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Proudly serving clients across CT, FL, MA, ME, MO, NH, RI
Deep Mortgage Expertise Backed by Real Estate Experience
With 10+ years in residential mortgage lending and a prior decade as a real estate broker, Todd offers a rare dual perspective that benefits buyers at every stage. He understands both the financing and the transaction.
Award-Winning Service
Todd is a seven-time recipient of the Five Star Professional Award, an honor given to fewer than 1% of mortgage professionals in Connecticut – proof of his commitment to client satisfaction.
Tailored Loan Solutions
He works closely with each client to align mortgage options with their financial goals – whether it’s a first-time home purchase, refinance, or complex financing scenario.
Proactive, Informed Guidance
Todd stays ahead of industry trends and regulatory changes to deliver current, strategic advice – helping clients make confident decisions in any market.
Trusted, Personable, Results-Driven
Clients value Todd’s integrity, responsiveness, and ability to simplify the lending process without surprises.
Ready to make your move?
Contact Todd today to explore financing options that fit your goals – and gain a true partner in your home-buying journey.
Rating: 5.0 out of 5.0 from Encompass Todd was great! Thank you! EmilyNew Ipswich, NH Jul 21
Todd was great! Thank you!
Rating: 5.0 out of 5.0 from Encompass Being in the loop for all milestones and having questions answered whenever we had them. DeniseLisbon, CT Jul 20
Being in the loop for all milestones and having questions answered whenever we had them.
Rating: 5.0 out of 5.0 from Encompass Whole team worked hard to tailor a plan specifically for my financial situation and genuinely wanted me to succeed. Kenneth P.Lisbon, CT Jul 20
Whole team worked hard to tailor a plan specifically for my financial situation and genuinely wanted me to succeed.
Rating: 4.0 out of 5.0 from Encompass Keeping us up to date with the process and informing us if anything was needed on our part. Carl EHartford, CT Jul 11
Keeping us up to date with the process and informing us if anything was needed on our part.
Rating: 5.0 out of 5.0 from Encompass Constant communication, always being in the loop. Nicholas KColumbia, CT Jul 09
Constant communication, always being in the loop.
Rating: 4.8 out of 5.0 from Encompass ___________________ EugeneColumbia, CT Jul 01
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Rating: 5.0 out of 5.0 from google Todd was great. Extremely knowledgeable, helpful, and attentive. Even if something wasn’t required on my end, would check in to make sure I was doing alright. Was able to get back to me with answers quickly. Would happily use Todd again if I were to ever purchase another home or refinance in the future. anthony lutynski May 09
Todd was great. Extremely knowledgeable, helpful, and attentive. Even if something wasn’t required on my end, would check in to make sure I was doing alright. Was able to get back to me with answers quickly. Would happily use Todd again if I were to ever purchase another home or refinance in the future.
Rating: 5.0 out of 5.0 from Encompass Todd and his team were professional, communicative and all around fantastic. I would highly recommend them! Philip MichaelPlainfield, CT May 08
Todd and his team were professional, communicative and all around fantastic. I would highly recommend them!
Rating: 5.0 out of 5.0 from google It was very easy and he was very informative. Which made it easy to purchase a house while ours was on the market. Cindy Hewes May 07
It was very easy and he was very informative. Which made it easy to purchase a house while ours was on the market.
Rating: 5.0 out of 5.0 from Encompass Couldn't have asked for more. Todd was helpful, attentive, and knowledgeable. Even if something wasn't needed from me, he would check in to make sure everything was going smoothly. He gave me all of the information needed to make an informed decision. AnthonyNorth Franklin, CT May 06
Couldn't have asked for more. Todd was helpful, attentive, and knowledgeable. Even if something wasn't needed from me, he would check in to make sure everything was going smoothly. He gave me all of the information needed to make an informed decision.
Rating: 5.0 out of 5.0 from Encompass Everyone comminicated well and was a pleasure to work with. Valesha ReneePlainfield, CT May 05
Everyone comminicated well and was a pleasure to work with.
Rating: 5.0 out of 5.0 from google Todd and his team were wonderful to work with! My entire personal situation was stressful but he managed to keep me calm while walking me through every step of the process. He was great at problem solving and I have much confidence in Todd. I highly recommend him and couldn’t be happier he was recommended to me. Justina Simas Apr 30
Todd and his team were wonderful to work with! My entire personal situation was stressful but he managed to keep me calm while walking me through every step of the process. He was great at problem solving and I have much confidence in Todd. I highly recommend him and couldn’t be happier he was recommended to me.
Rating: 5.0 out of 5.0 from Encompass Well process was easy, Todd kept us well informed with any questions he could not answer he always got right back to us ,it really worked by giving us an oppurtunity to start moving out stuff to a new location and getting our empty for sale all with great mortgage products to boot Highly Reconended Carlisle TBrooklyn, CT Apr 29
Well process was easy, Todd kept us well informed with any questions he could not answer he always got right back to us ,it really worked by giving us an oppurtunity to start moving out stuff to a new location and getting our empty for sale all with great mortgage products to boot Highly Reconended
Rating: 5.0 out of 5.0 from Encompass Being able to find a home before you sell yours CindyBrooklyn, CT Apr 29
Being able to find a home before you sell yours
Rating: 5.0 out of 5.0 from google A fantastic group of individuals who put their clients first and not the lenders. They did everything possible to get me a great loan for todays economic landscape and I couldn't be happier with the results. John Mcnair Apr 28
A fantastic group of individuals who put their clients first and not the lenders. They did everything possible to get me a great loan for todays economic landscape and I couldn't be happier with the results.
Rating: 5.0 out of 5.0 from Encompass Todd and his team were great to work with. Always accessible to me, always providing answers to any qiestions that came up. Walked me through the entire process and genuinely made a stressful situation much easier. Highly recommen. Justina MFoster, RI Apr 27
Todd and his team were great to work with. Always accessible to me, always providing answers to any qiestions that came up. Walked me through the entire process and genuinely made a stressful situation much easier. Highly recommen.
Rating: 5.0 out of 5.0 from Encompass The attention to detail and overall friendly advice and thoroughness was excellent JosephNorwich, CT Apr 17
The attention to detail and overall friendly advice and thoroughness was excellent
Rating: 5.0 out of 5.0 from google Excellent customer service, fast responses, and quick turnaround. Special thanks to Todd for helping us every step of the way. Also, a big thank you to Kelsey for processing all of our documents so quickly! All around success from this dream team! Giovanna Young Apr 13
Excellent customer service, fast responses, and quick turnaround. Special thanks to Todd for helping us every step of the way. Also, a big thank you to Kelsey for processing all of our documents so quickly! All around success from this dream team!
Rating: 5.0 out of 5.0 from google Working with Todd and his team at Supreme Lending was a 5-star experience. We had their support every step of the way throughout the transaction. They were very knowledgeable and easy to communicate which is great, but Todd was always very calming and helpful in a few stressful situations. I don't feel like this transaction would have closed withou... Jamie Meadows Apr 06
Working with Todd and his team at Supreme Lending was a 5-star experience. We had their support every step of the way throughout the transaction. They were very knowledgeable and easy to communicate which is great, but Todd was always very calming and helpful in a few stressful situations. I don't feel like this transaction would have closed withou...
Rating: 5.0 out of 5.0 from Zillow Todd was wonderful throughout the entire process. We started off slow due to a Hubbard situation but Todd was quick to get us an initial preapproval letter and when things started moving forward, he was there every step of the way day or night (and weekends!). He went above and beyond in our meetings, answering questions we didn't even know we had,... Kec1089Brooklyn, CT Feb 24
Todd was wonderful throughout the entire process. We started off slow due to a Hubbard situation but Todd was quick to get us an initial preapproval letter and when things started moving forward, he was there every step of the way day or night (and weekends!). He went above and beyond in our meetings, answering questions we didn't even know we had,...
Rating: 5.0 out of 5.0 from Zillow Todd was amazing! I have worked with other mortgage professionals in the past, and they do not compare! Todd was extremely professional, efficient, and made sure we understood absolutely everything that was happening. Mr. Cooke met with us at his office to answer any and all questions we had and broke things down into terms that were very easy to u... Pat1414HillBrooklyn, CT Feb 24
Todd was amazing! I have worked with other mortgage professionals in the past, and they do not compare! Todd was extremely professional, efficient, and made sure we understood absolutely everything that was happening. Mr. Cooke met with us at his office to answer any and all questions we had and broke things down into terms that were very easy to u...
Rating: 5.0 out of 5.0 from Zillow I couldn't have asked for a better home buying experience. Todd made the process much less stressful because he always had answers to all my many questions. He was there to help me day or night. I felt like I was his top priority and for that reason alone, I highly recommend him to anyone looking to purchase a home. Cowgirl7 EmilyKillingly, CT Feb 24
I couldn't have asked for a better home buying experience. Todd made the process much less stressful because he always had answers to all my many questions. He was there to help me day or night. I felt like I was his top priority and for that reason alone, I highly recommend him to anyone looking to purchase a home.
Rating: 5.0 out of 5.0 from Zillow Todd made my home buying experience very smooth and simple. He was easily reachable and responded quickly to any inquiries. Very professional and knowledgeable. Boarder465Pomfret Center, CT Feb 24
Todd made my home buying experience very smooth and simple. He was easily reachable and responded quickly to any inquiries. Very professional and knowledgeable.
Rating: 5.0 out of 5.0 from Zillow Boy where do I begin? I met Todd about a year and a half ago. My credit needed work and I really had no idea how to get on track. Todd was very knowledgeable and gave me a couple tips. In a little less than a year I jumped my credit more than a hundred points. I went back to him and he stuck it out with me through the home buying experience. The up... Dhousman86Putnam, CT Feb 24
Boy where do I begin? I met Todd about a year and a half ago. My credit needed work and I really had no idea how to get on track. Todd was very knowledgeable and gave me a couple tips. In a little less than a year I jumped my credit more than a hundred points. I went back to him and he stuck it out with me through the home buying experience. The up...
Rating: 5.0 out of 5.0 from Zillow Todd was recommended by my real estate agent. As a first time home buyer, I had no idea where to begin. Todd walked me through the process and explained along the way. The house was a pre-foreclosure and Todd communicated with all involved. My credit was ok, but I didn't have much to base it on. When Todd saw that I worked in the automotive fie... Zuser20170222133309778Putnam, CT Feb 24
Todd was recommended by my real estate agent. As a first time home buyer, I had no idea where to begin. Todd walked me through the process and explained along the way. The house was a pre-foreclosure and Todd communicated with all involved. My credit was ok, but I didn't have much to base it on. When Todd saw that I worked in the automotive fie...