Tom Roark

Tom Roark

Mortgage Loan Originator

NMLS#: 1620348

About Tom

Proudly serving clients across Connecticut and Florida.

How does my winning the Natural Mr. Universe and Natural Mr. World bodybuilding titles as well as founding and then selling Prolab Nutrition, an international Sports supplement company translate into what I do as a mortgage loan officer?

Winning those titles and building that business was a 24/7 commitment. There are no days off. There is no cracking under pressure. The dedication, focus and commitment are unwavering. I carry that same philosophy into what I do for my clients today.

I understand that buying or refinancing a home is one of the biggest financial decisions you’ll ever make. My goal is to make the process as smooth, transparent, and stress-free as possible while helping you find the right mortgage solution for your unique needs.

With nearly 10 years in the mortgage industry, I bring extensive experience across all facets of lending, including Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. Whether you’re purchasing your first home, refinancing, or investing in real estate, I’m committed to providing expert guidance every step of the way.

Born and raised in Connecticut, I have deep roots in the community and a strong network of trusted real estate professionals, attorneys, insurance agents, and business partners to help support my clients throughout the homeownership process.

My clients and referral partners know they can count on me—I’m available 24/7 and always just a phone call away. Communication, responsiveness, and personalized service are at the heart of everything I do.

Realtors! Announcing Our: Real Estate Realities Masterminds

On 10/21/2026 at 2:00 pm

In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!

Borrower Testimonials

Total Experience Score4.98
Rating: 5.0 out of 5.0 from Encompass
Tom was excellent to work with! He is very knowledgeable and experienced, and his communication was a real standout. He was incredibly responsive — available evenings and weekends when we needed him — and was able to quickly generate pre-approval letters when we wanted to submit an offer on a short timeline. The closing process was smooth and h...
Iris EAndover, CT
Rating: 5.0 out of 5.0 from Encompass
Time was quick to answer questions and available for both myself and my clients! We stayed on track and got to close!
JenniferAndover, CT
Rating: 5.0 out of 5.0 from Encompass
Tom was so incredibly helpful and supportive throughout our whole buying process. He was always on top of everything and extremely responsive. We can't thank him enough for all his help in buying our dream home!
Riley RHampton, CT
Rating: 5.0 out of 5.0 from Encompass
Tom was absolutely amazing in helping Taeya and I get our mortgage. Would 1000% recommend him over anyone!
KevinTorrington, CT
Rating: 5.0 out of 5.0 from Encompass
conversation and continual information updates
TinaGranby, CT
Rating: 5.0 out of 5.0 from Encompass
Tom is the BEST!
BarbaraAvon, CT
Rating: 5.0 out of 5.0 from Encompass
Tom exceeded our expectations throughout the entire home-buying process. Our loan involved CHFA and the Time To Own program, which presented several unexpected challenges. At every step, Tom remained professional, responsive, and committed to helping us reach the finish line. He consistently kept us informed, answered every question thoroughly, an...
Zachary WayneAvon, CT
Rating: 5.0 out of 5.0 from Zillow
Tom was very pleasant to work with. Super knowledgeable and answered all of our questions and concerns. He was available to help us whenever we needed. He got us qualified when the other guys couldn’t! Will definitely recommend.
AlexPlainville, CT
Rating: 5.0 out of 5.0 from Zillow
Tom was an amazing asset to have during the homebuying experience. My girlfriend and I recently purchased our first home and Tom was available around the clock to answer any questions that we had, big or small. As a first time homebuyer Tom made the experience pleasant, fun, and extremely smooth. I am very happy with the rate we received through RM...
Jtmx29Vernon, CT
Rating: 5.0 out of 5.0 from Encompass
Tom is a professional
PeterGlastonbury, CT
Rating: 5.0 out of 5.0 from Encompass
Tom was always available and responsive to explain/talk to the clients about any concerns they had.
BrendaTolland, CT
Rating: 5.0 out of 5.0 from Zillow
Tom and his team took great care of us in our home buying process. It was an easy process and they explained every step of the way. Tom worked hard to keep us in the loop as well as getting the best loan for us. I would recommend RMS to anyone needing a loan.
Tessaconroy StacyWoodstock, CT
Rating: 5.0 out of 5.0 from Encompass
Nothing that your team did wrong, it was things on our part.
GwendolynWindsor, CT
Rating: 5.0 out of 5.0 from facebook
Tom did an exceptional job in trying to find a solution for my client. He was available around the clock and responded quickly. I highly recommend his mortgage services!
Lily Ngoc Heuer
Rating: 5.0 out of 5.0 from Encompass
Tom was outstanding . Constant communication no matter the time of day . Very attentive and doing everything possible to make it work!
RafaelBristol, CT
Rating: 5.0 out of 5.0 from Encompass
Tom does great work !!!!
PatrickGranby, CT
Rating: 5.0 out of 5.0 from Encompass
I can’t say enough great things about my loan officer. He truly did everything and anything possible to get me approved and closed so fast. I was honestly in disbelief at how smooth and stress-free the entire process was. His dedication, communication, and hard work made what could have been overwhelming feel easy. I’m beyond grateful and would...
Karen EnidHamden, CT
Rating: 5.0 out of 5.0 from Encompass
grest communication
RosaliaSouth Windsor, CT
Rating: 5.0 out of 5.0 from Encompass
Tom and Rob where amazing through the entire home buying proces. the communication was amazin. Definetly made the home buying process a lot easie. Really recommend Tom and Rob for your home purchas.
RobertoTolland, CT
Rating: 5.0 out of 5.0 from Encompass
Tom always takes care of the clients!
TessaTolland, CT
Rating: 5.0 out of 5.0 from Encompass
Tom Roarke made it great Stayed on top of things and efficient communicator!
LauraBarkhamsted, CT
Rating: 5.0 out of 5.0 from Encompass
Tom was wonderful to work with! He was responsive, knowledgeable, and made the entire process smooth and stress-free. I not only appreciated his professionalism in keeping everything on track, but his personality in keeping things lighthearted was quite refreshing! I will be happy to recommend Tom to future clients!
JenniferProspect, CT
Rating: 5.0 out of 5.0 from Encompass
Tom was amazing to work with. He was available whenever needed and quick to respond.
TinaProspect, CT
Rating: 5.0 out of 5.0 from Encompass
Working with Tom was an amazing experience. As a first time buyer I had no idea where to even begin with, Tom was patient, cominicative, reliable and funny. I will forever be thankful for his guidance and great support! I made a friend for life!
ValeriaNew Hartford, CT