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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
On time closing , happy clients. Alexis PHILADELPHIA, PA November 24 Rating: 5.0 out of 5.0 from Encompass
On time closing , happy clients.
Great understanding of our financial situation and support. Airin Philadelphia, PA November 14 Rating: 4.7 out of 5.0 from Encompass
Great understanding of our financial situation and support.
The communication make it easy. Taneisha Philadelphia, PA October 01 Rating: 4.2 out of 5.0 from Encompass
The communication make it easy.
Ricky made this complex and daunting process simple, streamlined, and pleasant. He walked me through every step and was always accessible when I had questions or concerns. He kept me on-track to ensure that all documents were ticked and tied on, or ahead of, schedule. I would absolutely recommend Ricky Viscuse to anyone I know is looking at appl... John Cinnaminson, NJ August 11 Rating: 5.0 out of 5.0 from Encompass
Ricky made this complex and daunting process simple, streamlined, and pleasant. He walked me through every step and was always accessible when I had questions or concerns. He kept me on-track to ensure that all documents were ticked and tied on, or ahead of, schedule. I would absolutely recommend Ricky Viscuse to anyone I know is looking at appl...
Ricky made the transaction very smooth for my clients. I had to very quickly transition them from another lender and he did it without any issues. Heather Mickleton, NJ August 06 Rating: 5.0 out of 5.0 from Encompass
Ricky made the transaction very smooth for my clients. I had to very quickly transition them from another lender and he did it without any issues.
Overall we were pleased with the initial education as first time home buyers. Also, in the end we were satisfied with how things were resolvled regarding miscommunications around closing which led to 2 times closing delays. Connor Manuel Glen Mills, PA June 19 Rating: 5.0 out of 5.0 from Encompass
Overall we were pleased with the initial education as first time home buyers. Also, in the end we were satisfied with how things were resolvled regarding miscommunications around closing which led to 2 times closing delays.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm