About Tom
Proudly serving clients across Connecticut and Florida.
How does my winning the Natural Mr. Universe and Natural Mr. World bodybuilding titles as well as founding and then selling Prolab Nutrition, an international Sports supplement company translate into what I do as a mortgage loan officer?
Winning those titles and building that business was a 24/7 commitment. There are no days off. There is no cracking under pressure. The dedication, focus and commitment are unwavering. I carry that same philosophy into what I do for my clients today.
I understand that buying or refinancing a home is one of the biggest financial decisions you’ll ever make. My goal is to make the process as smooth, transparent, and stress-free as possible while helping you find the right mortgage solution for your unique needs.
With nearly 10 years in the mortgage industry, I bring extensive experience across all facets of lending, including Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. Whether you’re purchasing your first home, refinancing, or investing in real estate, I’m committed to providing expert guidance every step of the way.
Born and raised in Connecticut, I have deep roots in the community and a strong network of trusted real estate professionals, attorneys, insurance agents, and business partners to help support my clients throughout the homeownership process.
My clients and referral partners know they can count on me—I’m available 24/7 and always just a phone call away. Communication, responsiveness, and personalized service are at the heart of everything I do.
Borrower Testimonials
Tom did an amazing job and was a great resourse from Start to finish. From getting us offer letters within hours and answering all our crazy questoonsany time or day. Highly recommended. Made an excellent buying experienc!
Tom and the RMS crew are great, hard-working, professionals who get results. I needed a specialty mortgage which they offered and at a lower down payment than anyone else. Tom made sure everything progressed smoothly and on-time. I received swift responses to emails, informative videos, and progress reports. I always felt heard and taken care of th...
As a first time buyer I was very nervous getting into buying a home but right from the start I felt that I was in great hands. Every step was thoroughly explained and even video to watch to have better understanding which stage you are on and where you are heading next. Tom did an excellent job by cutting our down payment into half. He is the real ...
Tom and his team were amazing to work with. Tom is very informative , knowledgeable and he got my loan done as fast as possible. If there was a sixth star he would get that one too !!!!!
What an amazing team; Tom worked hard for us, was very knowledgeable and consistently communicating with us. He went above and beyond and it showed. Tom showed he cared before, during and even after our purchase was said and done. Additionally, he had a great network which allowed for us to work with many other great people/services that we needed...
Tom was very pleasant to work with. Super knowledgeable and answered all of our questions and concerns. He was available to help us whenever we needed. He got us qualified when the other guys couldn’t! Will definitely recommend.
Tom was great to work with. Very knowledgeable and always available for questions. Highly recommend calling Tom Residential Mortgage Services for any of your mortgage needs
We used the VA home loan to purchase our first house. Tom was extremely knowledgable about our loan process. His personality made both my husband and I feel at ease telling him all of the personal financial aspects that were needed. He was informative and patient with our many questions. We will be using Tom for future home buying as we plan on for...
Thomas was very helpful at all times. He was always available to answer my questions and to clear any doubts my family and I had. I appreciate all he did to get us thorough the process of buying our fist home.
Tom and his team took great care of us in our home buying process. It was an easy process and they explained every step of the way. Tom worked hard to keep us in the loop as well as getting the best loan for us. I would recommend RMS to anyone needing a loan.
I was very pleased with my experience with Thomas Roark and Residential Mortgage Services a whole. Everyone I was in contact with were transparent and a pleasure to work with. Will definitely recommend!
From the start Tom told me all the things I needed and answered every question I had. He was very responsive, patient, humorous and made this process easy. He was emotionally and mentally available to walk me through all my anxiety in respect to home ownership. RMS WENT THR EXTRA MILE to making sure that I became a homeowner and I am truly greatly ...
Tom was available round the clock and was very knowledgeable. I would absolutely use him again and highly recommend his services. Thank you for all your help in trying to find a solution for my client.
Tom with RMS consistently went above and beyond to make my home buying experience as easy as possible! He was extremely responsive and knowledgeable and I highly recommended him to anyone thinking of buying a new home or refinancing the one they already own.
Tom did a great job from start to finish. He is professional, got our refi done quickly, and worked out a great rate for us. We've alreasy recommended him to friends and family and would absolutely recommend him to anyone looking to purchase or refi.
Tom was an amazing asset to have during the homebuying experience. My girlfriend and I recently purchased our first home and Tom was available around the clock to answer any questions that we had, big or small. As a first time homebuyer Tom made the experience pleasant, fun, and extremely smooth. I am very happy with the rate we received through RM...
Having the right team on your side during a home buying process is key and Tom was an amazing asset to my team. Tom was always available, knowledgeable, pleasant, funny yet super profesional. Thank you Tom for making my homebuying experience such a smooth process. If you are in the market for a loan officer reach out to Tom at RMS you won't regret ...
Having a supportive and timely team on your side during the home buying process is crucial. With Tom Roark and his team you get all of that plus a group of people who are truly excited for you. Beyond grateful for their work! I couldn't believe how easy and nearly stress free the home buying process was for me, and I credit that to Tom!
Tom and his team worked with me through the whole process with patience and respect and was able to close on the exact date. You are the best Tom. God bless you
I couldn’t have asked for a better team. Tom did an excellent job keeping me updated on the requirements of the loan process. He was very reassuring throughout the process and did everything he could to make it the best experience possible of buying a house.
Tom was very helpful, extremely responsive, and made this process of buying my home very easy! I would highly recommend Tom and his team for anyone purchasing their next home!
Very good communication! Very helpful and informative
Tom was excellent to work with! He is very knowledgeable and experienced, and his communication was a real standout. He was incredibly responsive — available evenings and weekends when we needed him — and was able to quickly generate pre-approval letters when we wanted to submit an offer on a short timeline. The closing process was smooth and h...
Time was quick to answer questions and available for both myself and my clients! We stayed on track and got to close!
Tom was so incredibly helpful and supportive throughout our whole buying process. He was always on top of everything and extremely responsive. We can't thank him enough for all his help in buying our dream home!
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