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Proudly serving clients across Minnesota, Iowa, Montana and Wisconsin.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 4.5 out of 5.0 from Encompass Titus provided great communication and was able to close my loan quickly and with zero issues. James SElk River, MN Aug 13
Titus provided great communication and was able to close my loan quickly and with zero issues.
Rating: 5.0 out of 5.0 from Encompass Titus and team were on top of everything from start to finish. Very professional and extremely helpful. Would definitely recommend him and his team ! ColleenInternational Falls, MN Aug 07
Titus and team were on top of everything from start to finish. Very professional and extremely helpful. Would definitely recommend him and his team !
Rating: 5.0 out of 5.0 from Encompass TItus does such a great job of checking in with the client throuhout the process and also checking in with the realtor to make sure everyone is on the same page. Communication is key for first time homebuyers and Titus goes above and beyond. Highly recommend to work with Titus on your next purchase! FreddyRosemount, MN Aug 07
TItus does such a great job of checking in with the client throuhout the process and also checking in with the realtor to make sure everyone is on the same page. Communication is key for first time homebuyers and Titus goes above and beyond. Highly recommend to work with Titus on your next purchase!
Rating: 5.0 out of 5.0 from Encompass Titus and his team are really amazing people they helped me through everything and was by my side every step of the way Morgunn RobertInternational Falls, MN Aug 07
Titus and his team are really amazing people they helped me through everything and was by my side every step of the way
Rating: 5.0 out of 5.0 from Encompass Easy to deal with. Responsive and very professional. MichaelMinnetrista, MN Jul 30
Easy to deal with. Responsive and very professional.
Rating: 5.0 out of 5.0 from Encompass Titus did a great job of guiding us through the process of refinancing the loan on our home! KarenMinnetrista, MN Jul 24
Titus did a great job of guiding us through the process of refinancing the loan on our home!
Rating: 5.0 out of 5.0 from Encompass Very happy with all the help we received while going thr this proces. TiaRoseville, MN Jul 24
Very happy with all the help we received while going thr this proces.
Rating: 5.0 out of 5.0 from Encompass Always was available to anwser any questions we had. DavidRoseville, MN Jul 16
Always was available to anwser any questions we had.
Rating: 5.0 out of 5.0 from Encompass Titus made the impossible possible, very knowledgeable and gave me a clear sense of direction. Every step of the way was always available. No return phone calls back. He is great at his job and I recommend him to everybody. LakrishaEagan, MN Jul 06
Titus made the impossible possible, very knowledgeable and gave me a clear sense of direction. Every step of the way was always available. No return phone calls back. He is great at his job and I recommend him to everybody.
Rating: 4.8 out of 5.0 from Encompass Titus was AMAZING!!! This deal went from CANCELLED to CLOSED in less than 3 weeks!!! Thank you for going above and beyond for my Buyer!!! I can't thank you enough for the effort and time you put forward to mske this transaction work!!!! LaCreshaCottage Grove, MN Jul 03
Titus was AMAZING!!! This deal went from CANCELLED to CLOSED in less than 3 weeks!!! Thank you for going above and beyond for my Buyer!!! I can't thank you enough for the effort and time you put forward to mske this transaction work!!!!
Rating: 5.0 out of 5.0 from Encompass and his team are just very personable and easy to connect with. They keep me on my toes when things need to get done in a timely manner in a kind and caring way. Jodi FayAlexandria, MN Jun 26
and his team are just very personable and easy to connect with. They keep me on my toes when things need to get done in a timely manner in a kind and caring way.
Rating: 4.8 out of 5.0 from Encompass Made sure everything went smooth and really appreciated the ability to reach out at any time with any question. DerekBig Lake, MN May 18
Made sure everything went smooth and really appreciated the ability to reach out at any time with any question.
Rating: 4.8 out of 5.0 from Encompass Titus and his associates were there to answer any questions I had. They got back to me quickly and took the time to make sure I understood everything. The whole process was very smooth. AnnMarie AngelaWinsted, MN May 11
Titus and his associates were there to answer any questions I had. They got back to me quickly and took the time to make sure I understood everything. The whole process was very smooth.
Rating: 5.0 out of 5.0 from Encompass Titus was great! NicholasCoon Rapids, MN May 08
Titus was great!
Rating: 5.0 out of 5.0 from Encompass Timely communication, knowing where we were in the process, frequent updates Adrianna H.Minneapolis, MN Apr 29
Timely communication, knowing where we were in the process, frequent updates
Rating: 4.2 out of 5.0 from Encompass Titus was always there for questions. And always responded in a timely manner KathleenBaxter, MN Apr 27
Titus was always there for questions. And always responded in a timely manner
Rating: 5.0 out of 5.0 from google Titus has been great to work with. He is very responsive and supportive throughout the process. As a first time homebuyer, he was very helpful with every question I had. Would definitely work with him again. Caitlyn Marsh Apr 18
Titus has been great to work with. He is very responsive and supportive throughout the process. As a first time homebuyer, he was very helpful with every question I had. Would definitely work with him again.
Rating: 5.0 out of 5.0 from Encompass Titus is always great to work with and is very informative when it comes to items that one doesn't understand. James ClydeMankato, MN Apr 14
Titus is always great to work with and is very informative when it comes to items that one doesn't understand.
Rating: 5.0 out of 5.0 from google My wife and I closed on our home with Titus in 2015. He did amazing work on our loan. It seemed it would be impossible. Due to owning my own business there was allot of road blocks in our way. With the expertise and years of experience Titus has in writing loans, he knew all the in's and out's to guide us threw. Threw our experience of working... Robert Johnson Apr 09
My wife and I closed on our home with Titus in 2015. He did amazing work on our loan. It seemed it would be impossible. Due to owning my own business there was allot of road blocks in our way. With the expertise and years of experience Titus has in writing loans, he knew all the in's and out's to guide us threw. Threw our experience of working...
Rating: 5.0 out of 5.0 from google Titus is amazing to work with. Always going the extra step to help and advise. Absaar Hadi Apr 09
Titus is amazing to work with. Always going the extra step to help and advise.
Rating: 5.0 out of 5.0 from google Titus saved the day! I’m a realtor representing a seller. We had accepted an offer from a good buyer but the first loan officer, that the buyer was working with, dropped the ball the day before closing. No closing. Enter Titus! He rescued the buyer and we all felt confident with Titus’ level of expertise and honesty. He kept us all informed and... Lucy Boeshans Apr 09
Titus saved the day! I’m a realtor representing a seller. We had accepted an offer from a good buyer but the first loan officer, that the buyer was working with, dropped the ball the day before closing. No closing. Enter Titus! He rescued the buyer and we all felt confident with Titus’ level of expertise and honesty. He kept us all informed and...
Rating: 5.0 out of 5.0 from google We are realtors and Titus is a go to lender for us. He and his team are responsive and on top of details. He communicates well with us, the seller's agent, and our clients. He makes work enjoyable and we always know we will get to closing when Titus is the lender! Jennifer Dunn Apr 09
We are realtors and Titus is a go to lender for us. He and his team are responsive and on top of details. He communicates well with us, the seller's agent, and our clients. He makes work enjoyable and we always know we will get to closing when Titus is the lender!
Rating: 5.0 out of 5.0 from google Thank you so much Titus and team for helping me get into my first home I greatly appreciate the support and the quick response time and help beyond just obtaining my home loan the process was relatively seamless and I could not be happier!! Katelyn Foley Apr 09
Thank you so much Titus and team for helping me get into my first home I greatly appreciate the support and the quick response time and help beyond just obtaining my home loan the process was relatively seamless and I could not be happier!!