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Proudly serving clients across New Jersey, Florida, Georgia, Pennsylvania and South Carolina.
Steve Vetter has been providing Mortgage’s for Customers for over 23 years. He prides himself in finding a way to make a loan work for the customer and solve their financial needs.
A lifelong NJ resident, Steve has a firsthand local knowledge of the marketplace and is available to meet with clients in person, and provides invaluable insight to current market conditions by participating in a variety of local real estate events.
Communication and high standards of customer service are the mainstay, as well as offering the very best terms, and solution-based lending products the marketplace has to offer. The loan programs offered includes Conventional, FHA, VA, USDA, 203k renovation, Jumbo, HARP, and more.
Whether you are buying your first home, vacation home or if you are an experienced investor purchasing rental property you will receive honest, direct up-front information and a road map for success with 24/7 access to information when you include us as part of your team. We’ll also help you with refinancing an existing property and provide you with the tools needed to become qualified in today’s market.
Steve resides in Toms River NJ with his wife Denise, son Aidan, and daughter Alexis.
Steve and is wife also own a restaurant in Toms River NJ, Burger 25… Steve handles the marketing, and creative aspects of the business and Denise runs the Show :). The Vetter’s Pride them selves in being active with local charities and youth organizations.
Give Steve a call today and be one of the thousands that have learned to trust him with their biggest asset – their home aka the roof over your family’s heads.
Working with my lender and his team has been nothing short of an exceptional experience. From the very first conversation, they demonstrated a level of professionalism, knowledge, and genuine care that immediately put me at ease. Buying a home can be stressful, but they made every step feel smooth, transparent, and manageable. What stood out most w... Cali Hudson, FL December 08 Rating: 5.0 out of 5.0 from Encompass
Working with my lender and his team has been nothing short of an exceptional experience. From the very first conversation, they demonstrated a level of professionalism, knowledge, and genuine care that immediately put me at ease. Buying a home can be stressful, but they made every step feel smooth, transparent, and manageable. What stood out most w...
Steve is a strategic partner in my businesses Bruce Manahawkin, NJ October 01 Rating: 5.0 out of 5.0 from Encompass
Steve is a strategic partner in my businesses
Steve and his team were outstanding Shaun Patrick Stuart, FL September 14 Rating: 5.0 out of 5.0 from Encompass
Steve and his team were outstanding
Steve and his entire team! Matthew John Pine Beach, NJ September 01 Rating: 5.0 out of 5.0 from Encompass
Steve and his entire team!
Steve offered great advice and was there for us every step of the way. Nicholas A Little Egg Harbor Twp, NJ August 28 Rating: 5.0 out of 5.0 from Encompass
Steve offered great advice and was there for us every step of the way.
Steve was easy to get in contact with to answer questions and the overall customer service was excellent. Thomas Shawn Little Egg Harbor Twp, NJ June 28 Rating: 5.0 out of 5.0 from Encompass
Steve was easy to get in contact with to answer questions and the overall customer service was excellent.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm