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Proudly serving clients across New Jersey.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.5 out of 5.0 from Encompass Concert communication is extremely important in today's market PeggyTinton Falls, NJ May 15
Concert communication is extremely important in today's market
Rating: 5.0 out of 5.0 from Encompass We had a great experience working with Dan, Stephen, and Jackie - the Annie-Mac team. They helped us lock in an excellent rate at just the right time and guided us smoothly and diligently through to closing. When asked, they offered clear, thoughtful advice to help our decision-making. Everyone was responsive, easy to work with, and always willing... GaliaFANWOOD, NJ May 04
We had a great experience working with Dan, Stephen, and Jackie - the Annie-Mac team. They helped us lock in an excellent rate at just the right time and guided us smoothly and diligently through to closing. When asked, they offered clear, thoughtful advice to help our decision-making. Everyone was responsive, easy to work with, and always willing...
Rating: 5.0 out of 5.0 from Encompass The constant interaction between Dan, Jackie, and myself got this don e. They were tremendous JasonScotch Plains, NJ Apr 08
The constant interaction between Dan, Jackie, and myself got this don e. They were tremendous
Rating: 5.0 out of 5.0 from Encompass The communication was top notch. As a first time buyer I was impressed with how accessible Dan was with my hundreds of questions. He really took the time to guide me through all the complexities of the process. Would not hesitate to recommend AnnieMac to family, friends, and colleagues. Great experience all the way around. RichardOCEAN, NJ Apr 07
The communication was top notch. As a first time buyer I was impressed with how accessible Dan was with my hundreds of questions. He really took the time to guide me through all the complexities of the process. Would not hesitate to recommend AnnieMac to family, friends, and colleagues. Great experience all the way around.
Rating: 5.0 out of 5.0 from Encompass this is to replace my last review. Dan was available to me through every step of the way and helped me with all of my questions. The same goes for Stephen and Jackie. I felt like I was talking to friends! They were also efficient and professional! Thank you! LorraineIsland Heights, NJ Mar 26
this is to replace my last review. Dan was available to me through every step of the way and helped me with all of my questions. The same goes for Stephen and Jackie. I felt like I was talking to friends! They were also efficient and professional! Thank you!
Rating: 5.0 out of 5.0 from Encompass been working with Annie Mac for many years and it's always a positive experience. They always go above and beyond to ensure a smooth transaction. RobertIsland Heights, NJ Mar 23
been working with Annie Mac for many years and it's always a positive experience. They always go above and beyond to ensure a smooth transaction.
Rating: 5.0 out of 5.0 from Encompass Overall it was great. WajihaHazlet, NJ Mar 13
Overall it was great.
Rating: 5.0 out of 5.0 from Encompass The communication was superb. We were informed through out the loan process and recieved timely updates. SYED MUHAMMAD TAYYABHAZLET, NJ Feb 16
The communication was superb. We were informed through out the loan process and recieved timely updates.
Rating: 5.0 out of 5.0 from Encompass Very helpful with everything RobertUNION BEACH, NJ Dec 24
Very helpful with everything
Rating: 5.0 out of 5.0 from Encompass Stephen was always available and kept me in loop as to the status of the loan. Never made a promise he could not keep! JOSEPHINEWood-Ridge, NJ Dec 23
Stephen was always available and kept me in loop as to the status of the loan. Never made a promise he could not keep!
Rating: 5.0 out of 5.0 from Encompass Working with Stephen and Michelle was smooth and easy! They were extremely reasonable. Any time we had a question, Stephen would call us or explain over text. It made the process efficient. NicolinaKeyport, NJ Nov 20
Working with Stephen and Michelle was smooth and easy! They were extremely reasonable. Any time we had a question, Stephen would call us or explain over text. It made the process efficient.
Rating: 5.0 out of 5.0 from Encompass The kindess and professionalism that was shown by everyone during this process was so appreciated. I was kept appraised of every step of the way so I always up to date on what was happening and when roughly when things would be completed. Thanki you for being a great team. Kimberly AEdison, NJ Nov 20
The kindess and professionalism that was shown by everyone during this process was so appreciated. I was kept appraised of every step of the way so I always up to date on what was happening and when roughly when things would be completed. Thanki you for being a great team.
Rating: 5.0 out of 5.0 from Encompass Stephen was extremely knowledgeable and helpful and had my best interest at heart. He helped me every step of the way and was always available for a call to discuss any and all questions or concerns. Thank you!!! HunterEgg Harbor Township, NJ Oct 30
Stephen was extremely knowledgeable and helpful and had my best interest at heart. He helped me every step of the way and was always available for a call to discuss any and all questions or concerns. Thank you!!!
Rating: 5.0 out of 5.0 from Encompass Stephen was the best. l couldn't have asked for anyone better. He was a pleasure to work with and was there with me throughout the whole process. He is great at what he does and he is just a great person in general. Joseph L.Freehold, NJ Oct 21
Stephen was the best. l couldn't have asked for anyone better. He was a pleasure to work with and was there with me throughout the whole process. He is great at what he does and he is just a great person in general.
Rating: 5.0 out of 5.0 from Encompass Steve was supportive and helpful throughout our sale and purchase process. He got us the answers we needed and went above and beyond to make sure everything wwnt smoothly! Thank you fir for getting us back home to New Jersey! TimothyMount Holly, NJ Oct 13
Steve was supportive and helpful throughout our sale and purchase process. He got us the answers we needed and went above and beyond to make sure everything wwnt smoothly! Thank you fir for getting us back home to New Jersey!
Rating: 5.0 out of 5.0 from Encompass Steve is the absolute best!! DEBRAFreehold, NJ Oct 11
Steve is the absolute best!!
Rating: 5.0 out of 5.0 from Encompass Steve is always available for any questions; very knowledgeable in his field; and always sticks to a time line. CANDACEHazlet, NJ Oct 05
Steve is always available for any questions; very knowledgeable in his field; and always sticks to a time line.
Rating: 5.0 out of 5.0 from Encompass Thank you very much. JenniferKeyport, NJ Sep 29
Thank you very much.
Rating: 5.0 out of 5.0 from Encompass Dan was great, responsive, knowledgeable and made the process Daniel FMorris Plains, NJ Sep 12
Dan was great, responsive, knowledgeable and made the process
Rating: 5.0 out of 5.0 from Encompass Stephen Gross and his team made it very easy for me and the process was great!! MarkOcean Gate, NJ Sep 04
Stephen Gross and his team made it very easy for me and the process was great!!
Rating: 5.0 out of 5.0 from Encompass Everyone was great and keeping us informed of the status of the loan Rosario JToms River, NJ Aug 23
Everyone was great and keeping us informed of the status of the loan
Rating: 5.0 out of 5.0 from Encompass A ver friendly and efficient process from the beginning to the end. Actually made the entire experience a seamless and pleasant one for my first time buyers. Thank you again Steve! KARENOld Bridge, NJ Aug 02
A ver friendly and efficient process from the beginning to the end. Actually made the entire experience a seamless and pleasant one for my first time buyers. Thank you again Steve!
Rating: 5.0 out of 5.0 from Encompass Stephen and his team worked fast and we're very communicative throughout the whole process. They were able to answer any questions I had and we're always quick to get back to me KathrynHowell, NJ Aug 02
Stephen and his team worked fast and we're very communicative throughout the whole process. They were able to answer any questions I had and we're always quick to get back to me
Rating: 4.3 out of 5.0 from Encompass Stephen was very personable and professional. ROBERTKeyport, NJ Jul 22
Stephen was very personable and professional.
Rating: 5.0 out of 5.0 from Encompass Steve is the best! Always prompt. Extremely personable and easy to work with. DEBRALittle Egg Harbor, NJ Jun 07
Steve is the best! Always prompt. Extremely personable and easy to work with.