Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across NJ, CA, FL, GA, NC, PA, SC, TN
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Stephen Roe is the best! Angela Hope Greenville, SC September 05 Rating: 5.0 out of 5.0 from Encompass
Stephen Roe is the best!
Good communication and patience. Always explained everything and answered all questions? Catherine Spartanburg, SC May 31 Rating: 5.0 out of 5.0 from Encompass
Good communication and patience. Always explained everything and answered all questions?
Current updates came to me without me asking. I really appreciate not having to chase down info. Faye Troutman, NC March 31 Rating: 4.8 out of 5.0 from Encompass
Current updates came to me without me asking. I really appreciate not having to chase down info.
Stephen was great every step of the process! could not have had a more pleasant experience Douglas Glenmoore, PA January 31 Rating: 5.0 out of 5.0 from Encompass
Stephen was great every step of the process! could not have had a more pleasant experience
Stephen. Stephen made it great. Super friednly, super knowledgable, super helpful. Anthony Wellford, SC January 10 Rating: 4.8 out of 5.0 from Encompass
Stephen. Stephen made it great. Super friednly, super knowledgable, super helpful.
This was a long process for us, over a year to find the right home. Stephen was always available an provided updated pre-approval letters immediately. He also closed our loan despite having to deal with hurricane damage to his property. We were very appreciative of his efforts through out the process. Mark A. Greenville, SC November 01 Rating: 5.0 out of 5.0 from Encompass
This was a long process for us, over a year to find the right home. Stephen was always available an provided updated pre-approval letters immediately. He also closed our loan despite having to deal with hurricane damage to his property. We were very appreciative of his efforts through out the process.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm