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Proudly serving clients across Massachusetts and New Hampshire.
Sophia was born and raised in Leominster, MA where she graduated from Leominster High School and started her career in the banking industry where she has spent 14 years focusing on the needs of her clients. She decided to move into the mortgage profession because she has a passion for helping people reach the ultimate goal of home ownership, and she realizes how overwhelming the process may seem. Whether they’re first time home-buyers or purchasing their fifth property, Sophia takes her time to explain the products available to her clients to ensure it’s a positive stress-free experience. She is always available answer any questions her clients may have.
Sophia is a proud mother and sports enthusiast who spends her free time with family and playing softball whenever she can. No matter what, she keeps her clients the number one priority while remaining family- oriented.
Helped everything run smoothly. Answered any question in a timely manner! They were amazing! Highly recommend! Katherine Fitchburg, MA March 05 Rating: 5.0 out of 5.0 from Encompass
Helped everything run smoothly. Answered any question in a timely manner! They were amazing! Highly recommend!
Sophia was so h2lpful during our loan process. she was always available to answer questions and kept us informed along the way. Andrea Leominster, MA February 28 Rating: 5.0 out of 5.0 from Encompass
Sophia was so h2lpful during our loan process. she was always available to answer questions and kept us informed along the way.
Sophia was on the ball and answered all of our questions. She made sure we understood what we needed to do and what was happening . Nathan Leominster, MA February 28 Rating: 5.0 out of 5.0 from Encompass
Sophia was on the ball and answered all of our questions. She made sure we understood what we needed to do and what was happening .
Loved the team. They went above and beyond to get it done. We Appreciate them very much. Stephen Lunenburg, MA February 27 Rating: 5.0 out of 5.0 from Encompass
Loved the team. They went above and beyond to get it done. We Appreciate them very much.
Sophia and team made it so easy. everything went so smooth and so quick Christopher L Winchendon, MA February 24 Rating: 5.0 out of 5.0 from Encompass
Sophia and team made it so easy. everything went so smooth and so quick
From start to finish, Sophia and her team at Total Mortgage made this a pleasant experience. She was quick to answer any questions which arose, and really kept me in the loop throughout the entire process. Her promptness, courtesy, and professionalism have left a lasting impression. I will definitely be recommending her services to friends, fami... Nuala Leominster, MA February 24 Rating: 5.0 out of 5.0 from Zillow
From start to finish, Sophia and her team at Total Mortgage made this a pleasant experience. She was quick to answer any questions which arose, and really kept me in the loop throughout the entire process. Her promptness, courtesy, and professionalism have left a lasting impression. I will definitely be recommending her services to friends, fami...
Sophia pulled off the most amazing performance in 7 days! The level of her commitment, dedication and truly heartfelt care of her client and business was one of the best experiences I have yet to have in my real estate career! Absolutely incredible loan officer and team. Lynn Lunenburg, MA February 23 Rating: 5.0 out of 5.0 from Encompass
Sophia pulled off the most amazing performance in 7 days! The level of her commitment, dedication and truly heartfelt care of her client and business was one of the best experiences I have yet to have in my real estate career! Absolutely incredible loan officer and team.
Sophia and her team were AMAZING!!!! To start, Sophia called my fiance and myself to introduce herself and get to know us and what we were looking for. She then explained what she brings to the table and how she was able to help us get into our dream home! BEST DECISION EVER !!! I am so glad that our real estate agent Emma Cook recommended her a... Kristin J Winchendon, MA February 23 Rating: 5.0 out of 5.0 from Encompass
Sophia and her team were AMAZING!!!! To start, Sophia called my fiance and myself to introduce herself and get to know us and what we were looking for. She then explained what she brings to the table and how she was able to help us get into our dream home! BEST DECISION EVER !!! I am so glad that our real estate agent Emma Cook recommended her a...
Working with Sophia was the best decision we could've made for our first home purchase. She taught us everything we needed to know to make informed decisions throughout the loan process, was always available to answer questions, and ensured an on time and painless closing. Cannot recommend Sophia and ... Bryan Bolton, MA February 16 Rating: 5.0 out of 5.0 from Encompass
Working with Sophia was the best decision we could've made for our first home purchase. She taught us everything we needed to know to make informed decisions throughout the loan process, was always available to answer questions, and ensured an on time and painless closing. Cannot recommend Sophia and ...
Sophia Tocci Bell and her Anniemac team were fantastic to work with. Sophia responded to all of our questions and concerns quickly and professionally. We have purchased several homes over the years and this was by far the best experience we've had. Highly recommend Bernard James South Yarmouth, MA February 10 Rating: 5.0 out of 5.0 from Encompass
Sophia Tocci Bell and her Anniemac team were fantastic to work with. Sophia responded to all of our questions and concerns quickly and professionally. We have purchased several homes over the years and this was by far the best experience we've had. Highly recommend
Sophie went above and beyond!! Eileen Griffin Orange, MA February 09 Rating: 5.0 out of 5.0 from Encompass
Sophie went above and beyond!!