About Patricia
Proudly serving clients across Georgia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Great communication. My client was very happy with Patricia's service as well. Definitely refer to clients. Wonderful experience!
Patricia is extremely knowledgeable. She made sure that nothing took me by surprise. Patricia always had my BEST interest in mind and treated me like family. She's a gem!!!
Patricia kept my client and I informed throughout the entire process. She worked to structure the loan in the best interest of the client.
If you’re looking for a mortgage loan originator who truly goes above and beyond, I can’t recommend mine enough. Patricia Small with her knowledge and communication, simply the best!
I had a great experience with the Patricia Smalls. She helped me with my goal. She were friendly, professional, and very knowledgeable. She answered all of my questions, kept me informed throughout the process, and made everything easy to understand. I truly appreciate her patience, support, and excellent customer service. Thank you for making my e...
Patricia was AMAZING to work with!! When I had given up hope of ever getting my sellers to the closing table, she pulled out all the stops and performed a miracle!! We highly recommend her!! Savannah Home Realty...we have YOUR keys!🏡🗝
Patricia and her team were awesome to work with! My wife Jamey and I had been struggling to find the right lender. Our dream of buying a home had become more like a nightmare as we faced obstacle after obstacle with other lenders. We had our share of starts and stops with banks that treated us like we were nothing more than a credit score. It was a...
There is so much that I can say about Patricia Small. She is an awesomely amazing woman who feels the passion, concern and the desires of her clients. Patricia went above and beyond to help us get in the place we call home. She did what not many lenders would do. I highly recommend Patricia and the Homestar family.
Thanks Mrs Patricia for making our first home buying experience a breeze
She has been my lender for all 3 of my homes...honest and knowledge able.
Amy Tillman, Dream Home !
I highly recommend Patricia with Homestar Mortgage! After our previous lender was unable to get us financed, we turned to Patricia. We weren't sure if we could still meet our original closing date of Aug. 26th. In less than 2 weeks (yes, 2 weeks!) Patricia was able to close on our mortgage!!!! She is a miracle worker! We were able to get our dream ...
Patricia and her team worked extremely hard to get us to closing. We had a lot of difficulty with the buyer and Patricia truly held the deal together. I would strongly recommend her for all mortgage needs.
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Patricia was extremely helpful throughout the entire process. She answered every one of my questions, demonstrating a deep knowledge and expertise in her field. She was always available and polite displaying her high level of professionalism. I would recommend her to anyone looking to purchase a home.
Patricia was very professional and responsive to my client's needs.
You were knowledgeable, experienced, patient,and helped me through the process with kindness, words cannot express how grateful I am to have had such an amazing team and support..đź’ž
Patricia is very knowledgeable about the loan origination process.
Mrs.Patricia helped through the whole process and made things super easy to understand.
Communication and follow-up.
Patricia was kind and available whenever we needed her! We genuinely felt like she wanted the best for us and did everything she could to get us in our new home! Excellent experience working with Patricia!
Patricia was great throughout the process. She kept my clients informed and updated in a timely manner.
Extremely helpful and made the process very easy!
Patricia made the process of buying a home seamless for our mutual client. She's very cheerful and passionate about her job. Thank you for the wonderful experience.
The hard work and the determination to get this loan funded will
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- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!