Elisa Cuddy

Mortgage Loan Originator

NMLS#: 857471

About Elisa

Proudly serving clients across Massachusetts and New Hampshire.

Elisa was born and raised in Central MA & has experience of over 25 years banking in our community.

Elisa prides herself on her depth knowledge of the loan process and wide range of mortgage product knowledge.

Elisa has experience with all facets of the mortgage lending arena and believe in making the American dream of home ownership a reality.

As an experienced mortgage professional, Elisa understands the importance of providing the information you need to make confident decisions about financing your home. Whether you are purchasing a new home, refinancing your current home, or investing in residential property, her goal is to provide you with the best possible home loan experience. Elisa understands that every situation is unique and will work with you as you choose the options that will help you meet your home financing goals. Throughout her career, she has helped many people achieve their dreams of homeownership and will use that experience to help guide you throughout the mortgage process.

I have helped first-time and experienced homebuyers with Conventional Loans, Jumbo Financing, FHA Loans, Condos, & Second Homes, and Investment Properties. I look forward to working with you on all of your home loan needs!

Borrower Testimonials

Total Experience Score5.00
Rating: 5.0 out of 5.0 from Encompass
One of the greatest parts of this experience was that Elisa was ALWAYS available to speak/answer questions. One of the most daunting aspects of buying a home is not knowing what's going on and having unanswered questions. With Elisa, she eased that portion, and I always felt confident because she was alwasy available, ready to help, and explain wha...
IsaacGardner, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa made every step of purchasing our home easy. She is communicative, committed, and always willing to help. If you aren't sure where to start, Elisa is your person!
Laura EClinton, MA
Rating: 5.0 out of 5.0 from google
Great in communication, quick response, explained everything in details, prepared my mortgage loan real fast, would definitely recommend her
Shadman
Rating: 5.0 out of 5.0 from google
Elisa was the prefect individual to work with. She was very personable. She was in constant contact with me and made this home buying process so seamless. I couldn’t of asked for a better person to work with. She will always have a client in me. I look forward to working with her again in the future. Thank you so much for your time, dedication an...
Joel
Rating: 5.0 out of 5.0 from google
Elisa was amazing start to finish for us as first time home buyers. We were pre-qualified with a different lender but after rate shopping decided to go with Clinton. Elisa was on the ball from the get go before we even applied with Clinton. Throughout the process she was responsive, reassuring, and made what we expected to be a stressful process se...
Nick
Rating: 5.0 out of 5.0 from google
Elisa is absolutely amazing! She guided us throughout our home buying journey. Being a first time home buyer is intense and overwhelming. Elisa was calm, poised, knowledgable and reduced every anxiety I had. Her patience is exceptional and her ability to explain even the most complex financial scenarios is amazing. She was easy to communicate with,...
Sydney
Rating: 5.0 out of 5.0 from Encompass
Elisa is great. She is always available for a call or a text and is always extremely informative. she has helped us close on 2 homes so far. 10/10 recommend.
Michael CClinton, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa and her team are fantastic! As a Realtor, having good communication with a loan officer is key to creating successful outcomes for our clients. Elisa and her team give updates any time a new step has been reached in our clients' journey, and she is always fast to return calls or answer texts when questions come up. Her communication has also ...
PatrickBedford, NH
Rating: 4.8 out of 5.0 from Encompass
Wuick Quick and easy, helped close a 3 year search.
Kristopher JacobBedford, NH
Rating: 5.0 out of 5.0 from Encompass
Elisa is professional and very easy to get in touch with. She was great to work with and I will continue to work with her in the future
EddieGardner, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa was quick to respond to all my questions and did great explaining things to me. She was always helpful and positive throughout the process and everything in her control stayed on track for a quick closing .
VictoriaAyer, MA
Rating: 5.0 out of 5.0 from Encompass
Every step of the way Elisa and the team helped me with information, referrabls, and was ahead of the closing so that we wouldn't be caught off guard at any point. I appreciated the supportive team and great communication.
KatieManchester, NH
Rating: 5.0 out of 5.0 from Encompass
Elisa is a true professional that goes above and beyond for her clients. She was always available no matter what day and time to answer any questions or concerns we had from the pre-approval process to closing day. She is highly knowledgeable! I would highly recommend working with Elisa to anyone and will certainly work with her again in the futur...
Chad JosephLancaster, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa was so amazing to work with, she was available whenever we needed and answered every question we had with ease. Buying a home is not easy and it's an incredibly stressful process but she helped make the process easier to understand every step of the way! I will absolutely be recommending her to a...
Kerri MLancaster, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa was very knowledgeable and quick to provide answers and guidance throughout the borrowing process .
AnthonyBillerica, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa was absolutely phenomenal throughout this entire process. We worked together for 2+ years. Not only was Elisa extremely attentive, she was so knowledgeable. She gave us steps to follow to get us to a point where we had more options, she was extremely patient in ensuring we fully understood all the...
MeganBillerica, MA
Rating: 5.0 out of 5.0 from google
Elisa was fantastic for our multi-family purchase. She was highly responsive and monitored market rates to ensure we locked in at the best time. Her focus on document deadlines kept our fast closing right on track. Highly recommend
Ryan Commo
Rating: 5.0 out of 5.0 from Zillow
Working with Elisa was so amazing she made everything so much easier. She was always just a call or text away and made everything go so smoothly. I would definitely use her again and or recommend her to a friend or family member.
TanyaLunenburg, MA
Rating: 5.0 out of 5.0 from Zillow
We refinanced through Elisa. She was a pleasure to work with. The process was quick, clear, and very easy. She was available for any and all questions.
Kara EkstromBoylston, MA
Rating: 5.0 out of 5.0 from Encompass
It was a pleasure working with Elisa for my first rental property mortgage. She was knowledgeable, responsive and helped make sure our documents were on track for a quick closing. Thanks Elisa!
RyanAthol, MA
Rating: 5.0 out of 5.0 from Encompass
Elisa was on top of everything, communicated well and made the process smooth for me and my buyer.
EddieNewburyport, MA
Rating: 5.0 out of 5.0 from google
Working with my lender was truly one of the best parts of buying my first home. She was always available, incredibly responsive, and never made me feel like any question was too small—no matter how many I had! As a first-time homebuyer, I had a lot of concerns and uncertainties, but she was patient, supportive, and guided me every step of the way...
Carla Redman
Rating: 5.0 out of 5.0 from google
I can't recommend Elisa Cuddy enough! She truly goes above and beyond for her clients. Her communication throughout the entire process was outstanding, always keeping myself and the buyers informed and making sure they understood everything. Beyond her professionalism, she has such a great personality, which made working with her a real pleasure. Y...
Cinthya Velazquez
Rating: 5.0 out of 5.0 from Encompass
Working with her was truly one of the best parts of buying my first home. She was always available, incredibly responsive, and never made me feel like any question was too small—no matter how many I had! As a first-time homebuyer, I had a lot of concerns and uncertainties, but she was patient, supportive, and guided me every step of the way. S...
CarlaAthol, MA
Rating: 5.0 out of 5.0 from Encompass
Another Great Transaction with Elisa! Concerned, Available, Knowledgeable and an over great resource and partner in business.
DylanGardner, MA