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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.7 out of 5.0 from Encompass Patrick and Corey were easy to get in touch with by phone during crunch time. Reaching others working on the transaction were not as communicative. I believe strongly if there is a hold up or a concern, pick up the phone and talk with someone to resolve the issue ASAP. RuthBrunswick, ME Jun 16
Patrick and Corey were easy to get in touch with by phone during crunch time. Reaching others working on the transaction were not as communicative. I believe strongly if there is a hold up or a concern, pick up the phone and talk with someone to resolve the issue ASAP.
Rating: 5.0 out of 5.0 from Encompass Patrick and his team were very knowledgeable. Pat himself took the time to break everything down so I could understand all along the way. I work alot so late nights, so late night were best for me to talk. Pat answered my calls and text whenever I needed to talk. He even took time while on vacation to talk with me. I was on a limited time scale an... ReneCasco, ME Jun 15
Patrick and his team were very knowledgeable. Pat himself took the time to break everything down so I could understand all along the way. I work alot so late nights, so late night were best for me to talk. Pat answered my calls and text whenever I needed to talk. He even took time while on vacation to talk with me. I was on a limited time scale an...
Rating: 5.0 out of 5.0 from Encompass My clients were very happy with the seamless transaction and the communication bald and as an agent I always appreciate what my clients are happy. DavianCasco, ME Jun 10
My clients were very happy with the seamless transaction and the communication bald and as an agent I always appreciate what my clients are happy.
Rating: 5.0 out of 5.0 from Encompass Our loan officer, Patrick, impressed us with his amazing hairline and big muscles. It was so distracting that we didn't have the time to stress about all of the paperwork and decisions that comes with your first home purchase. In addition, Patrick was very communicative and coached us through the entire ... Charles CameronJefferson, GA Jun 09
Our loan officer, Patrick, impressed us with his amazing hairline and big muscles. It was so distracting that we didn't have the time to stress about all of the paperwork and decisions that comes with your first home purchase. In addition, Patrick was very communicative and coached us through the entire ...
Rating: 4.0 out of 5.0 from Encompass Prompt. Service and knowledgable staff KaylaLisbon, ME Feb 16
Prompt. Service and knowledgable staff
Rating: 5.0 out of 5.0 from Encompass Patrick is incredibly professional. He can answer questions and solve problems quickly and his communication couldn't be clearer. This was a somewhat stressful process and I felt like I had a very competent person who had my back and made the process as easy as possible. I would definitley recommend Patrick and will be personally reaching out in th... BrodyFalmouth, ME Feb 03
Patrick is incredibly professional. He can answer questions and solve problems quickly and his communication couldn't be clearer. This was a somewhat stressful process and I felt like I had a very competent person who had my back and made the process as easy as possible. I would definitley recommend Patrick and will be personally reaching out in th...
Rating: 5.0 out of 5.0 from Encompass Patrick and his team were fantastic. James RSaco, ME Jan 19
Patrick and his team were fantastic.
Rating: 5.0 out of 5.0 from Encompass Very responsive on all inquiries. Shane GardnerSabattus, ME Jan 09
Very responsive on all inquiries.
Rating: 4.3 out of 5.0 from Encompass Ok is good. There was a minor delay in communication but worked out. Jeffrey EdwardAlbion, ME Jan 08
Ok is good. There was a minor delay in communication but worked out.
Rating: 5.0 out of 5.0 from Encompass Patrick is always there when you need him. Got my client a sweeeeeet interest rate and was ready to rock when the time came! HollyAlbion, ME Jan 06
Patrick is always there when you need him. Got my client a sweeeeeet interest rate and was ready to rock when the time came!
Rating: 4.0 out of 5.0 from Encompass Experience overall was pretty good, but there were some issues where more communication and explanation about the process would have been helpful, primarily related to setting the final terms of the loan, which wasn't clear and came down to the wire. Team was very responsive and helpful whenever these issues were raised, just wish we didn't have to... JeffreyBrunswick, ME Dec 08
Experience overall was pretty good, but there were some issues where more communication and explanation about the process would have been helpful, primarily related to setting the final terms of the loan, which wasn't clear and came down to the wire. Team was very responsive and helpful whenever these issues were raised, just wish we didn't have to...
Rating: 5.0 out of 5.0 from Encompass Fantastic communication, information, & support from everyone at Annie Mac. Special thanks to Patrick, Barb, Laurie, Ashley, and to Deb Perry from Keller Williams Realty for helping me all the way to closing & making my dream come true! PatriciaKennebunk, ME Nov 27
Fantastic communication, information, & support from everyone at Annie Mac. Special thanks to Patrick, Barb, Laurie, Ashley, and to Deb Perry from Keller Williams Realty for helping me all the way to closing & making my dream come true!
Rating: 5.0 out of 5.0 from Encompass Patrick at Annie Mac worked closely with my client Pat so that she obtained the perfect loan and downpayment ratio that would work great for her. Pat frequently mentioned to me how easy it was to communicate with Patrick. She was impressed with his knowledge about the whole process and the speed to which things were achieved. I know Pat intends on ... DeborahKennebunk, ME Nov 08
Patrick at Annie Mac worked closely with my client Pat so that she obtained the perfect loan and downpayment ratio that would work great for her. Pat frequently mentioned to me how easy it was to communicate with Patrick. She was impressed with his knowledge about the whole process and the speed to which things were achieved. I know Pat intends on ...
Rating: 4.5 out of 5.0 from Encompass how you treat people and encourage them you so amazing work with you make people feel they doing perfect choice DidierAuburn, ME Nov 04
how you treat people and encourage them you so amazing work with you make people feel they doing perfect choice
Rating: 4.0 out of 5.0 from Encompass Really good customer service and explanaition of all aspects during the process Stephen JFreeport, ME Oct 25
Really good customer service and explanaition of all aspects during the process
Rating: 5.0 out of 5.0 from Encompass Clear communication, easy to use loan dashboard, creative solutions offered for funding and collaborative problem solving during a stressful experience. CaseyWindham, ME Oct 24
Clear communication, easy to use loan dashboard, creative solutions offered for funding and collaborative problem solving during a stressful experience.
Rating: 5.0 out of 5.0 from Encompass Patrick was always a silent presents, I knew he was there when I needed him. More importlanty My Clients knew he was always there. Kimberly DuboisBangor, ME Oct 19
Patrick was always a silent presents, I knew he was there when I needed him. More importlanty My Clients knew he was always there.
Rating: 4.8 out of 5.0 from Encompass All were easy to communicate with and they helped make this transaction easy. JonathanBristol, ME Sep 23
All were easy to communicate with and they helped make this transaction easy.
Rating: 5.0 out of 5.0 from Encompass Patrick is a clear & effective communicator. The team he has backing him is efficient too. I find Patrick easy to work with and much enjoy the working partnership we have created in the housing industry. I will continue to refer clients to him. JenniferRumford, ME Aug 27
Patrick is a clear & effective communicator. The team he has backing him is efficient too. I find Patrick easy to work with and much enjoy the working partnership we have created in the housing industry. I will continue to refer clients to him.
Rating: 5.0 out of 5.0 from Encompass Made some MAGIC happen HollySabattus, ME Aug 27
Made some MAGIC happen
Rating: 4.8 out of 5.0 from Encompass Cash2Keys offer, even though it was ultimately not needed, was what allowed us the opportunity to realize our dream of moving to Maine! Daniel ScottAuburn, ME Aug 24
Cash2Keys offer, even though it was ultimately not needed, was what allowed us the opportunity to realize our dream of moving to Maine!
Rating: 4.5 out of 5.0 from Encompass Lots of communication DonaldSaco, ME Jul 25
Lots of communication
Rating: 5.0 out of 5.0 from Encompass Patrick was there for all of my questions and needs MichaelSouth Portland, ME Jul 08
Patrick was there for all of my questions and needs
Rating: 5.0 out of 5.0 from Encompass Friendly, courteous, well informed, happy to explain answers in detail, fast and efficient!! Robin ABath, ME Jun 27
Friendly, courteous, well informed, happy to explain answers in detail, fast and efficient!!