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Proudly serving clients across Minnesota, Iowa, Montana and Wisconsin.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.8 out of 5.0 from Encompass Made sure everything went smooth and really appreciated the ability to reach out at any time with any question. DerekBig Lake, MN May 18
Made sure everything went smooth and really appreciated the ability to reach out at any time with any question.
Rating: 4.8 out of 5.0 from Encompass Titus and his associates were there to answer any questions I had. They got back to me quickly and took the time to make sure I understood everything. The whole process was very smooth. AnnMarie AngelaWinsted, MN May 11
Titus and his associates were there to answer any questions I had. They got back to me quickly and took the time to make sure I understood everything. The whole process was very smooth.
Rating: 5.0 out of 5.0 from Encompass Titus was great! NicholasCoon Rapids, MN May 08
Titus was great!
Rating: 5.0 out of 5.0 from Encompass Timely communication, knowing where we were in the process, frequent updates Adrianna H.Minneapolis, MN Apr 29
Timely communication, knowing where we were in the process, frequent updates
Rating: 4.2 out of 5.0 from Encompass Titus was always there for questions. And always responded in a timely manner KathleenBaxter, MN Apr 27
Titus was always there for questions. And always responded in a timely manner
Rating: 5.0 out of 5.0 from google Titus has been great to work with. He is very responsive and supportive throughout the process. As a first time homebuyer, he was very helpful with every question I had. Would definitely work with him again. Caitlyn Marsh Apr 18
Titus has been great to work with. He is very responsive and supportive throughout the process. As a first time homebuyer, he was very helpful with every question I had. Would definitely work with him again.
Rating: 5.0 out of 5.0 from Encompass Titus is always great to work with and is very informative when it comes to items that one doesn't understand. James ClydeMankato, MN Apr 14
Titus is always great to work with and is very informative when it comes to items that one doesn't understand.
Rating: 5.0 out of 5.0 from google My wife and I closed on our home with Titus in 2015. He did amazing work on our loan. It seemed it would be impossible. Due to owning my own business there was allot of road blocks in our way. With the expertise and years of experience Titus has in writing loans, he knew all the in's and out's to guide us threw. Threw our experience of working... Robert Johnson Apr 09
My wife and I closed on our home with Titus in 2015. He did amazing work on our loan. It seemed it would be impossible. Due to owning my own business there was allot of road blocks in our way. With the expertise and years of experience Titus has in writing loans, he knew all the in's and out's to guide us threw. Threw our experience of working...
Rating: 5.0 out of 5.0 from google Titus is amazing to work with. Always going the extra step to help and advise. Absaar Hadi Apr 09
Titus is amazing to work with. Always going the extra step to help and advise.
Rating: 5.0 out of 5.0 from google Titus saved the day! I’m a realtor representing a seller. We had accepted an offer from a good buyer but the first loan officer, that the buyer was working with, dropped the ball the day before closing. No closing. Enter Titus! He rescued the buyer and we all felt confident with Titus’ level of expertise and honesty. He kept us all informed and... Lucy Boeshans Apr 09
Titus saved the day! I’m a realtor representing a seller. We had accepted an offer from a good buyer but the first loan officer, that the buyer was working with, dropped the ball the day before closing. No closing. Enter Titus! He rescued the buyer and we all felt confident with Titus’ level of expertise and honesty. He kept us all informed and...
Rating: 5.0 out of 5.0 from google We are realtors and Titus is a go to lender for us. He and his team are responsive and on top of details. He communicates well with us, the seller's agent, and our clients. He makes work enjoyable and we always know we will get to closing when Titus is the lender! Jennifer Dunn Apr 09
We are realtors and Titus is a go to lender for us. He and his team are responsive and on top of details. He communicates well with us, the seller's agent, and our clients. He makes work enjoyable and we always know we will get to closing when Titus is the lender!
Rating: 5.0 out of 5.0 from google Thank you so much Titus and team for helping me get into my first home I greatly appreciate the support and the quick response time and help beyond just obtaining my home loan the process was relatively seamless and I could not be happier!! Katelyn Foley Apr 09
Thank you so much Titus and team for helping me get into my first home I greatly appreciate the support and the quick response time and help beyond just obtaining my home loan the process was relatively seamless and I could not be happier!!
Rating: 5.0 out of 5.0 from google Titus and his company were great to work with. Helped me through every step of the process and kept in contact with any questions I had. I definitely recommend them Adam McCarthy Apr 09
Titus and his company were great to work with. Helped me through every step of the process and kept in contact with any questions I had. I definitely recommend them
Rating: 5.0 out of 5.0 from google Titus Mhiripiri and his team went above and beyond for my investor client throughout the entire transaction. They were thorough, communicative, and highly involved every step of the way, which made a big difference in getting my client to the finish line on his first investment property. I really appreciated their professionalism, attention to deta... Freddy Jara Apr 09
Titus Mhiripiri and his team went above and beyond for my investor client throughout the entire transaction. They were thorough, communicative, and highly involved every step of the way, which made a big difference in getting my client to the finish line on his first investment property. I really appreciated their professionalism, attention to deta...
Rating: 5.0 out of 5.0 from Encompass was amazing. He answered all of her questions and they were very clear and easy to understand as far as I'm homebuyers. Aaliyah and Titus were very great at communicating throughout the entire process. Overall, everyone on the team was phenomenal would be going back for the future. Alik JerichoFarmington, MN Mar 24
was amazing. He answered all of her questions and they were very clear and easy to understand as far as I'm homebuyers. Aaliyah and Titus were very great at communicating throughout the entire process. Overall, everyone on the team was phenomenal would be going back for the future.
Rating: 5.0 out of 5.0 from google Titus and the AnnieMac employees were amazing to work with. It was such an easy and clear and concise process working with them. I never had any doubt about what was needed, where I was at in the process and the communication from the team including Titus was phenomenal. Tomas S Mar 21
Titus and the AnnieMac employees were amazing to work with. It was such an easy and clear and concise process working with them. I never had any doubt about what was needed, where I was at in the process and the communication from the team including Titus was phenomenal.
Rating: 4.3 out of 5.0 from Encompass It was a long process and didn't expect to have to give so many bank statements. we thought everything was clear and good to go and then there was one step missing when we were almost ready to be done and buy BreannaRice, MN Mar 17
It was a long process and didn't expect to have to give so many bank statements. we thought everything was clear and good to go and then there was one step missing when we were almost ready to be done and buy
Rating: 5.0 out of 5.0 from Encompass Titus and his team made a complicated process go as smoothely as possible. Always patient and available to answer questions, I couldn't recomend them more highly. JamesMilaca, MN Mar 09
Titus and his team made a complicated process go as smoothely as possible. Always patient and available to answer questions, I couldn't recomend them more highly.
Rating: 5.0 out of 5.0 from google Titus and his team made the loan process smooth and stress-free. He explained everything clearly, kept us updated at every step, and went above and beyond to make sure we understood our options. His professionalism and dedication gave us confidence throughout the entire process. Highly recommend Titus if you’re looking for someone trustworthy and... Sara Fergy Mar 07
Titus and his team made the loan process smooth and stress-free. He explained everything clearly, kept us updated at every step, and went above and beyond to make sure we understood our options. His professionalism and dedication gave us confidence throughout the entire process. Highly recommend Titus if you’re looking for someone trustworthy and...
Rating: 5.0 out of 5.0 from google 10/10 would use again. Titus is an expert and I could actually relax when working with him. No need to fret over the details when he is handling your loan. His team were responsive and easy to deal with. Peace of mind is something I value and Titus and his team provided it. Do not hesitate to go with Titus Mhiripiri at AnnieMac Home Mortgage. Andrew Dorsey Mar 07
10/10 would use again. Titus is an expert and I could actually relax when working with him. No need to fret over the details when he is handling your loan. His team were responsive and easy to deal with. Peace of mind is something I value and Titus and his team provided it. Do not hesitate to go with Titus Mhiripiri at AnnieMac Home Mortgage.
Rating: 5.0 out of 5.0 from google Aaliyah did an awesome job in a transaction that just closed smoothly! I was the realtor on the selling side and was kept informed through the whole process with her buyer client. Great job!!! Jon Dold Mar 07
Aaliyah did an awesome job in a transaction that just closed smoothly! I was the realtor on the selling side and was kept informed through the whole process with her buyer client. Great job!!!
Rating: 5.0 out of 5.0 from google Titus and his team were excellent to work with. Prompt replies and clear transactional guidance throughout the process. I look forward to our next transaction together and will continue to recommend him as a lender! Kody Vandeneykel Mar 07
Titus and his team were excellent to work with. Prompt replies and clear transactional guidance throughout the process. I look forward to our next transaction together and will continue to recommend him as a lender!