Home Loans and Flexible Financing for Self-Employed Buyers

Bank Statement Purchase — Bank-Statement Mortgage Purchase Loans

What is a bank-statement loan?

Often classified as non-QM (non-Qualified Mortgage) loans, bank-statement mortgages allow self-employed borrowers and business owners to document income using 12–24 months of personal or business bank statements instead of tax returns, W-2s, or pay stubs.

Benefits of a Bank-Statement Mortgage

Higher Loan Amounts and Leverage

Loan amounts up to $3.5 million and 50% DTI, up to 90% LTV
No Mortgage Insurance

LTV up to 90%% with no MI
Speed and Simplicity

Eliminates the need for CPA-prepared statements, K-1s, and multiple years of complex tax returns.
Property Flexibility

Eligible for primary, second-home, and investment purchases

Find Out More

Interested in a Bank-Statement loan? Submit your information.

Please provide your basic information. First Name Last Name Email Address Mobile Number

Please include information about the property. Property Address Property State Property City Property Zip

Please include any additional information.

American Neighborhood Mortgage Acceptance Company, LLC dba AnnieMac Home Mortgage ("Company," "We," or "Us") seeks your consent to contact you with certain non-emergency, automated, autodialed, prerecorded, or other informational and telemarketing phone calls or text messages under the Telephone Consumer Protection Act (“TCPA”). By checking this box and clicking "Submit", you are providing your electronic signature and thereby authorize Us, our service providers, and/or our affiliates to contact you and any joint applicant at the home phone and/or mobile number listed above, and you agree such contact may be made using an automatic telephone dialing system (ATDS) or artificial prerecorded voice. Further, by checking this box and clicking "Submit" you acknowledge and agree that: you are not required to grant your consent as a condition of buying any property, goods, or services; you may revoke your consent at any time by calling (855) 994-3320 or by emailing Marketing_OptOut@annie-mac.com; Message and data rates may apply. View Our Privacy Policy.

Bank-Statement Mortgage Purchase Loans

Benefits of a Bank-Statement Mortgage

Let's Talk Bank-Statement Loans