About Richard
Proudly serving clients across Texas, Alabama, Florida, Louisiana and North Carolina.
Born and Raised in Texas , Richard Caldwell is now firmly rooted in the South Texas , where his dedication to family and community shines. When he’s not leading in the financial industry, you might find him enjoying time with loved ones, exploring the outdoors, or engaging with his local community. But don’t let his approachable demeanor fool you—Richard is a seasoned expert in his field. With over 29 years of experience in the financial services industry and 25 years in leadership roles, Richard is a trusted authority on all things finance.
A graduate of Texas A&M University-Kingsville, where he earned a Bachelor’s degree in Business with a major in Finance, Richard has a unique ability to navigate the intricate world of financial solutions. His extensive leadership background has equipped him to see opportunities and strategies others might overlook, helping countless clients achieve their financial goals.
Richard’s passion for innovation and his commitment to staying ahead of industry trends have made him an invaluable resource for clients and colleagues alike. Whether he’s developing cutting-edge strategies, mentoring teams, or building lasting relationships, Richard brings unparalleled insight and expertise to every endeavor.
Non-Originating Staff
-
- Brenda Flores Recio
- Loan Partner
- brecio@annie-mac.com
- (956) 459-6804
Borrower Testimonials
The whole process was smooth and fast. Very happy with the service.
Knoledgeable customer support
I had an excellent experience with this home mortgage company. The entire team was professional, knowledgeable, and supportive throughout the entire process. They took the time to explain every step, answered all of my questions promptly, and made what could have been a stressful experience feel easy and manageable. Their communication was outstand...
The process was quite easy . Needed more advance notice on some things
Mr. Caldwell was always a phone call away. Answered any questions I had or any concerns right away.
Overall experience was great even through the pandemic. Awesome job guys!!!!
Richard and the team was amazing 👏.... I was a tough one but they got me into my Dream Home 🏡....Thank you so much
Great service and always up-to-date with the process. Great communication and helped out a lot.
Everything is always great with Richard Caldwell
The communication was great always there to help. I can't say anything bad about the service I highly recommend thanks for everything
Great service with Richard Caldwell and Richard Parker !!!!
The next level service is hard to beat.
Communication was very constant! There were times that things were looking rocky, but Richard Caldwell and his team never gave up to get us into our dream home. I am forever grateful for the time, effort, communication and overall care that we received which allowed us to get to the closing table. I recommend Richard Caldwell for anyone who is in n...
Richard Caldwell is easy to work with. No extra work to make it happen.
A great experience made easy by a good team ready to get the job done!
For 1st time homebuyers my wife and I were very pleased with all of the assistance that you and your team provided. We were able do everything simply and easily even though we were in Georgia and you were in Texas. I was very amazed with the work we were able to accomplish and how fast we were able to close on the home. The videos that you sent us ...
Total experience from beginning to end
The commitment and dedication made the experience great
Great programs and customer service
Mr Caldwell’s and his team honesty.
Thank you Planet Home Lending Team! Throughout the whole process they stayed in touch and even sent videos on what to expect which made understanding some of the processes clear. Great customer service!
When my husband had a question, he would get back with my husband with a answer. He made it easy and less stressful. Thank you Mr. Caldwell
Very professional and quick responses. Always available for any concern I had.
More
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!