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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Extremely helpful and made the process very easy! Conner JSavannah, GA May 15
Extremely helpful and made the process very easy!
Rating: 5.0 out of 5.0 from Encompass Patricia made the process of buying a home seamless for our mutual client. She's very cheerful and passionate about her job. Thank you for the wonderful experience. ShawnSavannah, GA May 05
Patricia made the process of buying a home seamless for our mutual client. She's very cheerful and passionate about her job. Thank you for the wonderful experience.
Rating: 5.0 out of 5.0 from Encompass The hard work and the determination to get this loan funded will Thomas JMidway, GA Feb 23
The hard work and the determination to get this loan funded will
Rating: 5.0 out of 5.0 from Encompass Patricia was always available to answer any question. Very prompt this is my second time using her she is always great!! Victoria MellSavannah, GA Dec 05
Patricia was always available to answer any question. Very prompt this is my second time using her she is always great!!
Rating: 5.0 out of 5.0 from Encompass Patricia provided quick pre approval and offered guidance throughout the entire loan proces. She got the loan closed in a little over two weeks saving the deal. LaTashia S.Savannah, GA Nov 11
Patricia provided quick pre approval and offered guidance throughout the entire loan proces. She got the loan closed in a little over two weeks saving the deal.
Rating: 4.8 out of 5.0 from Encompass Patricia Small and Rebecca Teater were responsive in their communication throughout the entire process. Customer service was OUTSTANDING!!! They even took an extra step in assisting me find homeowners insurance for a GREAT rate! I would highly recommend working with this team as they get an A from me. Erin NSavannah, GA Nov 03
Patricia Small and Rebecca Teater were responsive in their communication throughout the entire process. Customer service was OUTSTANDING!!! They even took an extra step in assisting me find homeowners insurance for a GREAT rate! I would highly recommend working with this team as they get an A from me.
Rating: 5.0 out of 5.0 from SFTP Patricia, you were such an awesome person to work with during my home buying process. You pick me up when I was ready to throw in the towel. Thank you for being the person you are. I was introduced to a loan officer and I feel like I left the process making a friend 😊 JosephMidway, GA Sep 30
Patricia, you were such an awesome person to work with during my home buying process. You pick me up when I was ready to throw in the towel. Thank you for being the person you are. I was introduced to a loan officer and I feel like I left the process making a friend 😊
Rating: 5.0 out of 5.0 from SFTP Helpful - knowledgeable- friendly RebeccaAlma, GA Sep 30
Helpful - knowledgeable- friendly
Rating: 4.7 out of 5.0 from SFTP Patricia was a great help with everything and advised me what to do with each step of the mortgage process. Thanks to her we were able to get into our new house. AndrewAlma, GA Sep 30
Patricia was a great help with everything and advised me what to do with each step of the mortgage process. Thanks to her we were able to get into our new house.
Rating: 5.0 out of 5.0 from SFTP Patrici's professionalism speaks volume. Her knowledge and expertise is the reason I continue to bring her busines. CYNTHIAFairburn, GA Sep 30
Patrici's professionalism speaks volume. Her knowledge and expertise is the reason I continue to bring her busines.
Rating: 5.0 out of 5.0 from SFTP Very professional and personable. Always available to communicate and answer questions. The experience was enjoyable. TroyFairburn, GA Sep 30
Very professional and personable. Always available to communicate and answer questions. The experience was enjoyable.
Rating: 5.0 out of 5.0 from SFTP It was a working with Patricia! She worked hard and quickly to get my clien's loan closed in less than two weeks. I look forward to closing many more deals with Patricia and Kind Lending. LatashiaBloomingdale, GA Sep 30
It was a working with Patricia! She worked hard and quickly to get my clien's loan closed in less than two weeks. I look forward to closing many more deals with Patricia and Kind Lending.
Rating: 5.0 out of 5.0 from SFTP She us OUTSTANDIN! Works very hard for her clients! I love Payricia🌹🌹♥️♥️🙏🏽🙏🏽🙏🏽🙏🏽 VernaBloomingdale, GA Sep 30
She us OUTSTANDIN! Works very hard for her clients! I love Payricia🌹🌹♥️♥️🙏🏽🙏🏽🙏🏽🙏🏽
Rating: 5.0 out of 5.0 from SFTP Patricia was absolutely amazing to work with! Not only did she help me through all of this but I have gained a forever friend! Michele M. MicheleRichmond Hill, GA Sep 30
Patricia was absolutely amazing to work with! Not only did she help me through all of this but I have gained a forever friend! Michele M.
Rating: 5.0 out of 5.0 from SFTP with Patricia has been a pleasure she made the process of my home, smooth and easy. She communicates well and stays on top of deadlines and information needed. did everything that she could to ensure I was happy. CourtneyKathleen, GA Sep 30
with Patricia has been a pleasure she made the process of my home, smooth and easy. She communicates well and stays on top of deadlines and information needed. did everything that she could to ensure I was happy.
Rating: 5.0 out of 5.0 from SFTP Wonderful experience JenniferRincon, GA Sep 30
Wonderful experience
Rating: 5.0 out of 5.0 from SFTP I enjoyed the time we spent together. We will work together in the future. LeslieLudowici, GA Sep 30
I enjoyed the time we spent together. We will work together in the future.
Rating: 5.0 out of 5.0 from SFTP Mrs. Patricia answered all the questions I had. always answer the phone and alway text back I was never misled into anything I had a great experience with everythin. RashadLudowici, GA Sep 30
Mrs. Patricia answered all the questions I had. always answer the phone and alway text back I was never misled into anything I had a great experience with everythin.
Rating: 5.0 out of 5.0 from SFTP I've known Patricia for years and her service and dedication to her clients is always superb! CYNTHIASavannah, GA Sep 30
I've known Patricia for years and her service and dedication to her clients is always superb!
Rating: 4.7 out of 5.0 from SFTP Job well done 💯 JahrailSavannah, GA Sep 30
Job well done 💯
Rating: 5.0 out of 5.0 from SFTP Patricia provides unmatched support. I will continue to work with her to ensure that my client's are well informed about the lending process and get to the closing table. AndreaRincon, GA Sep 30
Patricia provides unmatched support. I will continue to work with her to ensure that my client's are well informed about the lending process and get to the closing table.
Rating: 5.0 out of 5.0 from SFTP It took awhile but Patricia hung in there with us to get closed TyroneRincon, GA Sep 30
It took awhile but Patricia hung in there with us to get closed
Rating: 5.0 out of 5.0 from SFTP Great service and overall experience with Patricia as always. Look forward to doing business together in the near future! KennethSavannah, GA Sep 30
Great service and overall experience with Patricia as always. Look forward to doing business together in the near future!
Rating: 4.3 out of 5.0 from SFTP Patricia is a wonderful and knowledgeable loan officer. She really worked everything out for me. Thank you! ElitaSavannah, GA Sep 30
Patricia is a wonderful and knowledgeable loan officer. She really worked everything out for me. Thank you!