Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across NJ, CA, FL, GA, NC, PA, SC, TN
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
The home buying process is always stressful. Thankfully, though, we have a lender who is very knowledgeable and willing to answer any and all questions to help make the process as smooth as possible. Elizabeth A Perry, GA April 26 Rating: 5.0 out of 5.0 from Encompass
The home buying process is always stressful. Thankfully, though, we have a lender who is very knowledgeable and willing to answer any and all questions to help make the process as smooth as possible.
Stephen Roe is the utmost professional and I trust him completely to get all my buyers satisfactorily to the finish line. Thank you again for another happy client!! Debra Delran, NJ April 16 Rating: 5.0 out of 5.0 from Encompass
Stephen Roe is the utmost professional and I trust him completely to get all my buyers satisfactorily to the finish line. Thank you again for another happy client!!
Awesome customer service! Courtney Savannah, GA April 13 Rating: 5.0 out of 5.0 from Encompass
Awesome customer service!
Very prompt and professional, helped us out every step of the way For both of our properties. Patrick S Delran, NJ April 13 Rating: 5.0 out of 5.0 from Encompass
Very prompt and professional, helped us out every step of the way For both of our properties.
Communication as well as being provided with great information. Questions were answered Robby K Savannah, GA April 06 Rating: 4.8 out of 5.0 from Encompass
Communication as well as being provided with great information. Questions were answered
Stephen Roe went above and beyond. Highly recommended him and his whole team. They did a wonderful job! Courtney Savannah, GA March 16 Rating: 5.0 out of 5.0 from Encompass
Stephen Roe went above and beyond. Highly recommended him and his whole team. They did a wonderful job!