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Sophia was born and raised in Leominster, MA where she graduated from Leominster High School and started her career in the banking industry where she has spent 14 years focusing on the needs of her clients. She decided to move into the mortgage profession because she has a passion for helping people reach the ultimate goal of home ownership, and she realizes how overwhelming the process may seem. Whether they’re first time home-buyers or purchasing their fifth property, Sophia takes her time to explain the products available to her clients to ensure it’s a positive stress-free experience. She is always available answer any questions her clients may have.
Sophia is a proud mother and sports enthusiast who spends her free time with family and playing softball whenever she can. No matter what, she keeps her clients the number one priority while remaining family- oriented.
Rating: 5.0 out of 5.0 from Encompass The support and communication throughout the entire process was amazing. Sophia and her team made sure we understood everything as we we went through this process! Can't thank them enough YelenaFitchburg, MA Sep 07
The support and communication throughout the entire process was amazing. Sophia and her team made sure we understood everything as we we went through this process! Can't thank them enough
Rating: 5.0 out of 5.0 from Encompass Sophia was wonderful to work with! She was responsive, knowledgeable, and kept everyone informed throughout the entire process. She helped make the transaction smooth and ensured our first-time homebuyers felt supported every step of the way. I highly recommend her to anyone looking for a reliable and caring lender! TylerFitchburg, MA Sep 04
Sophia was wonderful to work with! She was responsive, knowledgeable, and kept everyone informed throughout the entire process. She helped make the transaction smooth and ensured our first-time homebuyers felt supported every step of the way. I highly recommend her to anyone looking for a reliable and caring lender!
Rating: 4.7 out of 5.0 from Encompass Sophia and all the staff at AnnieMac are amazing When it comes to house buying , i I had a stress free process and will definately refer all who want great service. Emmah NzikwaLeominster, MA Sep 03
Sophia and all the staff at AnnieMac are amazing When it comes to house buying , i I had a stress free process and will definately refer all who want great service.
Rating: 5.0 out of 5.0 from Encompass Reception, communication and support was excellent I must say! Titus NLeominster, MA Sep 03
Reception, communication and support was excellent I must say!
Rating: 5.0 out of 5.0 from Encompass Excellent communication and services DouglasLeominster, MA Sep 02
Excellent communication and services
Rating: 5.0 out of 5.0 from Encompass Good communication GailClinton, MA Sep 02
Good communication
Rating: 5.0 out of 5.0 from Encompass Sophia is a professional. She was always communicating with me and if I did have a question she was quick to respond. The process was easy and I would defintely refer her to anyone that is looking to purchase a home. Thank you! Ramon LLeominster, MA Aug 31
Sophia is a professional. She was always communicating with me and if I did have a question she was quick to respond. The process was easy and I would defintely refer her to anyone that is looking to purchase a home. Thank you!
Rating: 5.0 out of 5.0 from Encompass Great communication and service! Laurie HoweLeominster, MA Aug 30
Great communication and service!
Rating: 5.0 out of 5.0 from Encompass Our team was absolutely exceptional going above and beyond for us to make sure there were no hiccups with our closing! They stayed consistent with communication from start to finish and made sure we understood every step of the way. Will be recommending for friends and family! NestorOrange, MA Aug 27
Our team was absolutely exceptional going above and beyond for us to make sure there were no hiccups with our closing! They stayed consistent with communication from start to finish and made sure we understood every step of the way. Will be recommending for friends and family!
Rating: 5.0 out of 5.0 from Encompass Sophia and her team were like guardian angels. They explained everything along the entire process. Any texts, emails, or calls were promptly replied to. Being first time home owners it was a very stressful and daunting process and I truly mean it that the experience was made infinitely easier and less stressful because of the team we had to work wi... Stephen JosephHolden, MA Aug 16
Sophia and her team were like guardian angels. They explained everything along the entire process. Any texts, emails, or calls were promptly replied to. Being first time home owners it was a very stressful and daunting process and I truly mean it that the experience was made infinitely easier and less stressful because of the team we had to work wi...
Rating: 5.0 out of 5.0 from Encompass was very attentive. She could tell if I was having a hard time with all this electronic stuff. And she would actually pick up the phone and call me and help me get through the process.. PaulWestminster, MA Aug 15
was very attentive. She could tell if I was having a hard time with all this electronic stuff. And she would actually pick up the phone and call me and help me get through the process..
Rating: 5.0 out of 5.0 from Encompass Sophia and her team worked diligently to make this happen. I was with a lender whom I've worked with in the past who simply "ghosted" me. I was connected to Sophia and from start to finish, made the process seamless. Sophia updated me duringnthe entire process and imformed me of any potential issue... IsaacNorthfield, MA Aug 13
Sophia and her team worked diligently to make this happen. I was with a lender whom I've worked with in the past who simply "ghosted" me. I was connected to Sophia and from start to finish, made the process seamless. Sophia updated me duringnthe entire process and imformed me of any potential issue...
Rating: 5.0 out of 5.0 from Encompass Sophia is amazing to work with. Buying a home is so stressful, but I always felt so much better after getting off the phone with Sophia. You can tell she really prioritizes her clients and goes the extra mile for them. We wouldn't be in our new home without her and are so grateful! DevonClinton, MA Aug 11
Sophia is amazing to work with. Buying a home is so stressful, but I always felt so much better after getting off the phone with Sophia. You can tell she really prioritizes her clients and goes the extra mile for them. We wouldn't be in our new home without her and are so grateful!
Rating: 5.0 out of 5.0 from Encompass Friendly and easy to communicate with! PatrickClinton, MA Aug 10
Friendly and easy to communicate with!
Rating: 5.0 out of 5.0 from Encompass Sophia did a great job explaining my options and helping me find option to fit my budget KellieWorcester, MA Aug 09
Sophia did a great job explaining my options and helping me find option to fit my budget
Rating: 5.0 out of 5.0 from Encompass Sophia was always able to answer any question I had and she made sure I totally understood what everything meant during this whole process. She also made sure that everything went as smooth as it could during this process. NicholasLancaster, MA Aug 07
Sophia was always able to answer any question I had and she made sure I totally understood what everything meant during this whole process. She also made sure that everything went as smooth as it could during this process.
Rating: 5.0 out of 5.0 from Encompass Everything! Clear communication and we didn't feel pressured at all! GaWestminster, MA Aug 05
Everything! Clear communication and we didn't feel pressured at all!
Rating: 4.8 out of 5.0 from Encompass Extremely responsive team with excellent communication. ScottLeominster, MA Aug 03
Extremely responsive team with excellent communication.
Rating: 5.0 out of 5.0 from Encompass Working with Sophia and her team madr purchasing my 2nd home a breeze! They took away all the stress that comes with purchasing and instead turned it to a pleasant expirience. NicholasAshburnham, MA Aug 01
Working with Sophia and her team madr purchasing my 2nd home a breeze! They took away all the stress that comes with purchasing and instead turned it to a pleasant expirience.
Rating: 5.0 out of 5.0 from Encompass Sophia went above and beyond with our fast timeline closing! LauraLeominster, MA Jul 29
Sophia went above and beyond with our fast timeline closing!
Rating: 5.0 out of 5.0 from Zillow Is the second property that I bought with Sophia. She is super knowledgeable. Make my overwhelming home purchase process a smooth transaction. She always goes above and beyond to find you the best deal. 💯% recommended. Juan Winchendon, MA Jul 28
Is the second property that I bought with Sophia. She is super knowledgeable. Make my overwhelming home purchase process a smooth transaction. She always goes above and beyond to find you the best deal. 💯% recommended.
Rating: 5.0 out of 5.0 from Zillow Sophia was AMAZING the entire process. We are first time home buyers and had A LOT of questions throughout the entire process. Sophia explained every detail possible at all times which helped us be better informed while we made this huge life change. She made sure we knew exactly what we were doing and what we were getting. She was available to us ... Bianca & RollandGardner, MA Jul 28
Sophia was AMAZING the entire process. We are first time home buyers and had A LOT of questions throughout the entire process. Sophia explained every detail possible at all times which helped us be better informed while we made this huge life change. She made sure we knew exactly what we were doing and what we were getting. She was available to us ...
Rating: 5.0 out of 5.0 from Zillow Sophia is an absolute Life Changer. I was at a point in my purchasing journey, with a collection of pre-approval letters, that left me asking my realtor why would I bother with another at this point? But, I agreed to take Sophia’s call. Wow. Just, wow!!! She knows her stuff inside and out. She is informative, professional and pleasant. Sophia st... BarbLowell, MA Jul 28
Sophia is an absolute Life Changer. I was at a point in my purchasing journey, with a collection of pre-approval letters, that left me asking my realtor why would I bother with another at this point? But, I agreed to take Sophia’s call. Wow. Just, wow!!! She knows her stuff inside and out. She is informative, professional and pleasant. Sophia st...
Rating: 5.0 out of 5.0 from Zillow In a domino effect, my RE agent, who also was awesome, referred me to Sophia Bell at Total Mortgage Services. I knew very little about the entire process. She worked well with my insurance agent as well as with my RE agent. Sophia took the time to explain anything in more detail as needed. She got back to me via text, voice, or email per my prefere... RachelTempleton, MA Jul 28
In a domino effect, my RE agent, who also was awesome, referred me to Sophia Bell at Total Mortgage Services. I knew very little about the entire process. She worked well with my insurance agent as well as with my RE agent. Sophia took the time to explain anything in more detail as needed. She got back to me via text, voice, or email per my prefere...
Rating: 5.0 out of 5.0 from Zillow From start to finish, Sophia and her team at Total Mortgage made this a pleasant experience. She was quick to answer any questions which arose, and really kept me in the loop throughout the entire process. Her promptness, courtesy, and professionalism have left a lasting impression. I will definitely be recommending her services to friends, fami... NualaLeominster, MA Jul 28
From start to finish, Sophia and her team at Total Mortgage made this a pleasant experience. She was quick to answer any questions which arose, and really kept me in the loop throughout the entire process. Her promptness, courtesy, and professionalism have left a lasting impression. I will definitely be recommending her services to friends, fami...