Foreign National Purchase Loans for Non-Resident Buyers

Foreign Nationals — Foreign National Purchase Loans

What are Foreign National purchase loans?

Foreign National (FN) mortgages are non-QM loans structured for non-resident borrowers who hold no U.S. Social Security number or green card yet wish to buy a 1- to 4-unit property in the United States.

Benefits of a Foreign National Loan

No SSN, Visa, Or U.S. Credit History Required

Approval is possible with an ITIN or even without one, using foreign credit references.
High LTV

75% LTV up to $1.5 million, Max loan amount of $3 million with 65% LTV
Generous Property Types

Second homes, investment properties, condotels, and warrantable and non-warrantable condos can qualify, giving buyers broader choice.
Flexible Credit Evaluation

Foreign credit bureaus, bank reference letters, or 12-month rent and utility histories may substitute for a U.S. FICO score.

Find Out More

Interested in a Foreign National loan? Submit your information.

Please provide your basic information. First Name Last Name Email Address Mobile Number

Please include information about the property. Property Address Property State Property City Property Zip

Please include any additional information.

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Foreign National Purchase Loans

Benefits of a Foreign National Loan

Let's Talk Foreign National Loans