortgage
Thank you for making the process so smooth for us!
Jeff made the process of our refinance very easy. Responsive to all of our questions and would highly recommend!
Jeanine went above and beyond. She made sure we understood everything every step of the way she was helpful, knowledgeable and kind not to mention she has a great personality!.. you can tell she is a true asset to your company and yes I would highly recommend her in the future!
Jeanine is the absolute best! No one else comes close!
They helped me get first time home owner and a first time home owner grant which made it possible to own my house
We could tell from the start that Jeff had our backs
Jeff and his team were beyond helpful through our whole home buying process. Everyone went above and beyond to make sure we everything went smoothly and was done in a timely manner. Jeff and the team made sure we knew what steps had to be taken next, and made sure we understood things every step of ...
Jeff was so helpful and made our first time buying such a positive experience!
Very communicative and helpful!
Very smooth and easy. We'll informed every step of the way
the team worked well together for me.
Jeanine was a great communicator. She was very informative and very helpful. I thoroughly enjoyed working with Jeanine and the entire team.
Jeanine Cicardo is a true professional and an outstanding mortgage broker. As a Realtor, having a lending partner who is reliable, communicative, and client focused is everything, and Jeanine consistently delivers. She is extremely responsive and keeps both my clients and me informed every step of the way. Her communication is clear, proactive, and...
Jeff Coon and his crew are very knowledgeable and helpful. We have used his services several times and have referred him to my daughter and her husband.
As usual, Jeff was the consummate professional who gave me confidence that the entire refi process would go quickly, smoothly and seamlessly which it did. I highly recommend him if you ever need to find a mortgage broker.
very good experience
Great customer service, communication, and transparency.
The communication was fantastic. Kelli's detailed emailed were easy to follow and kept everyone in the loop at all times.
Always so informative and supportive!
Jeanine is an excellent mortgage representative. My buyer utilized her for a VA loan, and she was outstanding throughout the entire process. She is extremely kind, patient, and knowledgeable, and she went above and beyond on numerous occasions to assist a client who was not technologically savvy. Jeanine personally helped him make phone calls to ob...
After a seamless, transparent, and informative initial mortgage process we recently decided to refi. Jeff, Carrie, Kelli and the whole team are professional, relatable, and reliable! We didn’t think we could have had a better experience than the first time around with them, but they managed to exceed expectations. Trying to refinance during the C...
Jeff is not one of the best, Jeff Coon is the BEST. After 40 years in the business I have never seen a servicer deliver on the rate; terms; costs; and fees as accuratly and fairly as Jeff. The loan was committed in 14 days at the rate and terms estimated. The closing was painles and actually cost about 10% less then estimated. This is a guy that re...
We started the mortgage process with another company, who ended up totally messing it up. Our loan was denied the day we were supposed to close. We were referred to Jeff through our realtor, and from the second I spoke to him, I knew we were in good hands. Everything was done correctly and quick. We were able to close 10 days later, with no issue...
Jeff was AMAZING in helping my wife and I close on our new property. He was extremely thorough and his attention to detail was the key factor in getting our deal done. While Jeff was able to get us the best mortgage offer for our budget, he came through for us again by getting a deal done for our buyers (who's deal fell through at the day of closin...
Jeff and his team made buying a home as worry free as it could be. They were there every second to answer any questions we had along the way. Any time of the day, they were available and helped us make it to an almost impossible closing date with ease. I would recommend Jeff and the entire Annie Mac team for any home buying, especially for first ti...
Jeff Coon came highly recommended, and surpassed my expectations. Not only did he help me get everything in order for my purchase, he took time to research an issue I was having based on the sale of my home, and provide me with information that helped finalize the sale of my old house so I could purchase my new house. Jeff also made me aware of th...
Jeanine Cicardo always goes above and beyond~ Thank you for making this process!
Jeanine and Kelli were amazing from start to finish. Couldn't have asked for a better experience.
The experience was great with Jeanine. She was very professional, organized, and kind. I plan to recommend her in the future.
Jeanine is extremely proficient and knowledgeable! She makes the home buying process super easy. I would definitely recommend her to everyone i know!
Excellent communication. Very professional with a kind personality.
Made my life very easy. Took a lot of stuff off of my plate.
Jeanine Cicardo is very professional and was so helpful with our needs. So greatful!
Jeanine is always so sweet and professional. She kept us informed through the entire process.
Jeanine's communication and guidance was outstanding during our whole process. She made our purchase happen and we couldn't be more grateful.
Jeanine was great to work with.
They made everything fast , efficient , and pleasant! Just overall great
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!