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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Todd was on top of things, able to resolve most of our problems and he was very helpful and able to help us out any time of day whether he was off work or on vacation , he is very dedicated in his work and will go out of his way to help . Pierre KINGS PARK, NY August 30 Rating: 5.0 out of 5.0 from Encompass
Todd was on top of things, able to resolve most of our problems and he was very helpful and able to help us out any time of day whether he was off work or on vacation , he is very dedicated in his work and will go out of his way to help .
As a real estate agent, I always strive to connect my clients with professionals who will guide them with care, integrity, and expertise and Todd Sangiovanni absolutely delivered. I recommended Todd to my first-time homebuyer clients, and he exceeded all expectations. Todd was incredibly responsive, patient, and thorough throughout the entire mortg... Valerie MASTIC, NY May 20 Rating: 5.0 out of 5.0 from Encompass
As a real estate agent, I always strive to connect my clients with professionals who will guide them with care, integrity, and expertise and Todd Sangiovanni absolutely delivered. I recommended Todd to my first-time homebuyer clients, and he exceeded all expectations. Todd was incredibly responsive, patient, and thorough throughout the entire mortg...
Todd and his team expertly handled everything I needed for purchasing a home. They were very responsive, always answering my questions quickly. Also, their knowledge and expertise about the process was very apparent, helpfully guiding me in the right direction through the purchase. I would definitely recommend Todd and his team to anyone searching ... Jesse Bayside, NY February 18 Rating: 5.0 out of 5.0 from Encompass
Todd and his team expertly handled everything I needed for purchasing a home. They were very responsive, always answering my questions quickly. Also, their knowledge and expertise about the process was very apparent, helpfully guiding me in the right direction through the purchase. I would definitely recommend Todd and his team to anyone searching ...
Todd is great to work with, very knowledgeable and makes the entire process Harry BETHPAGE, NY February 05 Rating: 5.0 out of 5.0 from Encompass
Todd is great to work with, very knowledgeable and makes the entire process
Working with Todd is a pleasure, very knowledgeable, positive and great sense of humor. Daniel SEAFORD, NY November 02 Rating: 4.8 out of 5.0 from Encompass
Working with Todd is a pleasure, very knowledgeable, positive and great sense of humor.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm