About Tommy
Proudly serving clients across Florida.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Borrower Testimonials
Very generous with his time. Made a realistic review and set forth a plan for successful, on time closing. His support staff is excellent and well versed in anticipating requirements to avoid snags! Highly recommended!David
Tommy is awesome!! I was going back and forth with either selling my home or refinancing it. Tommy did not get impatience. He was there with me through the whole entire Refinancing and has a great personality. He approved me even-though so many other lending companies denied us. I was able to save $500 a month on my mortgage and my interest ...Adia
Tommy actually cares and will go the extra mile for you if needed, valuable person! He shows professionalism and completeness. He has a full knowledge of the housing market.User8829071
They amazing as usual! This is my second time buying a home and i used them both times. Ricky goes above and beyond in explaining the process! They come highly recommended!Crystal Rivera
Tommy Gainer is a fantastic lender and he goes above and beyond to ensure things go smoothly and to get his customer the best deal. I had a pretty complex loan and he was able to figure it out and get it done when others couldn't. I can't believe the interest rate either! I'm so thankful I found Tommy at Land Home Financial!All Texas
Qualities that matter to me: Professional, Knowledeable, Expertise, Caring. Mr. Gainer has it all. I am with Bank of America for decades and within 5 minutes I knew I found what I needed in him. He exceeded all expectations with excellent service and found a better rate. He was always available and guided me through the process. I am not able to co...M. A. Nichols
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