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Proudly serving clients across NJ, AR, AZ, CA, CO, CT, FL, GA, IL, MA, MD, ME, MI, MN, NC, NV, NY, OH, PA, SC, TN, TX, UT, VA, WA, WI
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Had a great experience....they made the process very easy for us. Altaff Armonk, NY March 27 Rating: 5.0 out of 5.0 from Encompass
Had a great experience....they made the process very easy for us.
Very easy to wo with and good communication John Venice, FL March 20 Rating: 5.0 out of 5.0 from Encompass
Very easy to wo with and good communication
This experience is unique,First Emotion,second stress and stressful,three concerned worries and waiting and waiting and four anxious feelings and feeling that everything is going okay or bad but has to little bit more the happiness coming and everything turned very special and beautiful thanks everyone for your support patient and understandi... Jesus Quitman, AR March 04 Rating: 5.0 out of 5.0 from Encompass
This experience is unique,First Emotion,second stress and stressful,three concerned worries and waiting and waiting and four anxious feelings and feeling that everything is going okay or bad but has to little bit more the happiness coming and everything turned very special and beautiful thanks everyone for your support patient and understandi...
Pat was a fantastic partner - very responsise and supportive. Audrey L Kings Mountain, NC February 01 Rating: 5.0 out of 5.0 from Encompass
Pat was a fantastic partner - very responsise and supportive.
Pat was fantastic to work with from start to finish. He was knowledgeable, responsive, and made the mortgage process easy to understand every step of the way. Pat truly had our best interests in mind and was always available to answer questions. We couldn’t be happier with the experience and would highly recommend Pat to anyone looking for a trus... Jeremy Millstone Township, NJ January 31 Rating: 5.0 out of 5.0 from Encompass
Pat was fantastic to work with from start to finish. He was knowledgeable, responsive, and made the mortgage process easy to understand every step of the way. Pat truly had our best interests in mind and was always available to answer questions. We couldn’t be happier with the experience and would highly recommend Pat to anyone looking for a trus...
Great Communication and always made himself available Gina Akron, OH January 30 Rating: 5.0 out of 5.0 from Encompass
Great Communication and always made himself available
On 04/30/2026 at 2:30 pm
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