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Proudly serving clients across Maine, Georgia, Massachusetts and New Hampshire.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Everyone was so attentive, kind and there every step of the way AllisonSabattus, ME Aug 13
Everyone was so attentive, kind and there every step of the way
Rating: 5.0 out of 5.0 from Encompass I hit ok by accident and could not go back to change it. Working with Patrick was very easy and he was great. ShawnaLeominster, MA Aug 12
I hit ok by accident and could not go back to change it. Working with Patrick was very easy and he was great.
Rating: 5.0 out of 5.0 from Encompass Patrick and his team over at Annie Mac are the best of the best. Super knowledgeable regarding different loan products and responds to your questions and requests instantly. I'd recommned Patrick to any of my future clients with how smooth this transaction was from start to finish! DanielStandish, ME Aug 11
Patrick and his team over at Annie Mac are the best of the best. Super knowledgeable regarding different loan products and responds to your questions and requests instantly. I'd recommned Patrick to any of my future clients with how smooth this transaction was from start to finish!
Rating: 5.0 out of 5.0 from Encompass It is my feeling that Shawna was handled very excellently by Patrick. It was a smooth process on the lending side. Thank you Patrick! RaymondLeominster, MA Aug 11
It is my feeling that Shawna was handled very excellently by Patrick. It was a smooth process on the lending side. Thank you Patrick!
Rating: 5.0 out of 5.0 from Encompass direct, easy to digest communication, warm and inviting approach, responsive and punctual. Stephen RaymondSabattus, ME Aug 07
direct, easy to digest communication, warm and inviting approach, responsive and punctual.
Rating: 5.0 out of 5.0 from Encompass Patrick is always amazing and make sure everything goes so smoothly Holly MarieSabattus, ME Aug 07
Patrick is always amazing and make sure everything goes so smoothly
Rating: 5.0 out of 5.0 from Encompass Communication was amazing and navigating stressors durring the transation was wonderful! HannahStockton Springs, ME Jul 27
Communication was amazing and navigating stressors durring the transation was wonderful!
Rating: 5.0 out of 5.0 from Encompass The people were knowlegable and prompt. NoahLimerick, ME Jul 24
The people were knowlegable and prompt.
Rating: 5.0 out of 5.0 from Encompass Patrick was always there and quick to respond with any questions that I had for my first client. I am SO very thankful for his grit and fortitude for his clients! Cannot wait to refer more people to him! SarahLimerick, ME Jul 21
Patrick was always there and quick to respond with any questions that I had for my first client. I am SO very thankful for his grit and fortitude for his clients! Cannot wait to refer more people to him!
Rating: 5.0 out of 5.0 from Encompass Our loan officer, Patrick, impressed us with his amazing hairline and big muscles. It was so distracting that we didn't have the time to stress about all of the paperwork and decisions that comes with your first home purchase. In addition, Patrick was very communicative and coached us through the entire ... Charles CameronJefferson, GA Jun 19
Our loan officer, Patrick, impressed us with his amazing hairline and big muscles. It was so distracting that we didn't have the time to stress about all of the paperwork and decisions that comes with your first home purchase. In addition, Patrick was very communicative and coached us through the entire ...
Rating: 4.7 out of 5.0 from Encompass Patrick and Corey were easy to get in touch with by phone during crunch time. Reaching others working on the transaction were not as communicative. I believe strongly if there is a hold up or a concern, pick up the phone and talk with someone to resolve the issue ASAP. RuthBrunswick, ME Jun 16
Patrick and Corey were easy to get in touch with by phone during crunch time. Reaching others working on the transaction were not as communicative. I believe strongly if there is a hold up or a concern, pick up the phone and talk with someone to resolve the issue ASAP.
Rating: 5.0 out of 5.0 from Encompass Patrick and his team were very knowledgeable. Pat himself took the time to break everything down so I could understand all along the way. I work alot so late nights, so late night were best for me to talk. Pat answered my calls and text whenever I needed to talk. He even took time while on vacation to talk with me. I was on a limited time scale an... ReneCasco, ME Jun 15
Patrick and his team were very knowledgeable. Pat himself took the time to break everything down so I could understand all along the way. I work alot so late nights, so late night were best for me to talk. Pat answered my calls and text whenever I needed to talk. He even took time while on vacation to talk with me. I was on a limited time scale an...
Rating: 5.0 out of 5.0 from Encompass My clients were very happy with the seamless transaction and the communication bald and as an agent I always appreciate what my clients are happy. DavianCasco, ME Jun 10
My clients were very happy with the seamless transaction and the communication bald and as an agent I always appreciate what my clients are happy.
Rating: 4.0 out of 5.0 from Encompass Prompt. Service and knowledgable staff KaylaLisbon, ME Feb 16
Prompt. Service and knowledgable staff
Rating: 5.0 out of 5.0 from Encompass Patrick is incredibly professional. He can answer questions and solve problems quickly and his communication couldn't be clearer. This was a somewhat stressful process and I felt like I had a very competent person who had my back and made the process as easy as possible. I would definitley recommend Patrick and will be personally reaching out in th... BrodyFalmouth, ME Feb 03
Patrick is incredibly professional. He can answer questions and solve problems quickly and his communication couldn't be clearer. This was a somewhat stressful process and I felt like I had a very competent person who had my back and made the process as easy as possible. I would definitley recommend Patrick and will be personally reaching out in th...
Rating: 5.0 out of 5.0 from Encompass Patrick and his team were fantastic. James RSaco, ME Jan 19
Patrick and his team were fantastic.
Rating: 5.0 out of 5.0 from Encompass Very responsive on all inquiries. Shane GardnerSabattus, ME Jan 09
Very responsive on all inquiries.
Rating: 4.3 out of 5.0 from Encompass Ok is good. There was a minor delay in communication but worked out. Jeffrey EdwardAlbion, ME Jan 08
Ok is good. There was a minor delay in communication but worked out.
Rating: 5.0 out of 5.0 from Encompass Patrick is always there when you need him. Got my client a sweeeeeet interest rate and was ready to rock when the time came! HollyAlbion, ME Jan 06
Patrick is always there when you need him. Got my client a sweeeeeet interest rate and was ready to rock when the time came!
Rating: 4.0 out of 5.0 from Encompass Experience overall was pretty good, but there were some issues where more communication and explanation about the process would have been helpful, primarily related to setting the final terms of the loan, which wasn't clear and came down to the wire. Team was very responsive and helpful whenever these issues were raised, just wish we didn't have to... JeffreyBrunswick, ME Dec 08
Experience overall was pretty good, but there were some issues where more communication and explanation about the process would have been helpful, primarily related to setting the final terms of the loan, which wasn't clear and came down to the wire. Team was very responsive and helpful whenever these issues were raised, just wish we didn't have to...
Rating: 5.0 out of 5.0 from Encompass Fantastic communication, information, & support from everyone at Annie Mac. Special thanks to Patrick, Barb, Laurie, Ashley, and to Deb Perry from Keller Williams Realty for helping me all the way to closing & making my dream come true! PatriciaKennebunk, ME Nov 27
Fantastic communication, information, & support from everyone at Annie Mac. Special thanks to Patrick, Barb, Laurie, Ashley, and to Deb Perry from Keller Williams Realty for helping me all the way to closing & making my dream come true!
Rating: 5.0 out of 5.0 from Encompass Patrick at Annie Mac worked closely with my client Pat so that she obtained the perfect loan and downpayment ratio that would work great for her. Pat frequently mentioned to me how easy it was to communicate with Patrick. She was impressed with his knowledge about the whole process and the speed to which things were achieved. I know Pat intends on ... DeborahKennebunk, ME Nov 08
Patrick at Annie Mac worked closely with my client Pat so that she obtained the perfect loan and downpayment ratio that would work great for her. Pat frequently mentioned to me how easy it was to communicate with Patrick. She was impressed with his knowledge about the whole process and the speed to which things were achieved. I know Pat intends on ...
Rating: 4.5 out of 5.0 from Encompass how you treat people and encourage them you so amazing work with you make people feel they doing perfect choice DidierAuburn, ME Nov 04
how you treat people and encourage them you so amazing work with you make people feel they doing perfect choice
Rating: 4.0 out of 5.0 from Encompass Really good customer service and explanaition of all aspects during the process Stephen JFreeport, ME Oct 25
Really good customer service and explanaition of all aspects during the process