About Ricky
Proudly serving clients across Florida.
Ricky Sowers is a seasoned Residential Mortgage Loan Officer with over 8 years of experience in the mortgage industry. Holding a bachelor’s degree in finance from the University of South Florida, Ricky combines a strong academic foundation with practical expertise to guide clients through the complexities of home financing. Throughout his career, Ricky has developed a reputation for personalized service and a deep understanding of various loan products, including FHA, VA, USDA, and conventional loans. He specializes in assisting first-time homebuyers, move up buyers, investors, veterans, and those seeking to refinance, ensuring each client receives tailored solutions that align with their financial goals. Beyond technical proficiency, Ricky is committed to building lasting relationships with clients. He takes pride in demystifying the mortgage process, providing clear communication, and offering support at every stage—from pre-qualification to closing. Outside of professional endeavors, Ricky is actively involved in serving his local church, reflecting his dedication to community and service. Additionally, he is a passionate Tampa Bay Buccaneers fan, embodying the team’s spirit of resilience and determination in both his personal and professional life. Whether you’re purchasing or exploring refinancing options, Ricky is dedicated to helping you achieve your homeownership dreams with confidence and clarity
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