Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Georgia and Florida.
Vanessa Lemos is a highly experienced mortgage professional with over 20 years in the mortgage industry, having built her career since 2002. Her background as a loan processor, underwriter, and mortgage loan officer provides her with a rare, well-rounded perspective that benefits both borrowers and real estate professionals. Since 2018, Vanessa has focused on originating loans with precision and strategy. What truly sets Vanessa apart is her ability to identify issues early, structure strong pre-approvals, and prevent last minute surprises, helping Realtors avoid wasted time, protect contracts, and close transactions smoothly. Her underwriting knowledge allows her to anticipate challenges before they become problems, making her a trusted partner for agents who value efficiency and certainty. Vanessa is passionate about helping families achieve homeownership and supporting investors in growing their real estate portfolios. She takes a consultative approach, educating clients and setting clear expectations from day one. Originally from Cali, Colombia, Vanessa is fully bilingual in English and Spanish, allowing her to serve a diverse and growing market with clarity and cultural understanding. She has been married for 22 years and is the proud mother of two children. Faith and community are central to her life, God comes first and she is actively involved in her church community. Outside of work, she enjoys dancing salsa and building meaningful connections. Vanessa’s mission is to serve with integrity, efficiency, and heart, helping borrowers feel confident and helping Realtors close with confidence.
Excelente trato y comunicación. Siempre estuvieron allí para nosotros. Dispuestos a ayudar, resolver dudas y guiarnos. Maria Auxiliadora SUWANEE, GA March 30 Rating: 5.0 out of 5.0 from Encompass
Excelente trato y comunicación. Siempre estuvieron allí para nosotros. Dispuestos a ayudar, resolver dudas y guiarnos.
Vanessa was truly knowledgeable and very helpful. Her expertise was pivotal to making this process as smooth and simple as possible. Thank you so much, Vanessa! Stefania Stone Mountain, GA March 13 Rating: 5.0 out of 5.0 from Encompass
Vanessa was truly knowledgeable and very helpful. Her expertise was pivotal to making this process as smooth and simple as possible. Thank you so much, Vanessa!
She was wonderful to work with. Smooth closing. She even came to the closing. I was very Debbie L. SNELLVILLE, GA December 22 Rating: 5.0 out of 5.0 from Encompass
She was wonderful to work with. Smooth closing. She even came to the closing. I was very
Great because her customer service is on point and also she have all the patience to help you to go step by step I can go on and on and on she is the best. Pamela A MARIETTA, GA December 22 Rating: 5.0 out of 5.0 from Encompass
Great because her customer service is on point and also she have all the patience to help you to go step by step I can go on and on and on she is the best.
Vanessa is a great to work wit, she also give the best advice that will help you as a clien. Johnson MARIETTA, GA December 22 Rating: 5.0 out of 5.0 from Encompass
Vanessa is a great to work wit, she also give the best advice that will help you as a clien.
Great esperience Nyambi ATLANTA, GA December 22 Rating: 5.0 out of 5.0 from Encompass
Great esperience
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.