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Vanessa Lemos is a highly experienced mortgage professional with over 20 years in the mortgage industry, having built her career since 2002. Her background as a loan processor, underwriter, and mortgage loan officer provides her with a rare, well-rounded perspective that benefits both borrowers and real estate professionals. Since 2018, Vanessa has focused on originating loans with precision and strategy. What truly sets Vanessa apart is her ability to identify issues early, structure strong pre-approvals, and prevent last minute surprises, helping Realtors avoid wasted time, protect contracts, and close transactions smoothly. Her underwriting knowledge allows her to anticipate challenges before they become problems, making her a trusted partner for agents who value efficiency and certainty. Vanessa is passionate about helping families achieve homeownership and supporting investors in growing their real estate portfolios. She takes a consultative approach, educating clients and setting clear expectations from day one. Originally from Cali, Colombia, Vanessa is fully bilingual in English and Spanish, allowing her to serve a diverse and growing market with clarity and cultural understanding. She has been married for 22 years and is the proud mother of two children. Faith and community are central to her life, God comes first and she is actively involved in her church community. Outside of work, she enjoys dancing salsa and building meaningful connections. Vanessa’s mission is to serve with integrity, efficiency, and heart, helping borrowers feel confident and helping Realtors close with confidence.
Rating: 5.0 out of 5.0 from Encompass Good teams, Vanessa is and excelente human person, delicate and professional any questions she and her teams worker answer to point 1 to the end VictorGainesville, GA May 06
Good teams, Vanessa is and excelente human person, delicate and professional any questions she and her teams worker answer to point 1 to the end
Rating: 5.0 out of 5.0 from Encompass Excelente trato y comunicación. Siempre estuvieron allí para nosotros. Dispuestos a ayudar, resolver dudas y guiarnos. Maria AuxiliadoraSUWANEE, GA Mar 30
Excelente trato y comunicación. Siempre estuvieron allí para nosotros. Dispuestos a ayudar, resolver dudas y guiarnos.
Rating: 5.0 out of 5.0 from Encompass Vanessa was truly knowledgeable and very helpful. Her expertise was pivotal to making this process as smooth and simple as possible. Thank you so much, Vanessa! StefaniaStone Mountain, GA Mar 13
Vanessa was truly knowledgeable and very helpful. Her expertise was pivotal to making this process as smooth and simple as possible. Thank you so much, Vanessa!
Rating: 5.0 out of 5.0 from Encompass She was wonderful to work with. Smooth closing. She even came to the closing. I was very Debbie L.SNELLVILLE, GA Dec 22
She was wonderful to work with. Smooth closing. She even came to the closing. I was very
Rating: 5.0 out of 5.0 from Encompass Great because her customer service is on point and also she have all the patience to help you to go step by step I can go on and on and on she is the best. Pamela AMARIETTA, GA Dec 22
Great because her customer service is on point and also she have all the patience to help you to go step by step I can go on and on and on she is the best.
Rating: 5.0 out of 5.0 from Encompass Vanessa is a great to work wit, she also give the best advice that will help you as a clien. JohnsonMARIETTA, GA Dec 22
Vanessa is a great to work wit, she also give the best advice that will help you as a clien.
Rating: 5.0 out of 5.0 from Encompass Great esperience NyambiATLANTA, GA Dec 22
Great esperience
Rating: 5.0 out of 5.0 from Encompass Todo la hizo excelente, estoy demasiado agradecida ya que hicieron posible mi sueño de tener cada. A Vanessa una profunda admiracion por su profesionalismo, diligencia, oportunidad. Sera para siempre mi prestamista. De nuevo gracias Gladys LATLANTA, GA Dec 22
Todo la hizo excelente, estoy demasiado agradecida ya que hicieron posible mi sueño de tener cada. A Vanessa una profunda admiracion por su profesionalismo, diligencia, oportunidad. Sera para siempre mi prestamista. De nuevo gracias
Rating: 5.0 out of 5.0 from Encompass great communication ! and excellent service!! AdrianaDULUTH, GA Dec 22
great communication ! and excellent service!!
Rating: 4.7 out of 5.0 from Encompass Vanessa is amazing, very Responsive and understands your particular situation to provide the best advice during the loan process. I really appreciated her honesty and transparency In every opportunity we had to discuss the deal. MonicaVALDOSTA, GA Dec 22
Vanessa is amazing, very Responsive and understands your particular situation to provide the best advice during the loan process. I really appreciated her honesty and transparency In every opportunity we had to discuss the deal.
Rating: 5.0 out of 5.0 from Encompass Vanessa is very professional and efficient. She was able to deliver what was promised and we were able to close on time. CamAcworth, GA Dec 22
Vanessa is very professional and efficient. She was able to deliver what was promised and we were able to close on time.
Rating: 5.0 out of 5.0 from Encompass Vanessa is quick, efficient, knowledgeable, and extremely supportive. The communication is excellent, and all questions and concerns were addressed promptly and with great care. I will always choose Vanessa as my preferred loan officer! MarianaNewnan, GA Dec 22
Vanessa is quick, efficient, knowledgeable, and extremely supportive. The communication is excellent, and all questions and concerns were addressed promptly and with great care. I will always choose Vanessa as my preferred loan officer!
Rating: 5.0 out of 5.0 from Encompass Great communication. Kept us aware of every step along the way RustyDallas, GA Dec 22
Great communication. Kept us aware of every step along the way
Rating: 5.0 out of 5.0 from Encompass Vanessa did such a great job 👏 YuritziSnellville, GA Dec 22
Vanessa did such a great job 👏
Rating: 5.0 out of 5.0 from Encompass Thank you very much for all your support and guidance Vanessa, especially for all those off hours calls and availability even during weekends. Daniel PeterSugar Hill, GA Dec 22
Thank you very much for all your support and guidance Vanessa, especially for all those off hours calls and availability even during weekends.
Rating: 5.0 out of 5.0 from Encompass Although I represented the Seller, Vanessa kept me informed all along the process and quickly responded to any questions we had. We appreciated her professionalism! LauraLawrenceville, GA Dec 22
Although I represented the Seller, Vanessa kept me informed all along the process and quickly responded to any questions we had. We appreciated her professionalism!
Rating: 5.0 out of 5.0 from Encompass Professionalism, ethics, transparency across all the transaction CesarDuluth, GA Dec 22
Professionalism, ethics, transparency across all the transaction
Rating: 5.0 out of 5.0 from Encompass Great communication. GregAcworth, GA Dec 22
Great communication.
Rating: 5.0 out of 5.0 from Encompass Todo < su Profesionalismo , amabilidad , ayuda, entrega , responsabilidad y amor a su trabajo . Blanca EAcworth, GA Dec 22
Todo < su Profesionalismo , amabilidad , ayuda, entrega , responsabilidad y amor a su trabajo .
Rating: 5.0 out of 5.0 from Encompass Great communication and prompt responses to my questions. JeniCanton, GA Dec 22
Great communication and prompt responses to my questions.
Rating: 5.0 out of 5.0 from Encompass Vanessa's knowledge and experience is always superior to other loan officers I have worked with. Her communication with everyone is always top notch. I'll always refer my to her and her team. JEANETTESnellville, GA Dec 22
Vanessa's knowledge and experience is always superior to other loan officers I have worked with. Her communication with everyone is always top notch. I'll always refer my to her and her team.
Rating: 4.8 out of 5.0 from Encompass Helped work with us and make sure we had all the components needed Audrey RSnellville, GA Dec 22
Helped work with us and make sure we had all the components needed
Rating: 5.0 out of 5.0 from Encompass The level of attention yall had. Tried your best to get the best outcome for my family. Juan MSnellville, GA Dec 22
The level of attention yall had. Tried your best to get the best outcome for my family.
Rating: 5.0 out of 5.0 from Encompass El profesionalismo y la rapidez con la q se ejecuto el proceso. Gracias Luz StellaLawrenceville, GA Dec 22
El profesionalismo y la rapidez con la q se ejecuto el proceso. Gracias
Rating: 5.0 out of 5.0 from Encompass Has been a pleasure working with Vanessa. JunethLawrenceville, GA Dec 22
Has been a pleasure working with Vanessa.