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Proudly serving clients across Massachusetts and New Hampshire.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass As a first time buyer I had a lot of questions along the way and Im sure some of them were silly. Every question was met with an answer and a conversation that further guided me in the direction of homeownership with professionalism and without judgment! Sherry LynnWorcester, MA Dec 12
As a first time buyer I had a lot of questions along the way and Im sure some of them were silly. Every question was met with an answer and a conversation that further guided me in the direction of homeownership with professionalism and without judgment!
Rating: 5.0 out of 5.0 from Encompass Steve was very timely with responding to questions and keeping updates coking theou the transaction . Steve is very knowledgeable and always willing to take a call and have a conversation to explain thenprocess the process DavidWorcester, MA Nov 26
Steve was very timely with responding to questions and keeping updates coking theou the transaction . Steve is very knowledgeable and always willing to take a call and have a conversation to explain thenprocess the process
Rating: 5.0 out of 5.0 from Encompass Steve was extremely involved in this purchase every step of the way! He took calls, answered questions, and went above and beyond to get it done quickly and smooth! Appreciate all this help in closing on our new property!!! RyanMaynard, MA Nov 17
Steve was extremely involved in this purchase every step of the way! He took calls, answered questions, and went above and beyond to get it done quickly and smooth! Appreciate all this help in closing on our new property!!!
Rating: 5.0 out of 5.0 from Encompass ⭐️⭐️⭐️⭐️⭐️ Working with Steven was an absolute pleasure! He truly made the impossible possible. His upbeat attitude, quick responses, and impeccable communication made the entire process smooth and stress-free. He was personable, knowledgeable, and always went above and beyond to get things done. A true joy to work with — I’... HeatherMaynard, MA Nov 06
⭐️⭐️⭐️⭐️⭐️ Working with Steven was an absolute pleasure! He truly made the impossible possible. His upbeat attitude, quick responses, and impeccable communication made the entire process smooth and stress-free. He was personable, knowledgeable, and always went above and beyond to get things done. A true joy to work with — I’...
Rating: 5.0 out of 5.0 from Encompass Steven was incredibly easy to work with an responsive. He made my life a lot easier during a stressful home buying process and I'm incredibly grateful for him. CaseyClinton, MA Oct 24
Steven was incredibly easy to work with an responsive. He made my life a lot easier during a stressful home buying process and I'm incredibly grateful for him.
Rating: 5.0 out of 5.0 from Encompass Steve and his team were always prompt, helpful, and available to answer any questions we had at any moment. MichaelWebster, MA Aug 25
Steve and his team were always prompt, helpful, and available to answer any questions we had at any moment.
Rating: 4.7 out of 5.0 from Encompass Steve communicated with us at every step of the mortgage process. In addition to setting us up with the mortage, he educated us about the market and helped us feel more confident in our finances. JennieLeominster, MA Jun 11
Steve communicated with us at every step of the mortgage process. In addition to setting us up with the mortage, he educated us about the market and helped us feel more confident in our finances.
Rating: 5.0 out of 5.0 from Encompass Steve was awesome to work with he was very helpful and informative. Always kept me updated and made the process very smooth . 10/10 NolanSterling, MA Jun 01
Steve was awesome to work with he was very helpful and informative. Always kept me updated and made the process very smooth . 10/10
Rating: 5.0 out of 5.0 from Encompass Steve and his team were incredible to work with. Great communication and always had my wife and I informed and up to date on everything. Sean DanielAshburnham, MA Apr 25
Steve and his team were incredible to work with. Great communication and always had my wife and I informed and up to date on everything.
Rating: 5.0 out of 5.0 from Encompass Steve is always great to work with and provides excellent service to clients. Very knowledgable and takes the time out of his schedule to explain the details necessary to ensure the buyers have all the information they need to feel comfortable in their new purchase. MichaelAshburnham, MA Apr 15
Steve is always great to work with and provides excellent service to clients. Very knowledgable and takes the time out of his schedule to explain the details necessary to ensure the buyers have all the information they need to feel comfortable in their new purchase.
Rating: 5.0 out of 5.0 from Encompass My partner and I simply cannot say enough wonderful things about Steven. As first time homebuyers, we were incredibly overwhelmed at the thought of going through the pre approval and mortgage process From the very first discovery call, Steven put us at ease and felt like an old friend. His expertise, ... Erin AnnRutland, MA Mar 18
My partner and I simply cannot say enough wonderful things about Steven. As first time homebuyers, we were incredibly overwhelmed at the thought of going through the pre approval and mortgage process From the very first discovery call, Steven put us at ease and felt like an old friend. His expertise, ...