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Proudly serving clients across New Jersey.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
been working with Annie Mac for many years and it's always a positive experience. They always go above and beyond to ensure a smooth transaction. Robert Island Heights, NJ March 23 Rating: 5.0 out of 5.0 from Encompass
been working with Annie Mac for many years and it's always a positive experience. They always go above and beyond to ensure a smooth transaction.
this is to replace my last review. Dan was available to me through every step of the way and helped me with all of my questions. The same goes for Stephen and Jackie. I felt like I was talking to friends! They were also efficient and professional! Thank you! Lorraine Island Heights, NJ March 16 Rating: 5.0 out of 5.0 from Encompass
this is to replace my last review. Dan was available to me through every step of the way and helped me with all of my questions. The same goes for Stephen and Jackie. I felt like I was talking to friends! They were also efficient and professional! Thank you!
Overall it was great. Wajiha Hazlet, NJ March 13 Rating: 5.0 out of 5.0 from Encompass
Overall it was great.
The communication was superb. We were informed through out the loan process and recieved timely updates. SYED MUHAMMAD TAYYAB HAZLET, NJ February 16 Rating: 5.0 out of 5.0 from Encompass
The communication was superb. We were informed through out the loan process and recieved timely updates.
Very helpful with everything Robert UNION BEACH, NJ December 24 Rating: 5.0 out of 5.0 from Encompass
Very helpful with everything
Stephen was always available and kept me in loop as to the status of the loan. Never made a promise he could not keep! JOSEPHINE Wood-Ridge, NJ December 23 Rating: 5.0 out of 5.0 from Encompass
Stephen was always available and kept me in loop as to the status of the loan. Never made a promise he could not keep!
Working with Stephen and Michelle was smooth and easy! They were extremely reasonable. Any time we had a question, Stephen would call us or explain over text. It made the process efficient. Nicolina Keyport, NJ November 20 Rating: 5.0 out of 5.0 from Encompass
Working with Stephen and Michelle was smooth and easy! They were extremely reasonable. Any time we had a question, Stephen would call us or explain over text. It made the process efficient.
The kindess and professionalism that was shown by everyone during this process was so appreciated. I was kept appraised of every step of the way so I always up to date on what was happening and when roughly when things would be completed. Thanki you for being a great team. Kimberly A Edison, NJ November 20 Rating: 5.0 out of 5.0 from Encompass
The kindess and professionalism that was shown by everyone during this process was so appreciated. I was kept appraised of every step of the way so I always up to date on what was happening and when roughly when things would be completed. Thanki you for being a great team.
Stephen was extremely knowledgeable and helpful and had my best interest at heart. He helped me every step of the way and was always available for a call to discuss any and all questions or concerns. Thank you!!! Hunter Egg Harbor Township, NJ October 30 Rating: 5.0 out of 5.0 from Encompass
Stephen was extremely knowledgeable and helpful and had my best interest at heart. He helped me every step of the way and was always available for a call to discuss any and all questions or concerns. Thank you!!!
Stephen was the best. l couldn't have asked for anyone better. He was a pleasure to work with and was there with me throughout the whole process. He is great at what he does and he is just a great person in general. Joseph L. Freehold, NJ October 21 Rating: 5.0 out of 5.0 from Encompass
Stephen was the best. l couldn't have asked for anyone better. He was a pleasure to work with and was there with me throughout the whole process. He is great at what he does and he is just a great person in general.
Steve was supportive and helpful throughout our sale and purchase process. He got us the answers we needed and went above and beyond to make sure everything wwnt smoothly! Thank you fir for getting us back home to New Jersey! Timothy Mount Holly, NJ October 13 Rating: 5.0 out of 5.0 from Encompass
Steve was supportive and helpful throughout our sale and purchase process. He got us the answers we needed and went above and beyond to make sure everything wwnt smoothly! Thank you fir for getting us back home to New Jersey!
Steve is the absolute best!! DEBRA Freehold, NJ October 11 Rating: 5.0 out of 5.0 from Encompass
Steve is the absolute best!!