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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass The home buying process is always stressful. Thankfully, though, we have a lender who is very knowledgeable and willing to answer any and all questions to help make the process as smooth as possible. Elizabeth APerry, GA May 06
The home buying process is always stressful. Thankfully, though, we have a lender who is very knowledgeable and willing to answer any and all questions to help make the process as smooth as possible.
Rating: 5.0 out of 5.0 from Encompass Stephen Roe is the utmost professional and I trust him completely to get all my buyers satisfactorily to the finish line. Thank you again for another happy client!! DebraDelran, NJ Apr 16
Stephen Roe is the utmost professional and I trust him completely to get all my buyers satisfactorily to the finish line. Thank you again for another happy client!!
Rating: 5.0 out of 5.0 from Encompass Awesome customer service! CourtneySavannah, GA Apr 13
Awesome customer service!
Rating: 5.0 out of 5.0 from Encompass Very prompt and professional, helped us out every step of the way For both of our properties. Patrick SDelran, NJ Apr 13
Very prompt and professional, helped us out every step of the way For both of our properties.
Rating: 4.8 out of 5.0 from Encompass Communication as well as being provided with great information. Questions were answered Robby KSavannah, GA Apr 06
Communication as well as being provided with great information. Questions were answered
Rating: 5.0 out of 5.0 from Encompass Stephen Roe went above and beyond. Highly recommended him and his whole team. They did a wonderful job! CourtneySavannah, GA Mar 16
Stephen Roe went above and beyond. Highly recommended him and his whole team. They did a wonderful job!
Rating: 5.0 out of 5.0 from Encompass Stephen Roe is the best! Angela HopeGreenville, SC Sep 05
Stephen Roe is the best!
Rating: 5.0 out of 5.0 from Encompass Good communication and patience. Always explained everything and answered all questions? CatherineSpartanburg, SC May 31
Good communication and patience. Always explained everything and answered all questions?
Rating: 4.8 out of 5.0 from Encompass Current updates came to me without me asking. I really appreciate not having to chase down info. FayeTroutman, NC Mar 31
Current updates came to me without me asking. I really appreciate not having to chase down info.
Rating: 5.0 out of 5.0 from Encompass Stephen was great every step of the process! could not have had a more pleasant experience DouglasGlenmoore, PA Jan 31
Stephen was great every step of the process! could not have had a more pleasant experience
Rating: 4.8 out of 5.0 from Encompass Stephen. Stephen made it great. Super friednly, super knowledgable, super helpful. AnthonyWellford, SC Jan 10
Stephen. Stephen made it great. Super friednly, super knowledgable, super helpful.
Rating: 5.0 out of 5.0 from Encompass This was a long process for us, over a year to find the right home. Stephen was always available an provided updated pre-approval letters immediately. He also closed our loan despite having to deal with hurricane damage to his property. We were very appreciative of his efforts through out the process. Mark A.Greenville, SC Nov 01
This was a long process for us, over a year to find the right home. Stephen was always available an provided updated pre-approval letters immediately. He also closed our loan despite having to deal with hurricane damage to his property. We were very appreciative of his efforts through out the process.
Rating: 4.8 out of 5.0 from Encompass Great communication, on-time execution, and much-appreciated banter and personality. A pleasure to work with. Thank you JACOBGreenville, SC Oct 23
Great communication, on-time execution, and much-appreciated banter and personality. A pleasure to work with. Thank you
Rating: 5.0 out of 5.0 from Encompass Thank you all, for making it possible to get my dream home! EugenePalm Coast, FL Oct 12
Thank you all, for making it possible to get my dream home!
Rating: 5.0 out of 5.0 from Encompass Stephen made it a great experience. UrszulaAnderson, SC Sep 03
Stephen made it a great experience.
Rating: 5.0 out of 5.0 from Encompass It was great to finally work a deal with Stephen. Communicated great with myself, the agent, and with my client, the buyer. Seamless transaction. CHRSTYAnderson, SC Aug 30
It was great to finally work a deal with Stephen. Communicated great with myself, the agent, and with my client, the buyer. Seamless transaction.
Rating: 5.0 out of 5.0 from Encompass courteous, timely, and effective Paul MBrevard, NC Jul 10
courteous, timely, and effective
Rating: 5.0 out of 5.0 from Encompass Stephen and team helped make for a smooth transaction. Thank you! SITARATravelers Rest, SC Jun 14
Stephen and team helped make for a smooth transaction. Thank you!
Rating: 5.0 out of 5.0 from Encompass Steve was so fantastic and helpful!! He was responsive, attentive & patient throughout the entire process. He made the whole process very easy and seamless for us, especially given the unique circumstances of our situation. Abigail JPhiladelphia, PA Apr 12
Steve was so fantastic and helpful!! He was responsive, attentive & patient throughout the entire process. He made the whole process very easy and seamless for us, especially given the unique circumstances of our situation.
Rating: 4.8 out of 5.0 from Encompass Seamless. Love the quick close not having to wait on funding! LISAMauldin, SC Feb 19
Seamless. Love the quick close not having to wait on funding!
Rating: 5.0 out of 5.0 from Encompass Stephen chased our loan through the process, kept us up to date about the details of what was happening, and helped reassure us everything would be in good shape for closing. He consistently monitored interest rates to lock in at the right time and always shared context to help us make informed decisions. NatashaGlen Gardner, NJ Dec 23
Stephen chased our loan through the process, kept us up to date about the details of what was happening, and helped reassure us everything would be in good shape for closing. He consistently monitored interest rates to lock in at the right time and always shared context to help us make informed decisions.
Rating: 5.0 out of 5.0 from Encompass Stephen was a pleasure to work with. He was very informative and thorough throughout the entire transaction. His communication skills exceeded my expectations. I look forward to working with him again in the future! JASMINESimpsonville, SC Nov 07
Stephen was a pleasure to work with. He was very informative and thorough throughout the entire transaction. His communication skills exceeded my expectations. I look forward to working with him again in the future!
Rating: 5.0 out of 5.0 from Encompass Stephen Roe consistently provides premium service with his extensive knowledge and professionalism PATRICIAGlassboro, NJ Sep 01
Stephen Roe consistently provides premium service with his extensive knowledge and professionalism
Rating: 5.0 out of 5.0 from Encompass Great and fabulous communication along the loan process KristinaGlassboro, NJ Sep 01
Great and fabulous communication along the loan process