About Sylvia
한국어를 합니다Proudly serving clients across AZ, CA, DC, DE, FL, GA, MD, NC, PA, TX, VA, WV
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Awards
Borrower Testimonials
I don't know about Annie Mac in general, but Sylvia Bae went above and beyond through the whole process to make sure that our clients were taken care of!
Communication regarding rates, fixed vs ARM, and necessary documents for underwriting could have been better.
Sylvia and Claudia were very helpful throughout the home loan process. They ensured we had all we needed for closing and were able to answer our many questions.
Responsive, answered all our questions, made us feel like we were in good hands during the whole process.
The experience was very personal , any question , any doubt, my analist was there to respond and help me all the way .
I appreciate the amount of efforts for explaining the whole process from the beginning til the end. In addition, all of my questions were answered with in-depth knowledge and guidance.
Sylvia and her team were wonderful to work with. The process was extremely smooth, and Sylvia answered the many, various questions we had. The closing process itself was also stress-free and very easy to navigate. We will 100% recommend Sylvia and her team to friends and family!
- View more testimonials on Experience.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!