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Proudly serving clients across Connecticut and Massachusetts.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Efficient, knowledgeable, pleasant. EdwardMiddletown, CT Aug 10
Efficient, knowledgeable, pleasant.
Rating: 5.0 out of 5.0 from Encompass Thanks for getting my client's loan closed quickly and efficiently. 5 Stars! LJManchester, CT Jul 06
Thanks for getting my client's loan closed quickly and efficiently. 5 Stars!
Rating: 5.0 out of 5.0 from Encompass Team Norm is great SuzyWindsor Locks, CT Jun 15
Team Norm is great
Rating: 5.0 out of 5.0 from Encompass Norm's availabilty and responsivness coupled with his industry knowledge make him invaluable to work with. Lisa and I won the bid on this property based off of Norms suggestions and we couldnt be more grateful. Thank you Norm! JasonWindsor Locks, CT Jun 15
Norm's availabilty and responsivness coupled with his industry knowledge make him invaluable to work with. Lisa and I won the bid on this property based off of Norms suggestions and we couldnt be more grateful. Thank you Norm!
Rating: 5.0 out of 5.0 from Encompass Norm was very helpful and always willing to answer questions throughout the entire ErichEllington, CT Apr 13
Norm was very helpful and always willing to answer questions throughout the entire
Rating: 5.0 out of 5.0 from Encompass Norm was in constant contact with us; always letting us know what was coming and when to complete certain things. He was always very quick to respond to any questions we had. Overall, A+ Ryan BEnfield, CT Apr 08
Norm was in constant contact with us; always letting us know what was coming and when to complete certain things. He was always very quick to respond to any questions we had. Overall, A+
Rating: 5.0 out of 5.0 from Encompass Norm was always very prompt with his responses and available when needed. His experience in real estate transactions helped us make informed decisions and ultimately provided the guideance that led to the successful purchase of our home. He truly cares about his clients, and I appreciate everything he did for us. Deidre AEnfield, CT Apr 06
Norm was always very prompt with his responses and available when needed. His experience in real estate transactions helped us make informed decisions and ultimately provided the guideance that led to the successful purchase of our home. He truly cares about his clients, and I appreciate everything he did for us.
Rating: 5.0 out of 5.0 from Encompass Everyone on The team was always very accessible. All correspondence was very timely. Steps and instructions were spelled out and explained In plain language. Everyone was very easy and pleasant to work with. LauraBolton, CT Dec 31
Everyone on The team was always very accessible. All correspondence was very timely. Steps and instructions were spelled out and explained In plain language. Everyone was very easy and pleasant to work with.
Rating: 5.0 out of 5.0 from Encompass Norm always answers The phone for any question I had. he made sure to keep me updated every time there was an change or progress in the process. Nicholas DeanNorthford, CT Dec 19
Norm always answers The phone for any question I had. he made sure to keep me updated every time there was an change or progress in the process.
Rating: 5.0 out of 5.0 from Encompass I've been working with Norm for around 4 years now. I always attempt to try and persuade clients to use him even if they're currently working with another LO/bank because I know Norm will be able to get the loan to close in a timely matter! He should 100% get a raise! Lol! BrianBolton, CT Dec 17
I've been working with Norm for around 4 years now. I always attempt to try and persuade clients to use him even if they're currently working with another LO/bank because I know Norm will be able to get the loan to close in a timely matter! He should 100% get a raise! Lol!
Rating: 5.0 out of 5.0 from Encompass My Client was happy. BILLVernon, CT Nov 16
My Client was happy.
Rating: 4.8 out of 5.0 from Encompass Norm is very knowledgeable and supportive. He kept both our mutual client and myself up to speed on every step and was proactive about any possible hiccups along the way! It made for a very smooth transaction for everyone! MollySouthington, CT Nov 04
Norm is very knowledgeable and supportive. He kept both our mutual client and myself up to speed on every step and was proactive about any possible hiccups along the way! It made for a very smooth transaction for everyone!
Rating: 4.7 out of 5.0 from Encompass Just be happy with ok NelsonVernon, CT Sep 27
Just be happy with ok
Rating: 5.0 out of 5.0 from Encompass Answered all of our questions, no matter how silly they seemed. MonellePomfret Center, CT Jun 04
Answered all of our questions, no matter how silly they seemed.