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Born and Raised in Texas , Richard Caldwell is now firmly rooted in the South Texas , where his dedication to family and community shines. When he’s not leading in the financial industry, you might find him enjoying time with loved ones, exploring the outdoors, or engaging with his local community. But don’t let his approachable demeanor fool you—Richard is a seasoned expert in his field. With over 29 years of experience in the financial services industry and 25 years in leadership roles, Richard is a trusted authority on all things finance.
A graduate of Texas A&M University-Kingsville, where he earned a Bachelor’s degree in Business with a major in Finance, Richard has a unique ability to navigate the intricate world of financial solutions. His extensive leadership background has equipped him to see opportunities and strategies others might overlook, helping countless clients achieve their financial goals.
Richard’s passion for innovation and his commitment to staying ahead of industry trends have made him an invaluable resource for clients and colleagues alike. Whether he’s developing cutting-edge strategies, mentoring teams, or building lasting relationships, Richard brings unparalleled insight and expertise to every endeavor.
Rating: 5.0 out of 5.0 from Encompass I want to let everyone know Richard at planet home lending did an amazing job in to our finance I would really recommend him to anyone thank you for making it happen. JorgePharr, TX Jul 21
I want to let everyone know Richard at planet home lending did an amazing job in to our finance I would really recommend him to anyone thank you for making it happen.
Rating: 5.0 out of 5.0 from Encompass Excellent customer service. Really appreciate the timely help Mr. Caldwell provided to help me close on my house in less than one month. TommyGeorgetown, TX Jul 21
Excellent customer service. Really appreciate the timely help Mr. Caldwell provided to help me close on my house in less than one month.
Rating: 4.2 out of 5.0 from Encompass The process was quite easy . Needed more advance notice on some things PatriciaKilleen, TX Jul 21
The process was quite easy . Needed more advance notice on some things
Rating: 5.0 out of 5.0 from Encompass Mr. Caldwell was always a phone call away. Answered any questions I had or any concerns right away. MirtaRio Hondo, TX Jul 21
Mr. Caldwell was always a phone call away. Answered any questions I had or any concerns right away.
Rating: 5.0 out of 5.0 from Encompass Overall experience was great even through the pandemic. Awesome job guys!!!! StevenKilleen, TX Jul 21
Overall experience was great even through the pandemic. Awesome job guys!!!!
Rating: 5.0 out of 5.0 from Encompass Richard and the team was amazing 👏.... I was a tough one but they got me into my Dream Home 🏡....Thank you so much ShikiraKilleen, TX Jul 21
Richard and the team was amazing 👏.... I was a tough one but they got me into my Dream Home 🏡....Thank you so much
Rating: 5.0 out of 5.0 from Encompass Great service and always up-to-date with the process. Great communication and helped out a lot. AndrewSan Benito, TX Jul 21
Great service and always up-to-date with the process. Great communication and helped out a lot.
Rating: 5.0 out of 5.0 from Encompass Everything is always great with Richard Caldwell RichardKilleen, TX Jul 21
Everything is always great with Richard Caldwell
Rating: 5.0 out of 5.0 from Encompass The communication was great always there to help. I can't say anything bad about the service I highly recommend thanks for everything ShamekaKilleen, TX Jul 21
The communication was great always there to help. I can't say anything bad about the service I highly recommend thanks for everything
Rating: 5.0 out of 5.0 from Encompass Great service with Richard Caldwell and Richard Parker !!!! AnthonyRound Rock, TX Jul 21
Great service with Richard Caldwell and Richard Parker !!!!
Rating: 5.0 out of 5.0 from Encompass The next level service is hard to beat. StanleyKilleen, TX Jul 21
The next level service is hard to beat.
Rating: 5.0 out of 5.0 from Encompass Communication was very constant! There were times that things were looking rocky, but Richard Caldwell and his team never gave up to get us into our dream home. I am forever grateful for the time, effort, communication and overall care that we received which allowed us to get to the closing table. I recommend Richard Caldwell for anyone who is in n... JasmineKilleen, TX Jul 21
Communication was very constant! There were times that things were looking rocky, but Richard Caldwell and his team never gave up to get us into our dream home. I am forever grateful for the time, effort, communication and overall care that we received which allowed us to get to the closing table. I recommend Richard Caldwell for anyone who is in n...
Rating: 5.0 out of 5.0 from Encompass Richard Caldwell is easy to work with. No extra work to make it happen. NaamanKilleen, TX Jul 21
Richard Caldwell is easy to work with. No extra work to make it happen.
Rating: 5.0 out of 5.0 from Encompass A great experience made easy by a good team ready to get the job done! TroyHarlingen, TX Jul 21
A great experience made easy by a good team ready to get the job done!
Rating: 5.0 out of 5.0 from Encompass For 1st time homebuyers my wife and I were very pleased with all of the assistance that you and your team provided. We were able do everything simply and easily even though we were in Georgia and you were in Texas. I was very amazed with the work we were able to accomplish and how fast we were able to close on the home. The videos that you sent us ... JovanKilleen, TX Jul 21
For 1st time homebuyers my wife and I were very pleased with all of the assistance that you and your team provided. We were able do everything simply and easily even though we were in Georgia and you were in Texas. I was very amazed with the work we were able to accomplish and how fast we were able to close on the home. The videos that you sent us ...
Rating: 4.8 out of 5.0 from Encompass Total experience from beginning to end PatriciaKilleen, TX Jul 21
Total experience from beginning to end
Rating: 4.5 out of 5.0 from Encompass The commitment and dedication made the experience great DariusKilleen, TX Jul 21
The commitment and dedication made the experience great
Rating: 5.0 out of 5.0 from Encompass Great programs and customer service RichardKilleen, TX Jul 21
Great programs and customer service
Rating: 5.0 out of 5.0 from Encompass Mr Caldwell’s and his team honesty. TommyGeorgetown, TX Jul 21
Mr Caldwell’s and his team honesty.
Rating: 5.0 out of 5.0 from Encompass Thank you Planet Home Lending Team! Throughout the whole process they stayed in touch and even sent videos on what to expect which made understanding some of the processes clear. Great customer service! MayraSan Antonio, TX Jul 21
Thank you Planet Home Lending Team! Throughout the whole process they stayed in touch and even sent videos on what to expect which made understanding some of the processes clear. Great customer service!
Rating: 5.0 out of 5.0 from Encompass When my husband had a question, he would get back with my husband with a answer. He made it easy and less stressful. Thank you Mr. Caldwell IsabellaHillsboro, TX Jul 21
When my husband had a question, he would get back with my husband with a answer. He made it easy and less stressful. Thank you Mr. Caldwell
Rating: 5.0 out of 5.0 from Encompass Very professional and quick responses. Always available for any concern I had. PedroLos Fresnos, TX Jul 21
Very professional and quick responses. Always available for any concern I had.