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Proudly serving clients across Rhode Island, Connecticut, Massachusetts and New Hampshire.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Just an amazing experience Wararat Smithfield, RI April 03 Rating: 5.0 out of 5.0 from Encompass
Just an amazing experience
I had a truly great experience throughout the entire mortgage process. Communication was clear, timely, and consistent, which made everything feel smooth and stress-free from start to finish. Every question I had was answered quickly and thoroughly, and I always felt informed at each step. What really stood out was the willingness to work with me ... Billy Smithfield, RI April 03 Rating: 5.0 out of 5.0 from Encompass
I had a truly great experience throughout the entire mortgage process. Communication was clear, timely, and consistent, which made everything feel smooth and stress-free from start to finish. Every question I had was answered quickly and thoroughly, and I always felt informed at each step. What really stood out was the willingness to work with me ...
Rich Brandariz at AnnieMac is truly exceptional at what he does. He’s a great communicator, consistently reliable, and always gets the job done. His professionalism and dedication set him apart from the rest. I’m proud to call him a trusted referral partner and confidently recommend him to anyone looking for top-tier service. Courtney Smithfield, RI April 03 Rating: 5.0 out of 5.0 from Encompass
Rich Brandariz at AnnieMac is truly exceptional at what he does. He’s a great communicator, consistently reliable, and always gets the job done. His professionalism and dedication set him apart from the rest. I’m proud to call him a trusted referral partner and confidently recommend him to anyone looking for top-tier service.
process was easy Lillian Acushnet, MA March 30 Rating: 5.0 out of 5.0 from Encompass
process was easy
Some more explanation. Being a first time home buyer Eric Attleboro, MA March 04 Rating: 4.0 out of 5.0 from Encompass
Some more explanation. Being a first time home buyer
The level of efficiency and support was excellent Carlene Attleboro, MA March 02 Rating: 4.8 out of 5.0 from Encompass
The level of efficiency and support was excellent
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.
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