Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Florida.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Experiencia unica , un gran trabajo de todo su equipo ! Sobre todo un compromiso de primer nivel ! Muchas gracias por tan buen servicio DavidOrlando, FL May 01
Experiencia unica , un gran trabajo de todo su equipo ! Sobre todo un compromiso de primer nivel ! Muchas gracias por tan buen servicio
Rating: 5.0 out of 5.0 from Encompass Excellent work, very conmunicative, responsibl, and friendly. I am very pleased with her work and dedicatio. Albert DavidSaint Cloud, FL Apr 29
Excellent work, very conmunicative, responsibl, and friendly. I am very pleased with her work and dedicatio.
Rating: 4.8 out of 5.0 from Encompass Very professional and polite team members Julian EnriqueMontverde, FL Apr 27
Very professional and polite team members
Rating: 5.0 out of 5.0 from Encompass The way they treat customers—the kindness, patience, and charisma. LismarieSaint Cloud, FL Apr 26
The way they treat customers—the kindness, patience, and charisma.
Rating: 5.0 out of 5.0 from Encompass She is the Best ElizabethOrlando, FL Apr 25
She is the Best
Rating: 5.0 out of 5.0 from Encompass I had the pleasure of working with Naiomi Perez as the loan officer for my client, and I couldn’t be more satisfied with the experience. Naiomi demonstrated exceptional professionalism, clear communication, and a deep understanding of the lending process from start to finish. She kept everyone informed at every stage, handled challenges efficient... Christian EloyEUSTIS, FL Apr 09
I had the pleasure of working with Naiomi Perez as the loan officer for my client, and I couldn’t be more satisfied with the experience. Naiomi demonstrated exceptional professionalism, clear communication, and a deep understanding of the lending process from start to finish. She kept everyone informed at every stage, handled challenges efficient...