The ITIN Mortgage Loans
What are ITIN mortgage purchase loans?
ITIN loans are non-QM mortgages designed for buyers who file U.S. taxes under an Individual Taxpayer Identification Number instead of a Social Security number.
Benefits of an ITIN Purchase Loan
- Path to Ownership For Non-Citizens
Eliminates the SSN barrier for recent immigrants, DACA recipients, and visa holders who have established U.S. income.
- High Loan-to-Value Options
Finance up to 80% LTV
- Flexible Income Documentation
W-2s, 1099s, personal or business bank statements, or CPA letters can verify earnings, easing approval for self-employed borrowers.
- Favorable Requirements
FICO scores down to 600 and debt ratios up to 55%.
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