About Sam
Proudly serving clients across AZ, FL, IN, MI, NV, OR, PA, TN, TX, VA, WA
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Borrower Testimonials
Communication was great. Sam and Jacqueline kept me informed throughout the entire process. Everyone who was involved with the whole process was friendly and I knew I was in good hands.Marlene Springfield, OR
Customer serviceIvan Memphis, TN
This process was long and sometimes very stressful but Sam was very responsive and helpful.Stephanie Panama City, FL
Sam Kay was an absolute pleasure to work with. He was very knowledgeable and thoroughly answered all my questions. Others on the NAF team were very helpful as well. Every single one of my numerous emails were answered right away. They walked me through every step of my refinance process.Jimmie Wellford, SC
Sam answered all my questions clearly and timely. He was able to explain the process in terms I understand without making me feel lost. My emails and texts were answered very quickly and he always has a positive disposition.Margaret ATLANTIC BEACH, FL
Easy and quick refinance process and very responsive when questions arose.Jessica Clarksville, TN
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