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Proudly serving clients across NJ, AR, AZ, CA, CO, CT, FL, GA, IL, MA, MD, ME, MI, MN, NC, NV, NY, OH, PA, SC, TN, TX, UT, VA, WA, WI
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Pat was a fantastic partner - very responsise and supportive. Audrey L Kings Mountain, NC February 01 Rating: 5.0 out of 5.0 from Encompass
Pat was a fantastic partner - very responsise and supportive.
Pat was fantastic to work with from start to finish. He was knowledgeable, responsive, and made the mortgage process easy to understand every step of the way. Pat truly had our best interests in mind and was always available to answer questions. We couldn’t be happier with the experience and would highly recommend Pat to anyone looking for a trus... Jeremy Millstone Township, NJ January 31 Rating: 5.0 out of 5.0 from Encompass
Pat was fantastic to work with from start to finish. He was knowledgeable, responsive, and made the mortgage process easy to understand every step of the way. Pat truly had our best interests in mind and was always available to answer questions. We couldn’t be happier with the experience and would highly recommend Pat to anyone looking for a trus...
Great Communication and always made himself available Gina Akron, OH January 30 Rating: 5.0 out of 5.0 from Encompass
Great Communication and always made himself available
Working with Pat was fantastic! He made the mortgage process smooth and stress-free, explained every step clearly, and found us a great rate. Super responsive, knowledgeable, and genuinely cared about our needs. Highly recommend! Kelly Millstone Township, NJ January 28 Rating: 5.0 out of 5.0 from Encompass
Working with Pat was fantastic! He made the mortgage process smooth and stress-free, explained every step clearly, and found us a great rate. Super responsive, knowledgeable, and genuinely cared about our needs. Highly recommend!
Good communication Salvatore Osprey, FL January 21 Rating: 4.2 out of 5.0 from Encompass
Good communication
Difficult foreign income but you made it happen. Thanks! James Weaver Bradenton, FL December 30 Rating: 4.8 out of 5.0 from Encompass
Difficult foreign income but you made it happen. Thanks!
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm