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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Eric was very diligent and responded immediately to calls and texts. Evelyn APhiladelphia, PA May 14
Eric was very diligent and responded immediately to calls and texts.
Rating: 5.0 out of 5.0 from Encompass Mi buen vendedor StidPhiladelphia, PA May 13
Mi buen vendedor
Rating: 5.0 out of 5.0 from Encompass 2nd closing with Eric & never doing another closing with anyone else!!! Love him & his service! AlmaWashington, NJ May 11
2nd closing with Eric & never doing another closing with anyone else!!! Love him & his service!
Rating: 5.0 out of 5.0 from Encompass Eric Hutton and his team was outstanding. We close within a month which is fantastic Steven CUnion Beach, NJ Apr 23
Eric Hutton and his team was outstanding. We close within a month which is fantastic
Rating: 5.0 out of 5.0 from Encompass Eric was extremely responsive, knowledgeable, and patient throughout the entire process. He took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful experience feel smooth and manageable. I truly appreciated his professionalism and support from start to finish. KrystleJackson, NJ Apr 17
Eric was extremely responsive, knowledgeable, and patient throughout the entire process. He took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful experience feel smooth and manageable. I truly appreciated his professionalism and support from start to finish.
Rating: 5.0 out of 5.0 from Encompass Eric always go above and beyond. He made the streamline process smooth and explained everything along the way! I could not have asked for a better team to navigate me through this process! Thanks Eric! MarkFranklin Park, NJ Apr 13
Eric always go above and beyond. He made the streamline process smooth and explained everything along the way! I could not have asked for a better team to navigate me through this process! Thanks Eric!
Rating: 5.0 out of 5.0 from Encompass Working with Eric is always pleasant, he's now helped me on multiple loans and he is always helpful throughout the process Robert ChristopherHaskell, NJ Apr 10
Working with Eric is always pleasant, he's now helped me on multiple loans and he is always helpful throughout the process
Rating: 4.5 out of 5.0 from Encompass Everything was processed efficiently. All questions answered thoroughly. Thank you for that. B. W. BernadetteManville, NJ Apr 10
Everything was processed efficiently. All questions answered thoroughly. Thank you for that. B. W.
Rating: 5.0 out of 5.0 from Encompass Mostly Eric's Communication and availability. He was always within a text or phone call away. This was important to us being first time owners and we trusted him to find the best options for our financial situation . We are now homeowners and couldn't be happier! RonaldHamilton, NJ Apr 08
Mostly Eric's Communication and availability. He was always within a text or phone call away. This was important to us being first time owners and we trusted him to find the best options for our financial situation . We are now homeowners and couldn't be happier!
Rating: 5.0 out of 5.0 from Encompass Eric is very knowledgeable, answered all questions to my satisfaction, was always available when needed, took care of my clients in every way, and was with us until the end. I give him 20 stars! DarianneHamilton, NJ Apr 07
Eric is very knowledgeable, answered all questions to my satisfaction, was always available when needed, took care of my clients in every way, and was with us until the end. I give him 20 stars!
Rating: 5.0 out of 5.0 from Encompass Eric helped get me the best rate for refinancing. I am extremely pleased with the work he put into helping me. This is 2nd mortgage transaction he has done for me and I will say that each time he was always available to answer my questions and listened to my concerns, kept me informed throughout th... CatherineDeepwater, NJ Mar 23
Eric helped get me the best rate for refinancing. I am extremely pleased with the work he put into helping me. This is 2nd mortgage transaction he has done for me and I will say that each time he was always available to answer my questions and listened to my concerns, kept me informed throughout th...
Rating: 4.8 out of 5.0 from Encompass The level of communication and care for our mutual client was very welcomed and appreciated. ThomasParlin, NJ Mar 10
The level of communication and care for our mutual client was very welcomed and appreciated.
Rating: 5.0 out of 5.0 from Encompass This is my second time working with Eric and Annie Mac. He's a wealth of knowledge, always makes himself available, gives you the information you need to know and offers his advice when asked. There are many companies you can work your mortgage or refinance through, but the people you lean on for things above the X's and O's really make the differe... Vincent CPemberton, NJ Mar 02
This is my second time working with Eric and Annie Mac. He's a wealth of knowledge, always makes himself available, gives you the information you need to know and offers his advice when asked. There are many companies you can work your mortgage or refinance through, but the people you lean on for things above the X's and O's really make the differe...
Rating: 5.0 out of 5.0 from Encompass They were super supportive and was able to answer all of my questions and concerns. Michael RMonroe Township, NJ Feb 23
They were super supportive and was able to answer all of my questions and concerns.
Rating: 5.0 out of 5.0 from Encompass Eric was very transparent, alwa available to ans any questions have . worked with us with our need. GurdeepFreehold, NJ Feb 13
Eric was very transparent, alwa available to ans any questions have . worked with us with our need.
Rating: 5.0 out of 5.0 from Encompass Eric is the best! He made the entire process stress free. TheodoreMilltown, NJ Feb 09
Eric is the best! He made the entire process stress free.
Rating: 4.3 out of 5.0 from Encompass I have done a home refinance before and the fact that AnnieMac is still writing out paper checks is confusing. Wire transfers are much faster. Because of having to wait for a paper check and also getting a paper check that I then have to mail out to a creditor, that payoff will be late. That means that I will have to make another payment in the mea... Michael HNorthampton, PA Jan 28
I have done a home refinance before and the fact that AnnieMac is still writing out paper checks is confusing. Wire transfers are much faster. Because of having to wait for a paper check and also getting a paper check that I then have to mail out to a creditor, that payoff will be late. That means that I will have to make another payment in the mea...
Rating: 5.0 out of 5.0 from Encompass Working with Eric as a first-time homebuyer was truly the best experience I could have asked for. His communication was excellent! He was available anytime I needed him, always quick to respond, and consistently patient. He explained everything clearly and never made me feel rushed, even when I asked him to re-explain certain parts of the process... AlysonFords, NJ Dec 16
Working with Eric as a first-time homebuyer was truly the best experience I could have asked for. His communication was excellent! He was available anytime I needed him, always quick to respond, and consistently patient. He explained everything clearly and never made me feel rushed, even when I asked him to re-explain certain parts of the process...
Rating: 5.0 out of 5.0 from Encompass .Excellent job.On top of everything.Logical thinking.Supportive behaviour.It was my first time.I am an immigrant ,a single mom ,working hard.It was such a blessing to have team of AnnieMac esp.Eric Hutton to make my life less difficult.Thanks a lot Mr.Eric Hutton.I really appreciate. SamiraEwing, NJ Dec 08
.Excellent job.On top of everything.Logical thinking.Supportive behaviour.It was my first time.I am an immigrant ,a single mom ,working hard.It was such a blessing to have team of AnnieMac esp.Eric Hutton to make my life less difficult.Thanks a lot Mr.Eric Hutton.I really appreciate.
Rating: 5.0 out of 5.0 from Encompass I recently worked with Eric on a loan, and I was extremely impressed with the service I received. Eric was very clear in explaining each step of the loan process, ensuring I understood all my options and what was required of me. His communication skills were excellent, as he kept me informed and promptly answered all my questions. Thanks to his exp... NadiaPine Hill, NJ Dec 02
I recently worked with Eric on a loan, and I was extremely impressed with the service I received. Eric was very clear in explaining each step of the loan process, ensuring I understood all my options and what was required of me. His communication skills were excellent, as he kept me informed and promptly answered all my questions. Thanks to his exp...
Rating: 5.0 out of 5.0 from Encompass I met Eric back in 2019 when I purchased my first home from him. Now I am refinancing my second home from him and like the first time it was a wonderful experience . The team was on top of everything and supported me through the whole process . I would recommend him anyone inthe market for home. KarinaUnion, NJ Nov 24
I met Eric back in 2019 when I purchased my first home from him. Now I am refinancing my second home from him and like the first time it was a wonderful experience . The team was on top of everything and supported me through the whole process . I would recommend him anyone inthe market for home.
Rating: 5.0 out of 5.0 from Encompass The process from beginning to end, Eric was very helpful Winsford HWoodbridge, NJ Nov 14
The process from beginning to end, Eric was very helpful
Rating: 5.0 out of 5.0 from Encompass “The process was smooth, communication was clear, and everyone was very helpful and responsive.” LauraJamesburg, NJ Oct 13
“The process was smooth, communication was clear, and everyone was very helpful and responsive.”
Rating: 5.0 out of 5.0 from Encompass Eric was there every step of the way ensuring we knew what was happening and how to proceed BrittanySouth Bound Brook, NJ Oct 10
Eric was there every step of the way ensuring we knew what was happening and how to proceed
Rating: 5.0 out of 5.0 from Encompass The Support of their team made this process easier to navigate. Mariah SEast Orange, NJ Oct 01
The Support of their team made this process easier to navigate.