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Proudly serving clients across Rhode Island, Connecticut, Massachusetts and New Hampshire.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Very kind, helpful, transparent and clear. AmberNorfolk, MA Jun 03
Very kind, helpful, transparent and clear.
Rating: 4.8 out of 5.0 from Encompass Rich was always quick to reply for questions or urgent matters! AshleySouth Kingstown, RI May 25
Rich was always quick to reply for questions or urgent matters!
Rating: 5.0 out of 5.0 from Encompass Rich took us on at the last second and did everything in his power to help us close on our house on time. Alexa TWestport, MA May 18
Rich took us on at the last second and did everything in his power to help us close on our house on time.
Rating: 5.0 out of 5.0 from Encompass Rich is knowledgeable, understanding, easy to work with and very responsive to clients. His determination and hard work to close on time was impressive and my clients were very happy! ReneeWestport, MA May 14
Rich is knowledgeable, understanding, easy to work with and very responsive to clients. His determination and hard work to close on time was impressive and my clients were very happy!
Rating: 5.0 out of 5.0 from Encompass Rich stepped in when a proplem accored and was able to take over and complete the transaction. He persent himself and the company well. Rich knew exactly what was neded to get the buyer a CTC. Not knowing Rich and taking over one is always hesitant. Rich did an awsome job and I know he will get my next client her CTC. Thnank you again, Joanne M... JoanneWindham, CT May 11
Rich stepped in when a proplem accored and was able to take over and complete the transaction. He persent himself and the company well. Rich knew exactly what was neded to get the buyer a CTC. Not knowing Rich and taking over one is always hesitant. Rich did an awsome job and I know he will get my next client her CTC. Thnank you again, Joanne M...
Rating: 5.0 out of 5.0 from Encompass Very friendly. and he was very informative, always helped me thru the homebuying process and tried to get me the best deal. You the man rich! MichaelTaunton, MA May 06
Very friendly. and he was very informative, always helped me thru the homebuying process and tried to get me the best deal. You the man rich!
Rating: 5.0 out of 5.0 from Encompass Just an amazing experience WararatSmithfield, RI Apr 03
Just an amazing experience
Rating: 5.0 out of 5.0 from Encompass I had a truly great experience throughout the entire mortgage process. Communication was clear, timely, and consistent, which made everything feel smooth and stress-free from start to finish. Every question I had was answered quickly and thoroughly, and I always felt informed at each step. What really stood out was the willingness to work with me ... BillySmithfield, RI Apr 03
I had a truly great experience throughout the entire mortgage process. Communication was clear, timely, and consistent, which made everything feel smooth and stress-free from start to finish. Every question I had was answered quickly and thoroughly, and I always felt informed at each step. What really stood out was the willingness to work with me ...
Rating: 5.0 out of 5.0 from Encompass Rich Brandariz at AnnieMac is truly exceptional at what he does. He’s a great communicator, consistently reliable, and always gets the job done. His professionalism and dedication set him apart from the rest. I’m proud to call him a trusted referral partner and confidently recommend him to anyone looking for top-tier service. CourtneySmithfield, RI Apr 03
Rich Brandariz at AnnieMac is truly exceptional at what he does. He’s a great communicator, consistently reliable, and always gets the job done. His professionalism and dedication set him apart from the rest. I’m proud to call him a trusted referral partner and confidently recommend him to anyone looking for top-tier service.
Rating: 5.0 out of 5.0 from Encompass process was easy LillianAcushnet, MA Mar 30
process was easy
Rating: 4.0 out of 5.0 from Encompass Some more explanation. Being a first time home buyer EricAttleboro, MA Mar 04
Some more explanation. Being a first time home buyer
Rating: 4.8 out of 5.0 from Encompass The level of efficiency and support was excellent CarleneAttleboro, MA Mar 02
The level of efficiency and support was excellent
Rating: 5.0 out of 5.0 from Encompass Never went thru this process before. 1st time home buyer. But the effort that rich and his had shown is incomparable . With me for every step and for any questions. Thank you guys for all your hard work. I don't think I can say it enough. You guys help me change my whole life. FabianNew Bedford, MA Feb 24
Never went thru this process before. 1st time home buyer. But the effort that rich and his had shown is incomparable . With me for every step and for any questions. Thank you guys for all your hard work. I don't think I can say it enough. You guys help me change my whole life.
Rating: 5.0 out of 5.0 from Encompass Great communication MuhammadNew Bedford, MA Feb 03
Great communication
Rating: 5.0 out of 5.0 from Encompass Big thank-you to Rich Brandariz for making this transaction smooth from start to finish. Great communication, quick responses, and true teamwork made all the difference for my buyer. Highly recommend! KerryFoster, RI Jan 26
Big thank-you to Rich Brandariz for making this transaction smooth from start to finish. Great communication, quick responses, and true teamwork made all the difference for my buyer. Highly recommend!
Rating: 5.0 out of 5.0 from Encompass Rich and his team helped with a home purchase. Rich was quick in responses, and made everything comfortable. David MFoster, RI Jan 22
Rich and his team helped with a home purchase. Rich was quick in responses, and made everything comfortable.
Rating: 4.5 out of 5.0 from Encompass The program is a great alternative to traditional home buying and selling. Kristen MWest Warwick, RI Jan 21
The program is a great alternative to traditional home buying and selling.
Rating: 5.0 out of 5.0 from Encompass Rich and his team were extremely helpful throughout the entire loan process Lisa MarieBelmont, NH Dec 29
Rich and his team were extremely helpful throughout the entire loan process
Rating: 5.0 out of 5.0 from Encompass great communication throughout the entire process. never a negative word from our client, which is most important! RyanRichmond, RI Dec 16
great communication throughout the entire process. never a negative word from our client, which is most important!
Rating: 5.0 out of 5.0 from Encompass Without Rich Brandariz’s help and knowledge of the Cash2Keys program, my buyers would never have been able to secure their new home with a VA loan in this competitive market. I look forward to working with Rich again in the near future. RobertMiddletown, RI Dec 08
Without Rich Brandariz’s help and knowledge of the Cash2Keys program, my buyers would never have been able to secure their new home with a VA loan in this competitive market. I look forward to working with Rich again in the near future.
Rating: 5.0 out of 5.0 from Encompass No matter what happened, Rich walked us through everything. He and his team are simply amazing! Christine MaryFall River, MA Nov 18
No matter what happened, Rich walked us through everything. He and his team are simply amazing!
Rating: 4.8 out of 5.0 from Encompass The communication and personal touch really shined through when working with Rich and his team. I appreciated the emails, texts and phone calls to let me know everything was moving along for me. Ryan JPortsmouth, RI Nov 17
The communication and personal touch really shined through when working with Rich and his team. I appreciated the emails, texts and phone calls to let me know everything was moving along for me.
Rating: 5.0 out of 5.0 from Encompass Smooth process, easy to communicate with Rich. Thank you ! JennaNorth Kingstown, RI Oct 31
Smooth process, easy to communicate with Rich. Thank you !
Rating: 5.0 out of 5.0 from Encompass Rich was a huge help with great knowledge and guidance threw out the loan process. We plan on using him again in the future! CodyFall River, MA Oct 17
Rich was a huge help with great knowledge and guidance threw out the loan process. We plan on using him again in the future!
Rating: 5.0 out of 5.0 from Encompass Excellent communication and very prompt LinseyFall River, MA Oct 05
Excellent communication and very prompt