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Proudly serving clients across New Jersey.
This Is Who I Am:
I love strategizing with my referral partners and clients to help them meet their goals. With more than 20 years in the mortgage industry and almost 36 in the financial industry in general, my goal is to make the home buying experience easy and stress-free for my clients.
I am a proud member the Nationwide Multistate Licensing System & Registry, as well as being a Certified Mortgage Advisor.
My achievements include:
I am also a Certified Mortgage Planner.
What is a Certified Mortgage Planner?
Mortgage Planning is the process of helping clients improve their lives by using the right mortgage strategies.
The right strategy for one client may be completely wrong for another client. That’s why mortgage planning should be conducted with a certified professional who is trained in the five CMPS skill sets:
Who Do I Help:
While my lender can do business in many states and growing all the time, I do 90 % of my business in my home state of New Jersey.
I help all real estate owners and buyers who want the best rates, superior service and a knowledgeable adviser to help them navigate their home financing.
I help New Jersey Real Estate professionals who want to grow their business and showcase their properties with the latest marketing and technology available to the real estate market.
This Is How I Help Home Owners and Buyers:
My team works with each client to determine the best finance package for every scenario taking into account not only the impact of the loan on their finances today, but 5, 10, and 15 years down the line.
Covering all facets of mortgage lending, we can handle just about any situation out there. From purchase money loans for 1-4 family homes, second homes, investment properties, Jumbo loans, 203K loans, VA purchase money loans, VRRRL refinance loans, cash out refinance loans, even reverse mortgages for seniors! I can also help with credit repair until we can per-qualify our borrower.
This Is How We Help Real Estate Professionals:
Our team loves working with Realtors to help them build their business with video marketing, advanced listing presentations, and social media training just to mention a few. My goal is to create more closings, more satisfied buyers, and more referrals for all!
Specialties:
I share my life with my wonderful, kind, and beautiful wife, Joanie. Together, we love to travel and immerse ourselves in new places, cultures, and cuisines. Connecting with people around the world has shown us that, at our core, we’re all striving for the same things—just through different lived experiences.
We’re especially drawn to history—walking old-world streets, exploring museums, and imagining the lives of those who came before us. We also enjoy discovering natural wonders, from untouched landscapes to breathtaking water features that have existed for millennia.
Art is another passion of ours. We enjoy collecting pieces from artists like Peter Max, Michael Godard, Jeff Vermeeren, and Matt Beyer—each with unique stories that make every piece more meaningful.
At home, we love cooking gourmet meals together, often inspired by our travels. With cooking classes, new recipes, and a great bottle of wine, dinner becomes an experience. We also enjoy landscaping, gardening, and home projects—turning our space into a personal sanctuary where we spend many weekends creating something new.
Rating: 5.0 out of 5.0 from Encompass I highly recommend Chuck Tegano, Loan Officer at AnnieMac Home Mortgage. Chuck provides terrific customer service and brings an exceptional level of knowledge and experience to every transaction. One of Chuck’s greatest strengths is his ability to clearly articulate the mortgage process and explain information in a way that clients can easily und... MitchellPiscataway, NJ Sep 18
I highly recommend Chuck Tegano, Loan Officer at AnnieMac Home Mortgage. Chuck provides terrific customer service and brings an exceptional level of knowledge and experience to every transaction. One of Chuck’s greatest strengths is his ability to clearly articulate the mortgage process and explain information in a way that clients can easily und...
Rating: 5.0 out of 5.0 from Encompass Chuck is very knowledgeable and answered all my questions in a way that is easy to understand. He was very responsive and would always make sure I knew what the next step was. Extra props for making sure things went smoothly and warning me about things that could cause issues and delays. He also gave me advice and looked out for my best interest wh... Helen JEast Brunswick, NJ Sep 18
Chuck is very knowledgeable and answered all my questions in a way that is easy to understand. He was very responsive and would always make sure I knew what the next step was. Extra props for making sure things went smoothly and warning me about things that could cause issues and delays. He also gave me advice and looked out for my best interest wh...
Rating: 5.0 out of 5.0 from Encompass Working with my mortgage loan officer was an incredible experience. He was extremely responsive and took the time to explain everything clearly. Whenever I had a question, he would make time to talk. He kept me consistently on track with helpful follow-ups via email, text message, and phone calls, which was a lifesaver given my hectic work and pers... Cariba AOcean Gate, NJ Sep 18
Working with my mortgage loan officer was an incredible experience. He was extremely responsive and took the time to explain everything clearly. Whenever I had a question, he would make time to talk. He kept me consistently on track with helpful follow-ups via email, text message, and phone calls, which was a lifesaver given my hectic work and pers...
Rating: 5.0 out of 5.0 from Encompass Chuck was a pleasure to work with. Always keeping me updated on the loan status and available to answer questions when they came up. Great teamwork and appreciated his support! KatherineSpringfield, NJ Sep 16
Chuck was a pleasure to work with. Always keeping me updated on the loan status and available to answer questions when they came up. Great teamwork and appreciated his support!
Rating: 5.0 out of 5.0 from Encompass Chuck is extremely responsive and helpful. ApoorvaPiscataway, NJ Sep 16
Chuck is extremely responsive and helpful.
Rating: 5.0 out of 5.0 from Encompass Chuck came highly recommended from 2 friends that worked with him in the past. I was moving from out of state, I contacted Chuck early on in the process and he was able to map out the process and made me aware of anything that would help or hurt the loan procuring process. He was on top of everything and would always give me periodic check ins to s... SamuelSpringfield, NJ Sep 14
Chuck came highly recommended from 2 friends that worked with him in the past. I was moving from out of state, I contacted Chuck early on in the process and he was able to map out the process and made me aware of anything that would help or hurt the loan procuring process. He was on top of everything and would always give me periodic check ins to s...
Rating: 5.0 out of 5.0 from Encompass Chuck Tegano and his team were exceptional! Chuck was so helpful and attentive to all my questions and was always there when I needed him Thank you for everything you did to make this possible Marie VManchester, NJ Sep 13
Chuck Tegano and his team were exceptional! Chuck was so helpful and attentive to all my questions and was always there when I needed him Thank you for everything you did to make this possible
Rating: 5.0 out of 5.0 from Encompass Chuck explained every step of the process well and did regular check ins with us. He also helped us with some snafus encountered while closing and ensured we had no questions. Zahava LSpringfield, NJ Sep 13
Chuck explained every step of the process well and did regular check ins with us. He also helped us with some snafus encountered while closing and ensured we had no questions.
Rating: 5.0 out of 5.0 from Encompass Great communication Michelle MKeansburg, NJ Sep 06
Great communication
Rating: 5.0 out of 5.0 from Encompass Chuck is great to woek with. He always gets my clients to the closing table and keeps all informed along the way. DIANAToms River, NJ Sep 05
Chuck is great to woek with. He always gets my clients to the closing table and keeps all informed along the way.
Rating: 5.0 out of 5.0 from Encompass Chuck is very knowledgeable, thoughtful, down to Earth, available. He answered every question we had in a timely manner. and was very on top of every situation. He's the kind of person you need when trying to navigate. this sort of situation EricToms River, NJ Sep 05
Chuck is very knowledgeable, thoughtful, down to Earth, available. He answered every question we had in a timely manner. and was very on top of every situation. He's the kind of person you need when trying to navigate. this sort of situation
Rating: 5.0 out of 5.0 from Encompass Great communication Dava BBrick, NJ Aug 30
Rating: 5.0 out of 5.0 from Encompass very helpful and responsive everything went well from start to closing Timothy M.Waretown, NJ Aug 26
very helpful and responsive everything went well from start to closing
Rating: 5.0 out of 5.0 from Encompass Chuck is my go-to lender! I can count on Chuck to provide my clients with the information they need regarding the different loan types, so that they can make an informed decision. His communication and customer service is outstanding. Chuck gets us to the closing table on time and without drama. Having Chuck on my team makes my job easier! I will... GraceWaretown, NJ Aug 21
Chuck is my go-to lender! I can count on Chuck to provide my clients with the information they need regarding the different loan types, so that they can make an informed decision. His communication and customer service is outstanding. Chuck gets us to the closing table on time and without drama. Having Chuck on my team makes my job easier! I will...
Rating: 5.0 out of 5.0 from Encompass Chuck was very helpful during the entire process of buying a house. Going above and beyond to help make the deal happen. Kyle ALittle Egg Harbor Twp, NJ Aug 21
Chuck was very helpful during the entire process of buying a house. Going above and beyond to help make the deal happen.
Rating: 5.0 out of 5.0 from Encompass My experience was better than great! I would say excellent. I wish I could buy more houses just to work with Chuck again—the nicest and most professional loan officer. The entire process was easy and smooth. I would recommend him to anyone who needs any kind of mortgage. His knowledge of all the different types of loans is uncomparable to anyone ... Dericci JBayville, NJ Aug 02
My experience was better than great! I would say excellent. I wish I could buy more houses just to work with Chuck again—the nicest and most professional loan officer. The entire process was easy and smooth. I would recommend him to anyone who needs any kind of mortgage. His knowledge of all the different types of loans is uncomparable to anyone ...
Rating: 5.0 out of 5.0 from Encompass Chuck communicated and walked us through every step of the process. It was the greatest experience! Highly recommend using Chuck Tegano!!! Gregory GBayville, NJ Aug 01
Chuck communicated and walked us through every step of the process. It was the greatest experience! Highly recommend using Chuck Tegano!!!
Rating: 5.0 out of 5.0 from Zillow As a first-time homebuyer, I couldn’t have asked for a better Mortgage Loan Originator than Chuck Tegano and his team.From our very first conversation, Chuck and his team were patient, knowledgeable, responsive, and always willing to help. They took the time to explain every step of the mortgage process, answer every question, and make sure I un... Kmcanc6791Toms River, NJ Jul 31
As a first-time homebuyer, I couldn’t have asked for a better Mortgage Loan Originator than Chuck Tegano and his team.From our very first conversation, Chuck and his team were patient, knowledgeable, responsive, and always willing to help. They took the time to explain every step of the mortgage process, answer every question, and make sure I un...
Rating: 5.0 out of 5.0 from Zillow If you’re looking for a mortgage loan originator that is trustworthy, savvy, and always keeping your best interests in mind, Chuck is the guy! This is my second time working with him and both times have been hassle-free and ended with positive outcomes. I appreciate Chuck for his expertise and responsiveness, but mostly for his trustworthiness. H... Kayvon AmeriDover, NJ Jul 21
If you’re looking for a mortgage loan originator that is trustworthy, savvy, and always keeping your best interests in mind, Chuck is the guy! This is my second time working with him and both times have been hassle-free and ended with positive outcomes. I appreciate Chuck for his expertise and responsiveness, but mostly for his trustworthiness. H...
Rating: 5.0 out of 5.0 from Encompass Chuck Tegano goes above and beyond for each and every one of our clients. He is attentive to their needs and guides them through each part of the process. Happy to have him.as part of our team of professionals. MariaWhiting, NJ Jul 13
Chuck Tegano goes above and beyond for each and every one of our clients. He is attentive to their needs and guides them through each part of the process. Happy to have him.as part of our team of professionals.
Rating: 5.0 out of 5.0 from Encompass Chuck was very helpful through this process Harry T.Whiting, NJ Jul 10
Chuck was very helpful through this process
Rating: 5.0 out of 5.0 from Encompass As a first-time homebuyer, I had no idea what to expect from the mortgage process, and I couldn’t have asked for a better Mortgage Loan Originator than Chuck Tegano. From day one, Chuck was patient, knowledgeable, and incredibly responsive. He took the time to explain every step of the process, answer every question, and walk through every number... Kristine MWhiting, NJ Jul 06
As a first-time homebuyer, I had no idea what to expect from the mortgage process, and I couldn’t have asked for a better Mortgage Loan Originator than Chuck Tegano. From day one, Chuck was patient, knowledgeable, and incredibly responsive. He took the time to explain every step of the process, answer every question, and walk through every number...
Rating: 5.0 out of 5.0 from Encompass My client was a first time home buyer that was buying in an Adult community and using the Frist Time Homebuyer Grant. She has never owned a home and this journey that we have been on to 1st find her a home and 2nd getting her a mortgage that would fit her income. Needless to say she was a wreck. Chuck took his time and answered her many question... DeborahWhiting, NJ Jul 06
My client was a first time home buyer that was buying in an Adult community and using the Frist Time Homebuyer Grant. She has never owned a home and this journey that we have been on to 1st find her a home and 2nd getting her a mortgage that would fit her income. Needless to say she was a wreck. Chuck took his time and answered her many question...
Rating: 5.0 out of 5.0 from write_review Chuck has always. Even one of my preferred lenders due to his extensive knowledges and his stellar communication skills but he really exceeded everyone’s expectations with this last deal. I had a self employed buyer who was denied by another lender and Chuck came in and saved the day- from the day he got contract to the closing it was about 3 wee... Nancy Jun 26
Chuck has always. Even one of my preferred lenders due to his extensive knowledges and his stellar communication skills but he really exceeded everyone’s expectations with this last deal. I had a self employed buyer who was denied by another lender and Chuck came in and saved the day- from the day he got contract to the closing it was about 3 wee...
Rating: 5.0 out of 5.0 from Encompass If you’re looking for a mortgage loan originator that is trustworthy, savvy, and always keeping your best interests in mind, Chuck is the guy! This is my second time working with him and both times have been hassle-free and ended with positive outcomes. I appreciate Chuck for his expertise and responsiveness, but mostly for his trustworthiness. H... KayvonDover, NJ Jun 18